Buy Cheap Hartsville, IN Auto Insurance (2021)

Hartsville, IN auto insurance rates average $259 a month. Minimum auto insurance requirements in Hartsville, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Hartsville, IN, compare Hartsville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hartsville, IN are $259/month
  • Average auto insurance rates in Hartsville, IN for teens drivers are $6,087/year
  • The most expensive auto insurance company in Hartsville is Liberty Mutual

Finding affordable Hartsville, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Hartsville, IN auto insurance with confidence is right here. Auto insurance rates in Hartsville are affected by local factors as well as personal ones like your driving record.

See how Hartsville, IN car insurance rates compare to Hammond auto insurance rates, Bloomington auto insurance rates, and Fishers auto insurance rates before you read more about the cost of auto insurance in Hartsville.

Don’t buy Hartsville, IN auto insurance until you’ve compared rates. Get free Hartsville, Indiana auto insurance quotes when you enter your ZIP code above.

Hartsville, IN Minimum Auto Insurance Requirements

The required auto insurance in Hartsville, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Hartsville, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Hartsville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hartsville, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hartsville, IN. Take a look at Hartsville, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hartsville, Indiana

Insurance Company Poor Fair Good
Allstate $4,363 $3,250 $2,954
American Family $4,970 $3,229 $2,702
Farmers $3,942 $3,216 $2,979
GEICO $2,385 $1,985 $1,584
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,664 $2,254 $2,108
Progressive $4,119 $3,650 $3,442
State Farm $3,243 $1,935 $1,500
Travelers $3,565 $3,021 $3,019
USAA $1,918 $1,266 $1,084

Buy Cheap Hartsville, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hartsville, Indiana auto insurance rates? Find out how car insurance rates in Hartsville, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartsville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,202 $2,258 $1,934 $2,113 $6,641 $8,352 $2,241 $2,436
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,534 $1,515 $1,312 $1,472 $8,222 $8,767 $2,022 $2,188
GEICO $1,353 $1,347 $1,278 $1,325 $3,982 $3,690 $1,547 $1,355
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,450 $1,481 $1,275 $1,359 $4,191 $5,428 $1,698 $1,853
Progressive $1,586 $1,498 $1,437 $1,446 $9,370 $10,538 $1,989 $2,032
State Farm $1,359 $1,359 $1,213 $1,213 $4,159 $5,322 $1,504 $1,677
Travelers $1,158 $1,179 $1,084 $1,085 $7,143 $11,324 $1,223 $1,417
USAA $908 $895 $846 $852 $2,521 $2,818 $1,227 $1,313

Buy Cheap Hartsville, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hartsville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hartsville, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hartsville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,641 $8,352
American Family $6,259 $9,073
Farmers $8,222 $8,767
GEICO $3,982 $3,690
Liberty Mutual $8,383 $12,656
Nationwide $4,191 $5,428
Progressive $9,370 $10,538
State Farm $4,159 $5,322
Travelers $7,143 $11,324
USAA $2,521 $2,818

Buy Cheap Hartsville, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Hartsville, Indiana by comparing Hartsville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hartsville, IN here.

Annual Auto Insurance Rates for Senior Drivers in Hartsville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,934 $2,113
American Family $2,048 $2,048
Farmers $1,312 $1,472
GEICO $1,278 $1,325
Liberty Mutual $3,522 $3,522
Nationwide $1,275 $1,359
Progressive $1,437 $1,446
State Farm $1,213 $1,213
Travelers $1,084 $1,085
USAA $846 $852

Find Cheap Auto Insurance Rates in Hartsville, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hartsville, Indiana auto insurance. Compare Hartsville, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartsville, Indiana

Insurance Company Low Medium High
Allstate $3,366 $3,509 $3,692
American Family $3,603 $3,754 $3,544
Farmers $3,265 $3,373 $3,499
GEICO $1,860 $1,978 $2,115
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,375 $2,323 $2,327
Progressive $3,551 $3,685 $3,975
State Farm $2,121 $2,225 $2,332
Travelers $3,131 $3,232 $3,242
USAA $1,373 $1,419 $1,476

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Find Cheap Hartsville, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hartsville. Compare auto insurance rates in Hartsville, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hartsville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,522 $3,522
American Family $3,590 $3,677
Farmers $3,379 $3,379
GEICO $1,952 $2,017
Liberty Mutual $5,455 $5,752
Nationwide $2,342 $2,342
Progressive $3,737 $3,737
State Farm $2,163 $2,289
Travelers $3,202 $3,202
USAA $1,404 $1,442

Find Cheap Hartsville, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Hartsville, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hartsville, IN, take a look at the average cost for various violations versus rates for a clean driving record in Hartsville.

Annual Hartsville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,821 $4,121 $3,801 $3,346
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,022 $3,528 $3,630 $3,336
GEICO $1,299 $2,055 $2,790 $1,796
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,020 $2,592 $2,487 $2,269
Progressive $2,806 $4,900 $3,347 $3,895
State Farm $2,173 $2,385 $2,173 $2,173
Travelers $2,720 $3,360 $3,807 $2,919
USAA $1,075 $1,528 $1,753 $1,334

Find Cheap Hartsville, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hartsville, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Hartsville for less when you shop around and compare rates from multiple Hartsville, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hartsville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,801
American Family $5,054
Farmers $3,630
GEICO $2,790
Liberty Mutual $8,085
Nationwide $2,487
Progressive $3,347
State Farm $2,173
Travelers $3,807
USAA $1,753

Winners by Category: Where to Buy Cheap Auto Insurance in Hartsville, IN

Compare rates from the cheapest auto insurance companies in Hartsville, IN for your needs. Take a look at how Hartsville, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hartsville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Hartsville, Indiana Auto Insurance Companies

If you’re looking for the cheapest Hartsville, IN auto insurance companies overall, you can compare them here. Find the best price for Hartsville, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Hartsville, Indiana

Insurance Company Average Annual Rates
Allstate $3,522
American Family $3,634
Farmers $3,379
GEICO $1,985
Liberty Mutual $5,604
Nationwide $2,342
Progressive $3,737
State Farm $2,226
Travelers $3,202
USAA $1,423

What affects Hartsville, Indiana auto insurance rates?

Local factors affect auto insurance rates in Hartsville, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Hartsville auto insurance rates.

Commute Times in Hartsville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hartsville, IN is 29.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Hartsville, IN

You can buy cheap Hartsville, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hartsville, Indiana auto insurance quotes from top companies.

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