Buy Cheap Hart, TX Auto Insurance (2021)

Hart, TX auto insurance rates average $310 a month. Minimum auto insurance requirements in Hart, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hart, TX, compare Hart auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hart is Allstate
  • Average auto insurance rates in Hart, TX are $310/month
  • The most expensive auto insurance company in Hart after a DUI is Allstate

Finding affordable Hart, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hart, TX auto insurance with confidence is right here. Auto insurance rates in Hart are affected by local factors as well as personal ones like your driving record.

See how Hart, TX car insurance rates compare to Austin auto insurance rates, Laredo auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Hart.

Don’t buy Hart, TX auto insurance until you’ve compared rates. Get free Hart, Texas auto insurance quotes when you enter your ZIP code above.

Hart, TX Minimum Auto Insurance Requirements

The required auto insurance in Hart, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hart, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hart, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hart, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hart, TX. Take a look at Hart, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hart, Texas

Insurance Company Poor Fair Good
Allstate $7,243 $5,280 $4,507
American Family $7,499 $4,455 $3,856
GEICO $4,657 $2,644 $1,769
Nationwide $4,304 $3,445 $2,999
Progressive $4,109 $3,518 $3,249
State Farm $3,545 $2,205 $1,756
USAA $3,528 $1,968 $1,564

Buy Cheap Hart, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hart, Texas auto insurance rates? Find out how car insurance rates in Hart, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hart, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,745 $3,801 $3,703 $3,703 $9,462 $11,493 $4,639 $4,869
American Family $3,585 $3,919 $3,054 $3,446 $7,674 $10,188 $4,820 $5,473
GEICO $2,304 $2,447 $2,152 $2,374 $4,826 $5,067 $2,492 $2,528
Nationwide $2,271 $2,317 $2,005 $2,130 $6,294 $8,115 $2,653 $2,876
Progressive $2,004 $1,931 $1,771 $1,812 $7,869 $8,789 $2,383 $2,447
State Farm $1,787 $1,787 $1,581 $1,581 $4,122 $5,227 $1,932 $1,998
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Buy Cheap Hart, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hart can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hart, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hart, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,462 $11,493
American Family $7,674 $10,188
GEICO $4,826 $5,067
Nationwide $6,294 $8,115
Progressive $7,869 $8,789
State Farm $4,122 $5,227
USAA $3,909 $4,372

Buy Cheap Hart, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hart, Texas by comparing Hart senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hart, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hart, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,703 $3,703
American Family $3,054 $3,446
GEICO $2,152 $2,374
Nationwide $2,005 $2,130
Progressive $1,771 $1,812
State Farm $1,581 $1,581
USAA $1,464 $1,501

Find Cheap Auto Insurance Rates in Hart, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hart, Texas auto insurance. Compare Hart, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hart, Texas

Insurance Company Low Medium High
Allstate $5,555 $5,631 $5,844
American Family $5,032 $5,148 $5,630
GEICO $2,904 $2,995 $3,171
Nationwide $3,875 $3,428 $3,445
Progressive $3,497 $3,612 $3,768
State Farm $2,390 $2,495 $2,621
USAA $2,300 $2,347 $2,412

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Find Cheap Hart, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hart. Compare auto insurance rates in Hart, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hart, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,547 $5,807
American Family $5,270 $5,270
GEICO $2,961 $3,086
Nationwide $3,583 $3,583
Progressive $3,626 $3,626
State Farm $2,502 $2,502
USAA $2,322 $2,384

Find Cheap Hart, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hart, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hart, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hart.

Annual Hart, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,500 $6,732 $6,977 $4,500
American Family $4,847 $6,058 $5,328 $4,847
GEICO $2,569 $3,331 $2,873 $3,321
Nationwide $3,103 $3,103 $4,614 $3,510
Progressive $3,175 $4,045 $3,706 $3,577
State Farm $2,240 $2,547 $2,979 $2,240
USAA $1,787 $2,568 $3,006 $2,051

Find Cheap Hart, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hart, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hart for less when you shop around and compare rates from multiple Hart, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hart, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,977
American Family $5,328
GEICO $2,873
Nationwide $4,614
Progressive $3,706
State Farm $2,979
USAA $3,006

Winners by Category: Where to Buy Cheap Auto Insurance in Hart, TX

Compare rates from the cheapest auto insurance companies in Hart, TX for your needs. Take a look at how Hart, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hart, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Hart, Texas Auto Insurance Companies

If you’re looking for the cheapest Hart, TX auto insurance companies overall, you can compare them here. Find the best price for Hart, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hart, Texas

Insurance Company Average Annual Rates
Allstate $5,677
American Family $5,270
GEICO $3,024
Nationwide $3,583
Progressive $3,626
State Farm $2,502
USAA $2,353

What affects Hart, Texas auto insurance rates?

Local factors affect auto insurance rates in Hart, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hart auto insurance rates.

Commute Times in Hart

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hart, TX is 11.3 minutes according to City-Data.

Traffic in Hart

How is traffic in Hart, Texas? Inrix data shows that Hart, TX traffic makes it the 292nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Hart, TX

You can buy cheap Hart, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hart, Texas auto insurance quotes from top companies.

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