Buy Cheap Hartsel, CO Auto Insurance (2021)

Hartsel, CO auto insurance rates average $327 a month. Minimum auto insurance requirements in Hartsel, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Hartsel, CO, compare Hartsel auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hartsel, CO for teens drivers are $7,585/year
  • The most expensive auto insurance company in Hartsel after a DUI is Allstate
  • The most expensive auto insurance company in Hartsel is Allstate

Finding affordable Hartsel, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Hartsel, CO auto insurance with confidence is right here. Auto insurance rates in Hartsel are affected by local factors as well as personal ones like your driving record.

See how Hartsel, CO car insurance rates compare to Lakewood auto insurance rates, Centennial auto insurance rates, and Colorado Springs auto insurance rates before you read more about the cost of auto insurance in Hartsel.

Don’t buy Hartsel, CO auto insurance until you’ve compared rates. Get free Hartsel, Colorado auto insurance quotes when you enter your ZIP code above.

Hartsel, CO Minimum Auto Insurance Requirements

The required auto insurance in Hartsel, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Hartsel, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Hartsel, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hartsel, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hartsel, CO. Take a look at Hartsel, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hartsel, Colorado

Insurance Company Poor Fair Good
Allstate $7,688 $5,918 $4,467
American Family $5,143 $3,648 $3,057
Farmers $6,563 $5,345 $5,081
GEICO $3,722 $3,095 $2,469
Liberty Mutual $4,008 $2,430 $1,941
Nationwide $4,245 $3,363 $2,929
Progressive $4,463 $3,814 $3,505
State Farm $4,276 $2,745 $2,211
USAA $4,786 $2,717 $2,174

Buy Cheap Hartsel, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hartsel, Colorado auto insurance rates? Find out how car insurance rates in Hartsel, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartsel, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,691 $3,451 $3,299 $3,337 $12,779 $13,402 $4,096 $4,137
American Family $2,698 $2,698 $2,430 $2,430 $6,552 $8,774 $2,698 $3,313
Farmers $3,314 $3,287 $2,998 $3,217 $12,478 $12,619 $3,662 $3,730
GEICO $1,980 $2,156 $2,059 $2,302 $6,095 $6,487 $1,817 $1,868
Liberty Mutual $1,923 $1,898 $1,616 $1,772 $5,348 $5,844 $1,947 $1,996
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,376 $2,220 $2,079 $2,067 $8,202 $9,190 $2,678 $2,608
State Farm $1,942 $1,942 $1,738 $1,738 $5,519 $6,997 $2,171 $2,575
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Buy Cheap Hartsel, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hartsel can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hartsel, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hartsel, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,779 $13,402
American Family $6,552 $8,774
Farmers $12,478 $12,619
GEICO $6,095 $6,487
Liberty Mutual $5,348 $5,844
Nationwide $5,929 $7,587
Progressive $8,202 $9,190
State Farm $5,519 $6,997
USAA $5,365 $6,151

Buy Cheap Hartsel, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Hartsel, Colorado by comparing Hartsel senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hartsel, CO here.

Annual Auto Insurance Rates for Senior Drivers in Hartsel, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,299 $3,337
American Family $2,430 $2,430
Farmers $2,998 $3,217
GEICO $2,059 $2,302
Liberty Mutual $1,616 $1,772
Nationwide $2,085 $2,204
Progressive $2,079 $2,067
State Farm $1,738 $1,738
USAA $2,054 $2,068

Find Cheap Auto Insurance Rates in Hartsel, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hartsel, Colorado auto insurance. Compare Hartsel, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartsel, Colorado

Insurance Company Low Medium High
Allstate $5,745 $6,007 $6,321
American Family $3,759 $4,030 $4,059
Farmers $5,032 $5,591 $6,366
GEICO $2,843 $3,048 $3,395
Liberty Mutual $2,658 $2,784 $2,938
Nationwide $3,535 $3,511 $3,491
Progressive $3,622 $3,938 $4,222
State Farm $2,890 $3,079 $3,264
USAA $3,096 $3,225 $3,356

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Find Cheap Hartsel, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hartsel. Compare auto insurance rates in Hartsel, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hartsel, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,024 $6,024
American Family $3,865 $4,034
Farmers $5,663 $5,663
GEICO $3,029 $3,162
Liberty Mutual $2,793 $2,793
Nationwide $3,512 $3,512
Progressive $3,927 $3,927
State Farm $3,003 $3,153
USAA $3,134 $3,317

Find Cheap Hartsel, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Hartsel, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hartsel, CO, take a look at the average cost for various violations versus rates for a clean driving record in Hartsel.

Annual Hartsel, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,130 $5,901 $7,244 $5,821
American Family $2,923 $4,133 $5,425 $3,315
Farmers $4,783 $6,142 $6,057 $5,670
GEICO $2,201 $3,387 $3,902 $2,891
Liberty Mutual $2,434 $2,858 $2,991 $2,889
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,400 $4,764 $3,588 $3,958
State Farm $2,837 $3,318 $3,078 $3,078
USAA $2,359 $2,868 $5,018 $2,659

Find Cheap Hartsel, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hartsel, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Hartsel for less when you shop around and compare rates from multiple Hartsel, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hartsel, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,244
American Family $5,425
Farmers $6,057
GEICO $3,902
Liberty Mutual $2,991
Nationwide $4,685
Progressive $3,588
State Farm $3,078
USAA $5,018

Winners by Category: Where to Buy Cheap Auto Insurance in Hartsel, CO

Compare rates from the cheapest auto insurance companies in Hartsel, CO for your needs. Take a look at how Hartsel, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hartsel, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Hartsel, Colorado Auto Insurance Companies

If you’re looking for the cheapest Hartsel, CO auto insurance companies overall, you can compare them here. Find the best price for Hartsel, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Hartsel, Colorado

Insurance Company Average Annual Rates
Allstate $6,024
American Family $3,949
Farmers $5,663
GEICO $3,095
Liberty Mutual $2,793
Nationwide $3,512
Progressive $3,927
State Farm $3,078
USAA $3,226

Compare Auto Insurance Quotes in Hartsel, CO

You can buy cheap Hartsel, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hartsel, Colorado auto insurance quotes from top companies.

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