Buy Cheap Harrisburg, OH Auto Insurance (2021)

Harrisburg, OH auto insurance rates average $254 a month. Minimum auto insurance requirements in Harrisburg, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Harrisburg, OH, compare Harrisburg auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Harrisburg, OH are $254/month
  • The most expensive auto insurance company in Harrisburg after a DUI is Travelers
  • Average auto insurance rates in Harrisburg, OH after a DUI are $3,591/year

Finding affordable Harrisburg, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Harrisburg, OH auto insurance with confidence is right here. Auto insurance rates in Harrisburg are affected by local factors as well as personal ones like your driving record.

See how Harrisburg, OH car insurance rates compare to Canton auto insurance rates, Lorain auto insurance rates, and Cincinnati auto insurance rates before you read more about the cost of auto insurance in Harrisburg.

Don’t buy Harrisburg, OH auto insurance until you’ve compared rates. Get free Harrisburg, Ohio auto insurance quotes when you enter your ZIP code above.

Harrisburg, OH Minimum Auto Insurance Requirements

The required auto insurance in Harrisburg, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Harrisburg, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Harrisburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Harrisburg, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harrisburg, OH. Take a look at Harrisburg, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harrisburg, Ohio

Insurance Company Poor Fair Good
Allstate $4,144 $3,014 $2,509
American Family $2,143 $1,458 $1,234
Farmers $4,108 $3,477 $3,311
GEICO $2,562 $2,133 $1,705
Liberty Mutual $6,270 $3,856 $3,022
Nationwide $4,416 $3,552 $2,995
Progressive $3,834 $3,311 $3,093
State Farm $3,847 $2,377 $1,873
Travelers $4,709 $4,099 $3,829
USAA $2,005 $1,424 $1,215

Buy Cheap Harrisburg, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harrisburg, Ohio auto insurance rates? Find out how car insurance rates in Harrisburg, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harrisburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,153 $2,143 $1,951 $2,086 $5,983 $6,827 $2,247 $2,390
American Family $976 $1,013 $903 $905 $3,170 $3,438 $1,213 $1,278
Farmers $1,895 $1,896 $1,667 $1,761 $8,569 $8,927 $2,125 $2,217
GEICO $1,518 $1,479 $1,435 $1,463 $4,179 $3,884 $1,689 $1,419
Liberty Mutual $2,019 $2,203 $1,549 $1,890 $10,775 $12,163 $2,135 $2,328
Nationwide $2,416 $2,426 $2,181 $2,194 $6,305 $8,116 $2,588 $3,010
Progressive $1,761 $1,661 $1,465 $1,514 $7,812 $8,795 $2,111 $2,183
State Farm $1,584 $1,584 $1,430 $1,430 $5,145 $6,451 $1,847 $2,123
Travelers $1,906 $1,934 $1,901 $1,890 $8,443 $13,368 $1,992 $2,267
USAA $924 $930 $886 $879 $2,937 $3,260 $1,236 $1,330

Buy Cheap Harrisburg, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harrisburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harrisburg, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harrisburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,983 $6,827
American Family $3,170 $3,438
Farmers $8,569 $8,927
GEICO $4,179 $3,884
Liberty Mutual $10,775 $12,163
Nationwide $6,305 $8,116
Progressive $7,812 $8,795
State Farm $5,145 $6,451
Travelers $8,443 $13,368
USAA $2,937 $3,260

Buy Cheap Harrisburg, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Harrisburg, Ohio by comparing Harrisburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harrisburg, OH here.

Annual Auto Insurance Rates for Senior Drivers in Harrisburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,951 $2,086
American Family $903 $905
Farmers $1,667 $1,761
GEICO $1,435 $1,463
Liberty Mutual $1,549 $1,890
Nationwide $2,181 $2,194
Progressive $1,465 $1,514
State Farm $1,430 $1,430
Travelers $1,901 $1,890
USAA $886 $879

Find Cheap Auto Insurance Rates in Harrisburg, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harrisburg, Ohio auto insurance. Compare Harrisburg, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harrisburg, Ohio

Insurance Company Low Medium High
Allstate $3,091 $3,214 $3,362
American Family $1,578 $1,624 $1,634
Farmers $3,428 $3,570 $3,898
GEICO $2,061 $2,124 $2,215
Liberty Mutual $4,205 $4,408 $4,536
Nationwide $4,033 $3,543 $3,388
Progressive $3,293 $3,386 $3,558
State Farm $2,554 $2,709 $2,835
Travelers $4,094 $4,269 $4,275
USAA $1,476 $1,546 $1,621

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Harrisburg, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harrisburg. Compare auto insurance rates in Harrisburg, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harrisburg, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,222 $3,222
American Family $1,592 $1,632
Farmers $3,632 $3,632
GEICO $2,098 $2,169
Liberty Mutual $4,383 $4,383
Nationwide $3,655 $3,655
Progressive $3,413 $3,413
State Farm $2,631 $2,767
Travelers $4,213 $4,213
USAA $1,490 $1,606

Find Cheap Harrisburg, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Harrisburg, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harrisburg, OH, take a look at the average cost for various violations versus rates for a clean driving record in Harrisburg.

Annual Harrisburg, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,701 $3,280 $3,848 $3,061
American Family $1,544 $1,635 $1,635 $1,635
Farmers $2,996 $3,860 $3,764 $3,908
GEICO $1,436 $2,090 $3,060 $1,948
Liberty Mutual $3,676 $4,734 $4,826 $4,294
Nationwide $2,929 $3,725 $4,726 $3,238
Progressive $2,942 $4,001 $3,133 $3,575
State Farm $2,448 $2,951 $2,699 $2,699
Travelers $3,088 $4,043 $6,121 $3,598
USAA $1,184 $1,594 $2,101 $1,312

Find Cheap Harrisburg, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harrisburg, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Harrisburg for less when you shop around and compare rates from multiple Harrisburg, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harrisburg, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,848
American Family $1,635
Farmers $3,764
GEICO $3,060
Liberty Mutual $4,826
Nationwide $4,726
Progressive $3,133
State Farm $2,699
Travelers $6,121
USAA $2,101

Winners by Category: Where to Buy Cheap Auto Insurance in Harrisburg, OH

Compare rates from the cheapest auto insurance companies in Harrisburg, OH for your needs. Take a look at how Harrisburg, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harrisburg, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Harrisburg, Ohio Auto Insurance Companies

If you’re looking for the cheapest Harrisburg, OH auto insurance companies overall, you can compare them here. Find the best price for Harrisburg, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Harrisburg, Ohio

Insurance Company Average Annual Rates
Allstate $3,222
American Family $1,612
Farmers $3,632
GEICO $2,133
Liberty Mutual $4,383
Nationwide $3,655
Progressive $3,413
State Farm $2,699
Travelers $4,213
USAA $1,548

What affects Harrisburg, Ohio auto insurance rates?

Local factors affect auto insurance rates in Harrisburg, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Harrisburg auto insurance rates.

Commute Times in Harrisburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harrisburg, OH is 33.4 minutes according to City-Data.

Traffic in Harrisburg

How is traffic in Harrisburg, Ohio? Inrix data shows that Harrisburg, OH traffic makes it the 361st-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Harrisburg, OH

You can buy cheap Harrisburg, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harrisburg, Ohio auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption