Buy Cheap Harrison, MI Auto Insurance (2022)

Harrison, MI auto insurance rates average $790 a month. Minimum auto insurance requirements in Harrison, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Harrison, MI, compare Harrison auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Harrison, MI are $790/month
  • Average auto insurance rates in Harrison, MI after a DUI are $15,432/year
  • Average auto insurance rates in Harrison, MI for teens drivers are $17,868/year

Finding affordable Harrison, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Harrison, MI auto insurance with confidence is right here. Auto insurance rates in Harrison are affected by local factors as well as personal ones like your driving record.

See how Harrison, MI car insurance rates compare to Sterling Heights auto insurance rates, Lansing auto insurance rates, and Troy auto insurance rates before you read more about the cost of auto insurance in Harrison.

Don’t buy Harrison, MI auto insurance until you’ve compared rates. Get free Harrison, Michigan auto insurance quotes when you enter your ZIP code above.

Harrison, MI Minimum Auto Insurance Requirements

The required auto insurance in Harrison, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Harrison, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Harrison, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Harrison, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harrison, MI. Take a look at Harrison, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harrison, Michigan

Insurance Company Poor Fair Good
Allstate $28,652 $15,840 $12,077
Farmers $8,116 $5,353 $4,937
GEICO $7,082 $5,209 $4,239
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,316 $5,496 $4,673
Progressive $5,981 $5,023 $4,526
State Farm $20,401 $10,311 $6,995
Travelers $7,622 $7,392 $7,299
USAA $5,463 $3,110 $2,364

Buy Cheap Harrison, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harrison, Michigan auto insurance rates? Find out how car insurance rates in Harrison, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harrison, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $13,845 $13,845 $12,862 $12,862 $34,134 $34,134 $14,582 $14,582
Farmers $4,651 $4,651 $4,339 $4,339 $10,315 $10,315 $5,237 $5,237
GEICO $3,842 $3,842 $3,898 $3,898 $10,628 $10,628 $3,673 $3,673
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,191 $4,191 $3,733 $3,733 $10,808 $10,808 $4,581 $4,581
Progressive $3,071 $2,868 $2,706 $3,014 $11,054 $11,789 $3,581 $3,331
State Farm $7,665 $7,665 $7,080 $7,080 $26,539 $26,539 $8,992 $8,992
Travelers $4,991 $4,991 $4,282 $4,282 $15,054 $15,054 $5,423 $5,423
USAA $2,676 $2,536 $2,514 $2,376 $6,496 $6,174 $3,262 $3,132

Buy Cheap Harrison, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harrison can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harrison, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harrison, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,134 $34,134
Farmers $10,315 $10,315
GEICO $10,628 $10,628
Liberty Mutual $35,785 $35,785
Nationwide $10,808 $10,808
Progressive $11,054 $11,789
State Farm $26,539 $26,539
Travelers $15,054 $15,054
USAA $6,496 $6,174

Buy Cheap Harrison, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Harrison, Michigan by comparing Harrison senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harrison, MI here.

Annual Auto Insurance Rates for Senior Drivers in Harrison, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $12,862 $12,862
Farmers $4,339 $4,339
GEICO $3,898 $3,898
Liberty Mutual $14,804 $14,804
Nationwide $3,733 $3,733
Progressive $2,706 $3,014
State Farm $7,080 $7,080
Travelers $4,282 $4,282
USAA $2,514 $2,376

Find Cheap Auto Insurance Rates in Harrison, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harrison, Michigan auto insurance. Compare Harrison, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harrison, Michigan

Insurance Company Low Medium High
Allstate $18,427 $18,894 $19,247
Farmers $6,009 $6,124 $6,272
GEICO $5,167 $5,463 $5,899
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,109 $5,727 $5,648
Progressive $5,006 $5,185 $5,340
State Farm $11,959 $12,644 $13,104
Travelers $7,365 $7,444 $7,504
USAA $3,547 $3,654 $3,737

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Find Cheap Harrison, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harrison. Compare auto insurance rates in Harrison, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harrison, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $18,856 $18,856
Farmers $6,135 $6,135
GEICO $5,383 $5,637
Liberty Mutual $19,417 $20,833
Nationwide $5,828 $5,828
Progressive $5,177 $5,177
State Farm $12,231 $12,907
Travelers $7,395 $7,480
USAA $3,604 $3,688

Find Cheap Harrison, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Harrison, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harrison, MI, take a look at the average cost for various violations versus rates for a clean driving record in Harrison.

Annual Harrison, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,232 $12,324 $40,992 $12,876
Farmers $5,149 $6,567 $6,483 $6,342
GEICO $1,966 $4,106 $12,367 $3,601
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $4,987 $6,651 $6,057 $5,618
Progressive $4,389 $5,756 $5,186 $5,376
State Farm $8,071 $9,635 $20,587 $11,982
Travelers $5,050 $7,190 $11,546 $5,964
USAA $2,934 $3,658 $4,794 $3,198

Find Cheap Harrison, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harrison, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Harrison for less when you shop around and compare rates from multiple Harrison, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harrison, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $40,992
Farmers $6,483
GEICO $12,367
Liberty Mutual $30,874
Nationwide $6,057
Progressive $5,186
State Farm $20,587
Travelers $11,546
USAA $4,794

Winners by Category: Where to Buy Cheap Auto Insurance in Harrison, MI

Compare rates from the cheapest auto insurance companies in Harrison, MI for your needs. Take a look at how Harrison, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harrison, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Harrison, Michigan Auto Insurance Companies

If you’re looking for the cheapest Harrison, MI auto insurance companies overall, you can compare them here. Find the best price for Harrison, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Harrison, Michigan

Insurance Company Average Annual Rates
Allstate $18,856
Farmers $6,135
GEICO $5,510
Liberty Mutual $20,125
Nationwide $5,828
Progressive $5,177
State Farm $12,569
Travelers $7,438
USAA $3,646

What affects Harrison, Michigan auto insurance rates?

Local factors affect auto insurance rates in Harrison, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Harrison auto insurance rates.

Commute Times in Harrison

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harrison, MI is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Harrison, MI

You can buy cheap Harrison, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harrison, Michigan auto insurance quotes from top companies.

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