Buy Cheap Hartley, IA Auto Insurance (2021)

Hartley, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Hartley, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hartley, IA, compare Hartley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hartley is Travelers
  • Average auto insurance rates in Hartley, IA after a DUI are $3,526/year
  • Average auto insurance rates in Hartley, IA for teens drivers are $5,556/year

Finding affordable Hartley, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hartley, IA auto insurance with confidence is right here. Auto insurance rates in Hartley are affected by local factors as well as personal ones like your driving record.

See how Hartley, IA car insurance rates compare to Ankeny auto insurance rates, Davenport auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Hartley.

Don’t buy Hartley, IA auto insurance until you’ve compared rates. Get free Hartley, Iowa auto insurance quotes when you enter your ZIP code above.

Hartley, IA Minimum Auto Insurance Requirements

The required auto insurance in Hartley, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hartley, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hartley, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hartley, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hartley, IA. Take a look at Hartley, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hartley, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,834 $2,817 $2,369
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $3,083 $2,417 $2,118
Progressive $2,615 $2,116 $1,919
State Farm $2,888 $1,787 $1,410
Travelers $5,914 $5,049 $4,812
USAA $2,427 $1,667 $1,444

Buy Cheap Hartley, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hartley, Iowa auto insurance rates? Find out how car insurance rates in Hartley, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartley, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,761 $1,806 $1,569 $1,674 $4,073 $5,265 $1,996 $2,169
Progressive $1,547 $1,485 $1,272 $1,326 $3,868 $4,362 $1,860 $2,015
State Farm $1,312 $1,312 $1,155 $1,155 $3,589 $4,544 $1,476 $1,684
Travelers $2,364 $2,413 $2,295 $2,303 $10,512 $16,825 $2,456 $2,899
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

Buy Cheap Hartley, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hartley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hartley, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hartley, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,176 $7,258
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $4,073 $5,265
Progressive $3,868 $4,362
State Farm $3,589 $4,544
Travelers $10,512 $16,825
USAA $3,318 $3,528

Buy Cheap Hartley, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hartley, Iowa by comparing Hartley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hartley, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hartley, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,569 $1,674
Progressive $1,272 $1,326
State Farm $1,155 $1,155
Travelers $2,295 $2,303
USAA $1,136 $1,161

Find Cheap Auto Insurance Rates in Hartley, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hartley, Iowa auto insurance. Compare Hartley, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartley, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,019 $3,173 $2,827
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,642 $2,529 $2,447
Progressive $2,096 $2,224 $2,331
State Farm $1,928 $2,040 $2,117
Travelers $4,920 $5,340 $5,515
USAA $1,748 $1,852 $1,938

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Find Cheap Hartley, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hartley. Compare auto insurance rates in Hartley, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hartley, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,971 $3,042
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,539 $2,539
Progressive $2,217 $2,217
State Farm $1,980 $2,077
Travelers $5,258 $5,258
USAA $1,779 $1,913

Find Cheap Hartley, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hartley, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hartley, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hartley.

Annual Hartley, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,839 $2,640 $3,598 $2,080
Progressive $1,781 $2,926 $1,932 $2,229
State Farm $1,875 $2,182 $2,028 $2,028
Travelers $3,838 $5,108 $6,840 $5,247
USAA $1,411 $1,893 $2,461 $1,619

Find Cheap Hartley, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hartley, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hartley for less when you shop around and compare rates from multiple Hartley, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hartley, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,125
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,598
Progressive $1,932
State Farm $2,028
Travelers $6,840
USAA $2,461

Winners by Category: Where to Buy Cheap Auto Insurance in Hartley, IA

Compare rates from the cheapest auto insurance companies in Hartley, IA for your needs. Take a look at how Hartley, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hartley, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Hartley, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hartley, IA auto insurance companies overall, you can compare them here. Find the best price for Hartley, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hartley, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,006
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,539
Progressive $2,217
State Farm $2,028
Travelers $5,258
USAA $1,846

What affects Hartley, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hartley, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hartley auto insurance rates.

Commute Times in Hartley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hartley, IA is 20.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Hartley, IA

You can buy cheap Hartley, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hartley, Iowa auto insurance quotes from top companies.

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