Buy Cheap Harrisburg, AR Auto Insurance (2021)

Harrisburg, AR auto insurance rates average $349 a month. Minimum auto insurance requirements in Harrisburg, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Harrisburg, AR, compare Harrisburg auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Harrisburg, AR are $349/month
  • The most expensive auto insurance company in Harrisburg is Travelers
  • Average auto insurance rates in Harrisburg, AR after a DUI are $5,035/year

Finding affordable Harrisburg, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Harrisburg, AR auto insurance with confidence is right here. Auto insurance rates in Harrisburg are affected by local factors as well as personal ones like your driving record.

See how Harrisburg, AR car insurance rates compare to North Little Rock auto insurance rates, Bentonville auto insurance rates, and Jonesboro auto insurance rates before you read more about the cost of auto insurance in Harrisburg.

Don’t buy Harrisburg, AR auto insurance until you’ve compared rates. Get free Harrisburg, Arkansas auto insurance quotes when you enter your ZIP code above.

Harrisburg, AR Minimum Auto Insurance Requirements

The required auto insurance in Harrisburg, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Harrisburg, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Harrisburg, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Harrisburg, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harrisburg, AR. Take a look at Harrisburg, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harrisburg, Arkansas

Insurance Company Poor Fair Good
Allstate $6,458 $4,953 $4,013
Farmers $4,901 $4,098 $3,907
GEICO $4,489 $3,691 $3,062
Liberty Mutual $5,515 $3,342 $2,618
Nationwide $4,733 $3,811 $3,473
Progressive $6,340 $5,386 $5,001
State Farm $4,189 $2,521 $1,962
Travelers $6,858 $5,729 $5,355
USAA $2,928 $2,001 $1,706

Buy Cheap Harrisburg, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harrisburg, Arkansas auto insurance rates? Find out how car insurance rates in Harrisburg, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harrisburg, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,887 $2,904 $2,584 $2,763 $10,632 $12,742 $3,179 $3,439
Farmers $2,382 $2,375 $2,132 $2,237 $9,676 $10,036 $2,714 $2,861
GEICO $2,710 $2,676 $2,498 $2,428 $7,142 $7,150 $2,668 $2,706
Liberty Mutual $2,188 $2,342 $2,111 $2,361 $7,986 $8,798 $2,360 $2,456
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,997 $2,850 $2,464 $2,572 $12,355 $13,928 $3,582 $3,858
State Farm $1,795 $1,795 $1,615 $1,615 $5,299 $6,658 $2,025 $2,323
Travelers $2,208 $2,249 $2,182 $2,190 $12,991 $20,949 $2,362 $2,715
USAA $1,356 $1,369 $1,260 $1,267 $4,306 $4,504 $1,749 $1,883

Buy Cheap Harrisburg, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harrisburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harrisburg, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harrisburg, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,632 $12,742
Farmers $9,676 $10,036
GEICO $7,142 $7,150
Liberty Mutual $7,986 $8,798
Nationwide $6,624 $8,442
Progressive $12,355 $13,928
State Farm $5,299 $6,658
Travelers $12,991 $20,949
USAA $4,306 $4,504

Buy Cheap Harrisburg, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Harrisburg, Arkansas by comparing Harrisburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harrisburg, AR here.

Annual Auto Insurance Rates for Senior Drivers in Harrisburg, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,584 $2,763
Farmers $2,132 $2,237
GEICO $2,498 $2,428
Liberty Mutual $2,111 $2,361
Nationwide $2,440 $2,578
Progressive $2,464 $2,572
State Farm $1,615 $1,615
Travelers $2,182 $2,190
USAA $1,260 $1,267

Find Cheap Auto Insurance Rates in Harrisburg, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harrisburg, Arkansas auto insurance. Compare Harrisburg, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harrisburg, Arkansas

Insurance Company Low Medium High
Allstate $4,986 $5,138 $5,300
Farmers $4,100 $4,259 $4,545
GEICO $3,574 $3,746 $3,921
Liberty Mutual $3,677 $3,794 $4,004
Nationwide $4,022 $3,922 $4,073
Progressive $5,128 $5,483 $6,116
State Farm $2,738 $2,889 $3,045
Travelers $5,668 $5,996 $6,277
USAA $2,117 $2,204 $2,315

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Find Cheap Harrisburg, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harrisburg. Compare auto insurance rates in Harrisburg, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harrisburg, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,141 $5,141
Farmers $4,302 $4,302
GEICO $3,720 $3,775
Liberty Mutual $3,825 $3,825
Nationwide $4,006 $4,006
Progressive $5,576 $5,576
State Farm $2,820 $2,961
Travelers $5,981 $5,981
USAA $2,149 $2,275

Find Cheap Harrisburg, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Harrisburg, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harrisburg, AR, take a look at the average cost for various violations versus rates for a clean driving record in Harrisburg.

Annual Harrisburg, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,237 $5,338 $5,925 $5,065
Farmers $3,647 $4,653 $4,547 $4,360
GEICO $2,551 $3,901 $5,792 $2,745
Liberty Mutual $2,604 $4,240 $4,959 $3,498
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,811 $6,660 $5,055 $5,776
State Farm $2,646 $3,136 $2,891 $2,891
Travelers $5,013 $5,178 $7,583 $6,149
USAA $1,698 $2,156 $3,110 $1,884

Find Cheap Harrisburg, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harrisburg, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Harrisburg for less when you shop around and compare rates from multiple Harrisburg, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harrisburg, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,925
Farmers $4,547
GEICO $5,792
Liberty Mutual $4,959
Nationwide $5,453
Progressive $5,055
State Farm $2,891
Travelers $7,583
USAA $3,110

Winners by Category: Where to Buy Cheap Auto Insurance in Harrisburg, AR

Compare rates from the cheapest auto insurance companies in Harrisburg, AR for your needs. Take a look at how Harrisburg, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harrisburg, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Harrisburg, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Harrisburg, AR auto insurance companies overall, you can compare them here. Find the best price for Harrisburg, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Harrisburg, Arkansas

Insurance Company Average Annual Rates
Allstate $5,141
Farmers $4,302
GEICO $3,747
Liberty Mutual $3,825
Nationwide $4,006
Progressive $5,576
State Farm $2,891
Travelers $5,981
USAA $2,212

What affects Harrisburg, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Harrisburg, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Harrisburg auto insurance rates.

Commute Times in Harrisburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harrisburg, AR is 28.1 minutes according to City-Data.

Traffic in Harrisburg

How is traffic in Harrisburg, Arkansas? Inrix data shows that Harrisburg, AR traffic makes it the 361st-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Harrisburg, AR

You can buy cheap Harrisburg, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harrisburg, Arkansas auto insurance quotes from top companies.

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