Buy Cheap Harpster, OH Auto Insurance (2021)

Harpster, OH auto insurance rates average $201 a month. Minimum auto insurance requirements in Harpster, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Harpster, OH, compare Harpster auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Harpster, OH after a DUI are $2,801/year
  • Average auto insurance rates in Harpster, OH for teens drivers are $4,933/year
  • Average auto insurance rates in Harpster, OH are $201/month

Finding affordable Harpster, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Harpster, OH auto insurance with confidence is right here. Auto insurance rates in Harpster are affected by local factors as well as personal ones like your driving record.

See how Harpster, OH car insurance rates compare to Toledo auto insurance rates, Akron auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Harpster.

Don’t buy Harpster, OH auto insurance until you’ve compared rates. Get free Harpster, Ohio auto insurance quotes when you enter your ZIP code above.

Harpster, OH Minimum Auto Insurance Requirements

The required auto insurance in Harpster, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Harpster, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Harpster, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Harpster, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harpster, OH. Take a look at Harpster, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harpster, Ohio

Insurance Company Poor Fair Good
Allstate $3,590 $2,617 $2,191
American Family $1,755 $1,207 $1,026
Farmers $3,425 $2,896 $2,758
GEICO $1,863 $1,557 $1,251
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,412 $2,754 $2,329
Progressive $3,366 $2,902 $2,707
State Farm $2,982 $1,844 $1,454
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Buy Cheap Harpster, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harpster, Ohio auto insurance rates? Find out how car insurance rates in Harpster, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harpster, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,883 $1,878 $1,696 $1,813 $5,140 $5,882 $1,983 $2,121
American Family $867 $900 $785 $791 $2,455 $2,666 $1,058 $1,113
Farmers $1,599 $1,595 $1,408 $1,487 $7,096 $7,372 $1,790 $1,866
GEICO $1,132 $1,099 $1,066 $1,076 $2,988 $2,777 $1,254 $1,062
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,895 $1,904 $1,713 $1,725 $4,822 $6,207 $2,029 $2,356
Progressive $1,558 $1,473 $1,299 $1,339 $6,810 $7,667 $1,864 $1,924
State Farm $1,266 $1,266 $1,130 $1,130 $3,900 $4,900 $1,469 $1,685
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Harpster, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harpster can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harpster, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harpster, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,140 $5,882
American Family $2,455 $2,666
Farmers $7,096 $7,372
GEICO $2,988 $2,777
Liberty Mutual $8,139 $9,191
Nationwide $4,822 $6,207
Progressive $6,810 $7,667
State Farm $3,900 $4,900
Travelers $5,411 $8,570
USAA $2,571 $2,863

Buy Cheap Harpster, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Harpster, Ohio by comparing Harpster senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harpster, OH here.

Annual Auto Insurance Rates for Senior Drivers in Harpster, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,813
American Family $785 $791
Farmers $1,408 $1,487
GEICO $1,066 $1,076
Liberty Mutual $1,222 $1,481
Nationwide $1,713 $1,725
Progressive $1,299 $1,339
State Farm $1,130 $1,130
Travelers $1,247 $1,242
USAA $798 $797

Find Cheap Auto Insurance Rates in Harpster, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harpster, Ohio auto insurance. Compare Harpster, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harpster, Ohio

Insurance Company Low Medium High
Allstate $2,716 $2,794 $2,888
American Family $1,304 $1,338 $1,346
Farmers $2,864 $2,980 $3,237
GEICO $1,506 $1,550 $1,616
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,127 $2,745 $2,623
Progressive $2,878 $2,967 $3,131
State Farm $1,996 $2,099 $2,186
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Find Cheap Harpster, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harpster. Compare auto insurance rates in Harpster, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harpster, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,799 $2,799
American Family $1,314 $1,345
Farmers $3,027 $3,027
GEICO $1,530 $1,584
Liberty Mutual $3,357 $3,357
Nationwide $2,831 $2,831
Progressive $2,992 $2,992
State Farm $2,042 $2,145
Travelers $2,726 $2,726
USAA $1,328 $1,433

Find Cheap Harpster, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Harpster, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harpster, OH, take a look at the average cost for various violations versus rates for a clean driving record in Harpster.

Annual Harpster, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,362 $2,845 $3,326 $2,664
American Family $1,276 $1,347 $1,347 $1,347
Farmers $2,497 $3,215 $3,136 $3,259
GEICO $1,062 $1,524 $2,204 $1,438
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,275 $2,886 $3,653 $2,512
Progressive $2,583 $3,500 $2,750 $3,134
State Farm $1,910 $2,277 $2,093 $2,093
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Harpster, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harpster, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Harpster for less when you shop around and compare rates from multiple Harpster, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harpster, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,326
American Family $1,347
Farmers $3,136
GEICO $2,204
Liberty Mutual $3,696
Nationwide $3,653
Progressive $2,750
State Farm $2,093
Travelers $3,940
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Harpster, OH

Compare rates from the cheapest auto insurance companies in Harpster, OH for your needs. Take a look at how Harpster, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harpster, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Harpster, Ohio Auto Insurance Companies

If you’re looking for the cheapest Harpster, OH auto insurance companies overall, you can compare them here. Find the best price for Harpster, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Harpster, Ohio

Insurance Company Average Annual Rates
Allstate $2,799
American Family $1,329
Farmers $3,027
GEICO $1,557
Liberty Mutual $3,357
Nationwide $2,831
Progressive $2,992
State Farm $2,093
Travelers $2,726
USAA $1,380

What affects Harpster, Ohio auto insurance rates?

Local factors affect auto insurance rates in Harpster, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Harpster auto insurance rates.

Commute Times in Harpster

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harpster, OH is 24.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Harpster, OH

You can buy cheap Harpster, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harpster, Ohio auto insurance quotes from top companies.

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