Buy Cheap Harristown, IL Auto Insurance (2021)

Harristown, IL auto insurance rates average $257 a month. Minimum auto insurance requirements in Harristown, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Harristown, IL, compare Harristown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Harristown after a DUI is Allstate
  • Average auto insurance rates in Harristown, IL are $257/month
  • Average auto insurance rates in Harristown, IL after a DUI are $3,606/year

Finding affordable Harristown, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Harristown, IL auto insurance with confidence is right here. Auto insurance rates in Harristown are affected by local factors as well as personal ones like your driving record.

See how Harristown, IL car insurance rates compare to Champaign auto insurance rates, Aurora auto insurance rates, and Chicago auto insurance rates before you read more about the cost of auto insurance in Harristown.

Don’t buy Harristown, IL auto insurance until you’ve compared rates. Get free Harristown, Illinois auto insurance quotes when you enter your ZIP code above.

Harristown, IL Minimum Auto Insurance Requirements

The required auto insurance in Harristown, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Harristown, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Harristown, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Harristown, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harristown, IL. Take a look at Harristown, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harristown, Illinois

Insurance Company Poor Fair Good
Allstate $6,129 $4,429 $3,872
American Family $4,815 $3,281 $2,776
Farmers $4,772 $4,020 $3,824
GEICO $4,123 $2,017 $1,573
Liberty Mutual $3,120 $1,943 $1,549
Nationwide $3,400 $2,751 $2,407
Progressive $3,412 $2,896 $2,676
State Farm $3,308 $1,984 $1,540
Travelers $2,805 $2,253 $1,833
USAA $3,953 $2,724 $2,248

Buy Cheap Harristown, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harristown, Illinois auto insurance rates? Find out how car insurance rates in Harristown, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harristown, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,062 $3,076 $3,198 $3,198 $7,947 $10,338 $3,681 $3,979
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,234 $2,232 $1,979 $2,096 $9,735 $10,150 $2,553 $2,666
GEICO $1,605 $1,632 $1,555 $1,893 $4,884 $5,058 $2,024 $1,916
Liberty Mutual $1,373 $1,482 $1,138 $1,271 $4,450 $4,951 $1,441 $1,527
Nationwide $1,810 $1,840 $1,612 $1,705 $5,022 $6,432 $2,113 $2,285
Progressive $1,726 $1,629 $1,422 $1,488 $6,318 $7,087 $2,056 $2,230
State Farm $1,411 $1,411 $1,271 $1,271 $4,155 $5,267 $1,597 $1,836
Travelers $1,469 $1,549 $1,336 $1,424 $4,176 $5,222 $1,557 $1,640
USAA $1,751 $1,774 $1,631 $1,599 $5,810 $6,392 $2,313 $2,529

Buy Cheap Harristown, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harristown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harristown, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harristown, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,947 $10,338
American Family $6,391 $8,844
Farmers $9,735 $10,150
GEICO $4,884 $5,058
Liberty Mutual $4,450 $4,951
Nationwide $5,022 $6,432
Progressive $6,318 $7,087
State Farm $4,155 $5,267
Travelers $4,176 $5,222
USAA $5,810 $6,392

Buy Cheap Harristown, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Harristown, Illinois by comparing Harristown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harristown, IL here.

Annual Auto Insurance Rates for Senior Drivers in Harristown, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,198
American Family $2,059 $2,059
Farmers $1,979 $2,096
GEICO $1,555 $1,893
Liberty Mutual $1,138 $1,271
Nationwide $1,612 $1,705
Progressive $1,422 $1,488
State Farm $1,271 $1,271
Travelers $1,336 $1,424
USAA $1,631 $1,599

Find Cheap Auto Insurance Rates in Harristown, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harristown, Illinois auto insurance. Compare Harristown, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harristown, Illinois

Insurance Company Low Medium High
Allstate $4,672 $4,805 $4,951
American Family $3,482 $3,757 $3,633
Farmers $3,998 $4,105 $4,515
GEICO $2,321 $2,562 $2,830
Liberty Mutual $2,092 $2,200 $2,320
Nationwide $2,837 $2,877 $2,843
Progressive $2,755 $2,985 $3,243
State Farm $2,138 $2,281 $2,414
Travelers $2,158 $2,294 $2,438
USAA $2,766 $2,972 $3,186

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Find Cheap Harristown, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harristown. Compare auto insurance rates in Harristown, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harristown, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $4,810
American Family $3,578 $3,670
Farmers $4,206 $4,206
GEICO $2,525 $2,617
Liberty Mutual $2,204 $2,204
Nationwide $2,852 $2,852
Progressive $2,995 $2,995
State Farm $2,219 $2,336
Travelers $2,207 $2,387
USAA $2,891 $3,058

Find Cheap Harristown, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Harristown, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harristown, IL, take a look at the average cost for various violations versus rates for a clean driving record in Harristown.

Annual Harristown, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,440 $5,836 $5,446 $4,518
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,549 $4,582 $4,467 $4,225
GEICO $1,872 $2,601 $3,469 $2,342
Liberty Mutual $1,840 $2,599 $2,292 $2,086
Nationwide $2,302 $2,974 $3,493 $2,641
Progressive $2,469 $3,663 $2,732 $3,114
State Farm $2,074 $2,481 $2,277 $2,277
Travelers $1,832 $2,394 $2,667 $2,294
USAA $2,110 $3,054 $4,186 $2,548

Find Cheap Harristown, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harristown, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Harristown for less when you shop around and compare rates from multiple Harristown, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harristown, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,446
American Family $5,026
Farmers $4,467
GEICO $3,469
Liberty Mutual $2,292
Nationwide $3,493
Progressive $2,732
State Farm $2,277
Travelers $2,667
USAA $4,186

Winners by Category: Where to Buy Cheap Auto Insurance in Harristown, IL

Compare rates from the cheapest auto insurance companies in Harristown, IL for your needs. Take a look at how Harristown, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harristown, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Harristown, Illinois Auto Insurance Companies

If you’re looking for the cheapest Harristown, IL auto insurance companies overall, you can compare them here. Find the best price for Harristown, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Harristown, Illinois

Insurance Company Average Annual Rates
Allstate $4,810
American Family $3,624
Farmers $4,206
GEICO $2,571
Liberty Mutual $2,204
Nationwide $2,852
Progressive $2,995
State Farm $2,277
Travelers $2,297
USAA $2,975

What affects Harristown, Illinois auto insurance rates?

Local factors affect auto insurance rates in Harristown, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Harristown auto insurance rates.

Commute Times in Harristown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harristown, IL is 18.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Harristown, IL

You can buy cheap Harristown, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harristown, Illinois auto insurance quotes from top companies.

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