Buy Cheap Hartland, MN Auto Insurance (2022)

Hartland, MN auto insurance rates average $345 a month. Minimum auto insurance requirements in Hartland, Minnesota are 30/60/10 to comply with Minnesota laws. To buy cheap auto insurance in Hartland, MN, compare Hartland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hartland, MN after a DUI are $5,613/year
  • Average auto insurance rates in Hartland, MN for teens drivers are $6,502/year
  • The most expensive auto insurance company in Hartland after a DUI is Liberty Mutual

Finding affordable Hartland, Minnesota auto insurance can be challenging, but everything you need to know to buy cheap Hartland, MN auto insurance with confidence is right here. Auto insurance rates in Hartland are affected by local factors as well as personal ones like your driving record.

See how Hartland, MN car insurance rates compare to Rochester auto insurance rates, St. Paul auto insurance rates, and Duluth auto insurance rates before you read more about the cost of auto insurance in Hartland.

Don’t buy Hartland, MN auto insurance until you’ve compared rates. Get free Hartland, Minnesota auto insurance quotes when you enter your ZIP code above.

Hartland, MN Minimum Auto Insurance Requirements

The required auto insurance in Hartland, MN is 30/60/10 according to the auto insurance laws in Minnesota. The minimum auto insurance in Hartland, Minnesota is outlined here.

Minimum Required Auto Insurance Coverage in Hartland, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Hartland, MN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hartland, MN. Take a look at Hartland, Minnesota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hartland, Minnesota

Insurance Company Poor Fair Good
Allstate $6,184 $3,355 $3,111
American Family $4,487 $3,013 $2,436
Farmers $3,575 $2,627 $2,459
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,244 $2,617 $2,324
State Farm $2,607 $1,595 $1,164
USAA $4,297 $2,106 $1,836

Buy Cheap Hartland, MN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hartland, Minnesota auto insurance rates? Find out how car insurance rates in Hartland, MN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartland, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,796 $2,687 $2,687 $6,432 $9,353 $3,403 $3,578
American Family $2,111 $2,111 $1,912 $1,912 $5,674 $8,274 $2,111 $2,390
Farmers $1,853 $1,857 $1,786 $1,895 $5,360 $5,481 $2,443 $2,421
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,845 $1,854 $1,643 $1,744 $4,665 $5,669 $2,161 $2,247
State Farm $1,332 $1,332 $1,189 $1,189 $2,892 $3,561 $1,542 $1,272
USAA $1,813 $1,792 $1,654 $1,645 $4,878 $5,326 $2,361 $2,500

Buy Cheap Hartland, MN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hartland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hartland, MN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hartland, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,432 $9,353
American Family $5,674 $8,274
Farmers $5,360 $5,481
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,665 $5,669
State Farm $2,892 $3,561
USAA $4,878 $5,326

Buy Cheap Hartland, MN Auto Insurance for Seniors

You can save on senior auto insurance rates in Hartland, Minnesota by comparing Hartland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hartland, MN here.

Annual Auto Insurance Rates for Senior Drivers in Hartland, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,687 $2,687
American Family $1,912 $1,912
Farmers $1,786 $1,895
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,643 $1,744
State Farm $1,189 $1,189
USAA $1,654 $1,645

Find Cheap Auto Insurance Rates in Hartland, MN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hartland, Minnesota auto insurance. Compare Hartland, MN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartland, Minnesota

Insurance Company Low Medium High
Allstate $4,164 $4,213 $4,273
American Family $3,310 $3,404 $3,221
Farmers $2,777 $2,902 $2,983
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,582 $2,747 $2,857
State Farm $1,714 $1,795 $1,857
USAA $2,668 $2,744 $2,826

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Find Cheap Hartland, MN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hartland. Compare auto insurance rates in Hartland, MN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hartland, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $3,273 $3,351
Farmers $2,887 $2,887
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,728 $2,728
State Farm $1,740 $1,837
USAA $2,710 $2,782

Find Cheap Hartland, MN Auto Insurance Rates by Driving Record

Auto insurance rates in Hartland, Minnesota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hartland, MN, take a look at the average cost for various violations versus rates for a clean driving record in Hartland.

Annual Hartland, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,052 $4,441 $5,363 $4,010
American Family $2,219 $4,036 $4,476 $2,516
Farmers $2,481 $3,093 $3,141 $2,833
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,167 $2,874 $3,306 $2,567
State Farm $1,644 $1,933 $1,789 $1,789
USAA $2,040 $2,603 $3,915 $2,427

Find Cheap Hartland, MN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hartland, Minnesota is higher than for a clean driving record. You can buy auto insurance after a DUI in Hartland for less when you shop around and compare rates from multiple Hartland, MN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hartland, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,363
American Family $4,476
Farmers $3,141
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,306
State Farm $1,789
USAA $3,915

Winners by Category: Where to Buy Cheap Auto Insurance in Hartland, MN

Compare rates from the cheapest auto insurance companies in Hartland, MN for your needs. Take a look at how Hartland, Minnesota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hartland, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Hartland, Minnesota Auto Insurance Companies

If you’re looking for the cheapest Hartland, MN auto insurance companies overall, you can compare them here. Find the best price for Hartland, Minnesota car insurance by company.

Average Annual Auto Insurance Rates by Company in Hartland, Minnesota

Insurance Company Average Annual Rates
Allstate $4,217
American Family $3,312
Farmers $2,887
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,729
State Farm $1,789
USAA $2,746

What affects Hartland, Minnesota auto insurance rates?

Local factors affect auto insurance rates in Hartland, MN, including traffic, theft statistics, and commute length. Take a look at the things that impact Hartland auto insurance rates.

Commute Times in Hartland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hartland, MN is 30.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Hartland, MN

You can buy cheap Hartland, MN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hartland, Minnesota auto insurance quotes from top companies.

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