Buy Cheap Harrod, OH Auto Insurance (2021)

Harrod, OH auto insurance rates average $209 a month. Minimum auto insurance requirements in Harrod, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Harrod, OH, compare Harrod auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Harrod after a DUI is Travelers
  • Average auto insurance rates in Harrod, OH are $209/month
  • Average auto insurance rates in Harrod, OH for teens drivers are $5,134/year

Finding affordable Harrod, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Harrod, OH auto insurance with confidence is right here. Auto insurance rates in Harrod are affected by local factors as well as personal ones like your driving record.

See how Harrod, OH car insurance rates compare to Toledo auto insurance rates, Cleveland auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Harrod.

Don’t buy Harrod, OH auto insurance until you’ve compared rates. Get free Harrod, Ohio auto insurance quotes when you enter your ZIP code above.

Harrod, OH Minimum Auto Insurance Requirements

The required auto insurance in Harrod, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Harrod, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Harrod, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Harrod, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harrod, OH. Take a look at Harrod, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harrod, Ohio

Insurance Company Poor Fair Good
Allstate $3,591 $2,619 $2,191
American Family $1,874 $1,289 $1,093
Farmers $3,403 $2,874 $2,737
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,582 $2,889 $2,442
Progressive $3,671 $3,181 $2,975
State Farm $3,427 $2,118 $1,670
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Buy Cheap Harrod, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harrod, Ohio auto insurance rates? Find out how car insurance rates in Harrod, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harrod, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,879 $1,873 $1,696 $1,812 $5,161 $5,901 $1,974 $2,107
American Family $914 $950 $826 $833 $2,648 $2,876 $1,121 $1,180
Farmers $1,601 $1,595 $1,410 $1,487 $7,007 $7,270 $1,794 $1,875
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,676 $1,574 $1,397 $1,444 $7,548 $8,497 $1,999 $2,069
State Farm $1,440 $1,440 $1,291 $1,291 $4,514 $5,677 $1,673 $1,913
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Harrod, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harrod can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harrod, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harrod, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,161 $5,901
American Family $2,648 $2,876
Farmers $7,007 $7,270
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,059 $6,518
Progressive $7,548 $8,497
State Farm $4,514 $5,677
Travelers $5,411 $8,570
USAA $2,571 $2,863

Buy Cheap Harrod, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Harrod, Ohio by comparing Harrod senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harrod, OH here.

Annual Auto Insurance Rates for Senior Drivers in Harrod, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,812
American Family $826 $833
Farmers $1,410 $1,487
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,795 $1,808
Progressive $1,397 $1,444
State Farm $1,291 $1,291
Travelers $1,247 $1,242
USAA $798 $797

Find Cheap Auto Insurance Rates in Harrod, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harrod, Ohio auto insurance. Compare Harrod, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harrod, Ohio

Insurance Company Low Medium High
Allstate $2,711 $2,795 $2,895
American Family $1,399 $1,429 $1,428
Farmers $2,853 $2,962 $3,199
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,285 $2,879 $2,748
Progressive $3,132 $3,245 $3,450
State Farm $2,280 $2,413 $2,522
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Find Cheap Harrod, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harrod. Compare auto insurance rates in Harrod, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harrod, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,800 $2,800
American Family $1,402 $1,436
Farmers $3,005 $3,005
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $2,971 $2,971
Progressive $3,275 $3,275
State Farm $2,344 $2,465
Travelers $2,726 $2,726
USAA $1,328 $1,433

Find Cheap Harrod, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Harrod, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harrod, OH, take a look at the average cost for various violations versus rates for a clean driving record in Harrod.

Annual Harrod, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,358 $2,847 $3,333 $2,664
American Family $1,360 $1,438 $1,438 $1,438
Farmers $2,478 $3,190 $3,111 $3,240
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,823 $3,844 $3,009 $3,425
State Farm $2,190 $2,620 $2,405 $2,405
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Harrod, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harrod, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Harrod for less when you shop around and compare rates from multiple Harrod, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harrod, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,333
American Family $1,438
Farmers $3,111
GEICO $2,408
Liberty Mutual $3,696
Nationwide $3,836
Progressive $3,009
State Farm $2,405
Travelers $3,940
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Harrod, OH

Compare rates from the cheapest auto insurance companies in Harrod, OH for your needs. Take a look at how Harrod, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harrod, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Harrod, Ohio Auto Insurance Companies

If you’re looking for the cheapest Harrod, OH auto insurance companies overall, you can compare them here. Find the best price for Harrod, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Harrod, Ohio

Insurance Company Average Annual Rates
Allstate $2,800
American Family $1,419
Farmers $3,005
GEICO $1,699
Liberty Mutual $3,357
Nationwide $2,971
Progressive $3,275
State Farm $2,405
Travelers $2,726
USAA $1,380

What affects Harrod, Ohio auto insurance rates?

Local factors affect auto insurance rates in Harrod, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Harrod auto insurance rates.

Commute Times in Harrod

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harrod, OH is 27.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Harrod, OH

You can buy cheap Harrod, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harrod, Ohio auto insurance quotes from top companies.

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