Buy Cheap Hartford, AL Auto Insurance (2021)

Hartford, AL auto insurance rates average $282 a month. Minimum auto insurance requirements in Hartford, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Hartford, AL, compare Hartford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hartford after a DUI is Liberty Mutual
  • Average auto insurance rates in Hartford, AL for teens drivers are $6,876/year
  • Average auto insurance rates in Hartford, AL after a DUI are $3,872/year

Finding affordable Hartford, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Hartford, AL auto insurance with confidence is right here. Auto insurance rates in Hartford are affected by local factors as well as personal ones like your driving record.

See how Hartford, AL car insurance rates compare to Dothan auto insurance rates, Auburn auto insurance rates, and Decatur auto insurance rates before you read more about the cost of auto insurance in Hartford.

Don’t buy Hartford, AL auto insurance until you’ve compared rates. Get free Hartford, Alabama auto insurance quotes when you enter your ZIP code above.

Hartford, AL Minimum Auto Insurance Requirements

The required auto insurance in Hartford, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Hartford, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Hartford, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hartford, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hartford, AL. Take a look at Hartford, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hartford, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,140 $3,559 $3,374
GEICO $3,286 $2,346 $2,123
Liberty Mutual $6,988 $4,285 $3,368
Nationwide $3,073 $2,400 $2,171
Progressive $4,585 $3,927 $3,663
State Farm $6,627 $3,359 $2,285
Travelers $3,904 $3,385 $3,448
USAA $2,659 $1,734 $1,549

Buy Cheap Hartford, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hartford, Alabama auto insurance rates? Find out how car insurance rates in Hartford, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartford, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,857 $1,841 $1,782 $1,847 $4,861 $4,727 $1,961 $1,801
Liberty Mutual $2,881 $3,114 $2,373 $2,654 $10,274 $11,421 $3,065 $3,261
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,228 $2,085 $1,826 $1,961 $9,016 $10,039 $2,590 $2,720
State Farm $2,526 $2,526 $2,281 $2,281 $7,533 $9,448 $2,851 $3,276
Travelers $1,466 $1,490 $1,367 $1,366 $7,744 $12,202 $1,391 $1,605
USAA $1,240 $1,260 $1,159 $1,139 $3,648 $4,046 $1,611 $1,741

Buy Cheap Hartford, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hartford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hartford, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hartford, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,097 $8,336
GEICO $4,861 $4,727
Liberty Mutual $10,274 $11,421
Nationwide $4,358 $5,617
Progressive $9,016 $10,039
State Farm $7,533 $9,448
Travelers $7,744 $12,202
USAA $3,648 $4,046

Buy Cheap Hartford, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Hartford, Alabama by comparing Hartford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hartford, AL here.

Annual Auto Insurance Rates for Senior Drivers in Hartford, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $1,904 $2,018
GEICO $1,782 $1,847
Liberty Mutual $2,373 $2,654
Nationwide $1,527 $1,581
Progressive $1,826 $1,961
State Farm $2,281 $2,281
Travelers $1,367 $1,366
USAA $1,159 $1,139

Find Cheap Auto Insurance Rates in Hartford, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hartford, Alabama auto insurance. Compare Hartford, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartford, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,491 $3,644 $3,938
GEICO $2,357 $2,572 $2,826
Liberty Mutual $4,653 $4,857 $5,131
Nationwide $2,529 $2,526 $2,589
Progressive $3,589 $4,031 $4,555
State Farm $3,864 $4,084 $4,322
Travelers $3,404 $3,650 $3,683
USAA $1,907 $1,969 $2,066

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Find Cheap Hartford, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hartford. Compare auto insurance rates in Hartford, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hartford, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,050
Farmers $3,691 $3,691
GEICO $2,538 $2,632
Liberty Mutual $4,880 $4,880
Nationwide $2,548 $2,548
Progressive $4,058 $4,058
State Farm $3,991 $4,189
Travelers $3,579 $3,579
USAA $1,890 $2,071

Find Cheap Hartford, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Hartford, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hartford, AL, take a look at the average cost for various violations versus rates for a clean driving record in Hartford.

Annual Hartford, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,744 $2,808 $3,466 $2,321
Liberty Mutual $3,831 $5,323 $5,214 $5,154
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,661 $4,598 $3,953 $4,021
State Farm $3,699 $4,568 $4,047 $4,047
Travelers $2,986 $3,133 $4,566 $3,631
USAA $1,526 $1,911 $2,835 $1,650

Find Cheap Hartford, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hartford, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Hartford for less when you shop around and compare rates from multiple Hartford, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hartford, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,607
Farmers $3,916
GEICO $3,466
Liberty Mutual $5,214
Nationwide $3,241
Progressive $3,953
State Farm $4,047
Travelers $4,566
USAA $2,835

Winners by Category: Where to Buy Cheap Auto Insurance in Hartford, AL

Compare rates from the cheapest auto insurance companies in Hartford, AL for your needs. Take a look at how Hartford, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hartford, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Hartford, Alabama Auto Insurance Companies

If you’re looking for the cheapest Hartford, AL auto insurance companies overall, you can compare them here. Find the best price for Hartford, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Hartford, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $3,691
GEICO $2,585
Liberty Mutual $4,880
Nationwide $2,548
Progressive $4,058
State Farm $4,090
Travelers $3,579
USAA $1,981

What affects Hartford, Alabama auto insurance rates?

Local factors affect auto insurance rates in Hartford, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Hartford auto insurance rates.

Auto Theft in Hartford

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Hartford, AL auto theft show a total of 8 vehicle thefts annually.

Commute Times in Hartford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hartford, AL is 27.5 minutes according to City-Data.

Traffic in Hartford

How is traffic in Hartford, Alabama? Inrix data shows that Hartford, AL traffic makes it the 292nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Hartford, AL

You can buy cheap Hartford, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hartford, Alabama auto insurance quotes from top companies.

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