Buy Cheap Hartford, IA Auto Insurance (2021)

Hartford, IA auto insurance rates average $253 a month. Minimum auto insurance requirements in Hartford, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hartford, IA, compare Hartford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hartford, IA for teens drivers are $5,816/year
  • Average auto insurance rates in Hartford, IA after a DUI are $3,669/year
  • Average auto insurance rates in Hartford, IA are $253/month

Finding affordable Hartford, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hartford, IA auto insurance with confidence is right here. Auto insurance rates in Hartford are affected by local factors as well as personal ones like your driving record.

See how Hartford, IA car insurance rates compare to Ames auto insurance rates, Waterloo auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Hartford.

Don’t buy Hartford, IA auto insurance until you’ve compared rates. Get free Hartford, Iowa auto insurance quotes when you enter your ZIP code above.

Hartford, IA Minimum Auto Insurance Requirements

The required auto insurance in Hartford, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hartford, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hartford, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hartford, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hartford, IA. Take a look at Hartford, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hartford, Iowa

Insurance Company Poor Fair Good
Allstate $3,808 $3,028 $2,725
American Family $4,096 $3,010 $2,526
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,399 $3,959 $3,118
Nationwide $3,193 $2,502 $2,191
Progressive $2,949 $2,405 $2,187
State Farm $3,279 $2,028 $1,600
Travelers $6,075 $5,210 $4,973
USAA $2,472 $1,705 $1,479

Buy Cheap Hartford, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hartford, Iowa auto insurance rates? Find out how car insurance rates in Hartford, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartford, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,063 $1,969 $1,843 $1,874 $6,211 $7,025 $2,228 $2,284
American Family $2,077 $2,077 $1,855 $1,855 $5,499 $7,743 $2,077 $2,505
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,148 $2,332 $1,893 $2,305 $10,414 $11,731 $2,434 $2,679
Nationwide $1,821 $1,868 $1,623 $1,731 $4,220 $5,456 $2,065 $2,245
Progressive $1,728 $1,650 $1,430 $1,484 $4,464 $5,030 $2,077 $2,248
State Farm $1,503 $1,503 $1,318 $1,318 $4,041 $5,127 $1,688 $1,923
Travelers $2,345 $2,388 $2,310 $2,313 $11,017 $17,695 $2,451 $2,835
USAA $1,248 $1,257 $1,149 $1,164 $3,460 $3,659 $1,495 $1,648

Buy Cheap Hartford, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hartford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hartford, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hartford, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,211 $7,025
American Family $5,499 $7,743
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,414 $11,731
Nationwide $4,220 $5,456
Progressive $4,464 $5,030
State Farm $4,041 $5,127
Travelers $11,017 $17,695
USAA $3,460 $3,659

Buy Cheap Hartford, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hartford, Iowa by comparing Hartford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hartford, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hartford, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,843 $1,874
American Family $1,855 $1,855
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,893 $2,305
Nationwide $1,623 $1,731
Progressive $1,430 $1,484
State Farm $1,318 $1,318
Travelers $2,310 $2,313
USAA $1,149 $1,164

Find Cheap Auto Insurance Rates in Hartford, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hartford, Iowa auto insurance. Compare Hartford, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartford, Iowa

Insurance Company Low Medium High
Allstate $3,056 $3,192 $3,313
American Family $3,234 $3,389 $3,010
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,297 $4,484 $4,696
Nationwide $2,739 $2,617 $2,530
Progressive $2,346 $2,524 $2,671
State Farm $2,194 $2,315 $2,398
Travelers $5,043 $5,505 $5,711
USAA $1,785 $1,892 $1,979

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Find Cheap Hartford, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hartford. Compare auto insurance rates in Hartford, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hartford, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,111 $3,263
American Family $3,173 $3,249
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,492 $4,492
Nationwide $2,629 $2,629
Progressive $2,514 $2,514
State Farm $2,247 $2,358
Travelers $5,419 $5,419
USAA $1,816 $1,954

Find Cheap Hartford, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hartford, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hartford, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hartford.

Annual Hartford, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,689 $3,278 $3,757 $3,024
American Family $2,319 $3,387 $4,410 $2,728
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,878 $4,802 $4,895 $4,393
Nationwide $1,903 $2,733 $3,726 $2,152
Progressive $2,013 $3,335 $2,188 $2,519
State Farm $2,133 $2,472 $2,302 $2,302
Travelers $3,928 $5,276 $7,084 $5,389
USAA $1,435 $1,937 $2,518 $1,650

Find Cheap Hartford, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hartford, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hartford for less when you shop around and compare rates from multiple Hartford, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hartford, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,757
American Family $4,410
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,895
Nationwide $3,726
Progressive $2,188
State Farm $2,302
Travelers $7,084
USAA $2,518

Winners by Category: Where to Buy Cheap Auto Insurance in Hartford, IA

Compare rates from the cheapest auto insurance companies in Hartford, IA for your needs. Take a look at how Hartford, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hartford, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Hartford, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hartford, IA auto insurance companies overall, you can compare them here. Find the best price for Hartford, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hartford, Iowa

Insurance Company Average Annual Rates
Allstate $3,187
American Family $3,211
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,492
Nationwide $2,629
Progressive $2,514
State Farm $2,302
Travelers $5,419
USAA $1,885

What affects Hartford, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hartford, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hartford auto insurance rates.

Commute Times in Hartford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hartford, IA is 19.9 minutes according to City-Data.

Traffic in Hartford

How is traffic in Hartford, Iowa? Inrix data shows that Hartford, IA traffic makes it the 292nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Hartford, IA

You can buy cheap Hartford, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hartford, Iowa auto insurance quotes from top companies.

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