Buy Cheap Hartselle, AL Auto Insurance (2021)

Hartselle, AL auto insurance rates average $290 a month. Minimum auto insurance requirements in Hartselle, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Hartselle, AL, compare Hartselle auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Hartselle, AL for teens drivers are $7,158/year
  • Average auto insurance rates in Hartselle, AL after a DUI are $3,975/year
  • The most expensive auto insurance company in Hartselle is Liberty Mutual

Finding affordable Hartselle, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Hartselle, AL auto insurance with confidence is right here. Auto insurance rates in Hartselle are affected by local factors as well as personal ones like your driving record.

See how Hartselle, AL car insurance rates compare to Decatur auto insurance rates, Hoover auto insurance rates, and Mobile auto insurance rates before you read more about the cost of auto insurance in Hartselle.

Don’t buy Hartselle, AL auto insurance until you’ve compared rates. Get free Hartselle, Alabama auto insurance quotes when you enter your ZIP code above.

Hartselle, AL Minimum Auto Insurance Requirements

The required auto insurance in Hartselle, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Hartselle, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Hartselle, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hartselle, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hartselle, AL. Take a look at Hartselle, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hartselle, Alabama

Insurance Company Poor Fair Good
Allstate $3,816 $2,992 $2,448
Farmers $4,397 $3,788 $3,589
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,432 $4,572 $3,587
Nationwide $3,058 $2,389 $2,162
Progressive $4,617 $3,970 $3,711
State Farm $7,269 $3,679 $2,500
Travelers $3,728 $3,237 $3,300
USAA $2,664 $1,739 $1,554

Buy Cheap Hartselle, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hartselle, Alabama auto insurance rates? Find out how car insurance rates in Hartselle, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartselle, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,878 $1,793 $1,696 $1,728 $6,423 $6,897 $2,109 $2,160
Farmers $2,230 $2,211 $1,992 $2,118 $8,712 $8,959 $2,538 $2,635
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,997 $3,235 $2,455 $2,745 $11,161 $12,409 $3,186 $3,388
Nationwide $1,659 $1,678 $1,516 $1,566 $4,373 $5,611 $1,840 $2,051
Progressive $2,212 $2,064 $1,816 $1,946 $9,202 $10,242 $2,581 $2,730
State Farm $2,704 $2,704 $2,461 $2,461 $8,415 $10,512 $3,060 $3,543
Travelers $1,371 $1,390 $1,296 $1,290 $7,477 $11,783 $1,298 $1,467
USAA $1,235 $1,250 $1,154 $1,127 $3,695 $4,091 $1,605 $1,727

Buy Cheap Hartselle, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hartselle can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hartselle, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hartselle, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,423 $6,897
Farmers $8,712 $8,959
GEICO $4,963 $4,863
Liberty Mutual $11,161 $12,409
Nationwide $4,373 $5,611
Progressive $9,202 $10,242
State Farm $8,415 $10,512
Travelers $7,477 $11,783
USAA $3,695 $4,091

Buy Cheap Hartselle, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Hartselle, Alabama by comparing Hartselle senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hartselle, AL here.

Annual Auto Insurance Rates for Senior Drivers in Hartselle, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,728
Farmers $1,992 $2,118
GEICO $1,810 $1,872
Liberty Mutual $2,455 $2,745
Nationwide $1,516 $1,566
Progressive $1,816 $1,946
State Farm $2,461 $2,461
Travelers $1,296 $1,290
USAA $1,154 $1,127

Find Cheap Auto Insurance Rates in Hartselle, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hartselle, Alabama auto insurance. Compare Hartselle, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartselle, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,080 $3,191
Farmers $3,703 $3,873 $4,197
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,954 $5,172 $5,465
Nationwide $2,518 $2,516 $2,576
Progressive $3,661 $4,075 $4,561
State Farm $4,230 $4,477 $4,741
Travelers $3,235 $3,490 $3,541
USAA $1,912 $1,975 $2,070

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hartselle, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hartselle. Compare auto insurance rates in Hartselle, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hartselle, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $3,924 $3,924
GEICO $2,591 $2,683
Liberty Mutual $5,197 $5,197
Nationwide $2,537 $2,537
Progressive $4,099 $4,099
State Farm $4,374 $4,591
Travelers $3,422 $3,422
USAA $1,895 $2,076

Find Cheap Hartselle, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Hartselle, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hartselle, AL, take a look at the average cost for various violations versus rates for a clean driving record in Hartselle.

Annual Hartselle, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,092 $3,654 $2,965
Farmers $3,298 $4,274 $4,169 $3,956
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,074 $5,682 $5,543 $5,490
Nationwide $2,225 $2,225 $3,219 $2,478
Progressive $3,697 $4,660 $3,986 $4,054
State Farm $4,030 $5,036 $4,432 $4,432
Travelers $2,849 $2,989 $4,383 $3,466
USAA $1,528 $1,921 $2,841 $1,653

Find Cheap Hartselle, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hartselle, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Hartselle for less when you shop around and compare rates from multiple Hartselle, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hartselle, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,654
Farmers $4,169
GEICO $3,548
Liberty Mutual $5,543
Nationwide $3,219
Progressive $3,986
State Farm $4,432
Travelers $4,383
USAA $2,841

Winners by Category: Where to Buy Cheap Auto Insurance in Hartselle, AL

Compare rates from the cheapest auto insurance companies in Hartselle, AL for your needs. Take a look at how Hartselle, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hartselle, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hartselle, Alabama Auto Insurance Companies

If you’re looking for the cheapest Hartselle, AL auto insurance companies overall, you can compare them here. Find the best price for Hartselle, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Hartselle, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $3,924
GEICO $2,637
Liberty Mutual $5,197
Nationwide $2,537
Progressive $4,099
State Farm $4,483
Travelers $3,422
USAA $1,986

What affects Hartselle, Alabama auto insurance rates?

Local factors affect auto insurance rates in Hartselle, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Hartselle auto insurance rates.

Auto Theft in Hartselle

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Hartselle, AL auto theft show a total of 27 vehicle thefts annually.

Commute Times in Hartselle

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hartselle, AL is 22.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Hartselle, AL

You can buy cheap Hartselle, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hartselle, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption