Buy Cheap Hartford, SD Auto Insurance (2022)

Hartford, SD auto insurance rates average $306 a month. Minimum auto insurance requirements in Hartford, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Hartford, SD, compare Hartford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hartford, SD are $306/month
  • Average auto insurance rates in Hartford, SD after a DUI are $4,436/year
  • Average auto insurance rates in Hartford, SD for teens drivers are $7,274/year

Finding affordable Hartford, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Hartford, SD auto insurance with confidence is right here. Auto insurance rates in Hartford are affected by local factors as well as personal ones like your driving record.

See how Hartford, SD car insurance rates compare to Mitchell auto insurance rates, Aberdeen auto insurance rates, and Huron auto insurance rates before you read more about the cost of auto insurance in Hartford.

Don’t buy Hartford, SD auto insurance until you’ve compared rates. Get free Hartford, South Dakota auto insurance quotes when you enter your ZIP code above.

Hartford, SD Minimum Auto Insurance Requirements

The required auto insurance in Hartford, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Hartford, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Hartford, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hartford, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hartford, SD. Take a look at Hartford, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hartford, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,855 $3,282 $3,143
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,114 $2,476 $2,170
Progressive $3,967 $3,336 $3,093
State Farm $3,279 $1,960 $1,519

Buy Cheap Hartford, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hartford, South Dakota auto insurance rates? Find out how car insurance rates in Hartford, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartford, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,719 $1,719 $1,508 $1,580 $8,293 $8,618 $1,932 $2,045
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,816 $1,855 $1,629 $1,729 $4,112 $5,269 $2,058 $2,227
Progressive $1,922 $1,875 $1,587 $1,642 $7,396 $8,385 $2,402 $2,511
State Farm $1,500 $1,500 $1,306 $1,306 $3,877 $4,952 $1,683 $1,898

Buy Cheap Hartford, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hartford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hartford, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hartford, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $8,293 $8,618
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $4,112 $5,269
Progressive $7,396 $8,385
State Farm $3,877 $4,952

Buy Cheap Hartford, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Hartford, South Dakota by comparing Hartford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hartford, SD here.

Annual Auto Insurance Rates for Senior Drivers in Hartford, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,508 $1,580
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,629 $1,729
Progressive $1,587 $1,642
State Farm $1,306 $1,306

Find Cheap Auto Insurance Rates in Hartford, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hartford, South Dakota auto insurance. Compare Hartford, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartford, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,238 $3,379 $3,664
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,411 $2,573 $2,776
Progressive $3,347 $3,424 $3,624
State Farm $2,170 $2,255 $2,334

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Find Cheap Hartford, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hartford. Compare auto insurance rates in Hartford, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hartford, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,427 $3,427
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,587 $2,587
Progressive $3,465 $3,465
State Farm $2,197 $2,308

Find Cheap Hartford, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Hartford, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hartford, SD, take a look at the average cost for various violations versus rates for a clean driving record in Hartford.

Annual Hartford, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,912 $3,706 $3,615 $3,474
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,891 $2,595 $3,680 $2,182
Progressive $2,981 $4,080 $3,216 $3,583
State Farm $2,098 $2,408 $2,253 $2,253

Find Cheap Hartford, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hartford, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Hartford for less when you shop around and compare rates from multiple Hartford, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hartford, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,615
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,680
Progressive $3,216
State Farm $2,253

Winners by Category: Where to Buy Cheap Auto Insurance in Hartford, SD

Compare rates from the cheapest auto insurance companies in Hartford, SD for your needs. Take a look at how Hartford, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hartford, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Hartford, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Hartford, SD auto insurance companies overall, you can compare them here. Find the best price for Hartford, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Hartford, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,427
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,587
Progressive $3,465
State Farm $2,253

What affects Hartford, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Hartford, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Hartford auto insurance rates.

Commute Times in Hartford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hartford, SD is 21.7 minutes according to City-Data.

Traffic in Hartford

How is traffic in Hartford, South Dakota? Inrix data shows that Hartford, SD traffic makes it the 292nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Hartford, SD

You can buy cheap Hartford, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hartford, South Dakota auto insurance quotes from top companies.

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