Buy Cheap Harpersville, AL Auto Insurance (2021)

Harpersville, AL auto insurance rates average $315 a month. Minimum auto insurance requirements in Harpersville, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Harpersville, AL, compare Harpersville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Harpersville is Liberty Mutual
  • Average auto insurance rates in Harpersville, AL are $315/month
  • Average auto insurance rates in Harpersville, AL for teens drivers are $7,769/year

Finding affordable Harpersville, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Harpersville, AL auto insurance with confidence is right here. Auto insurance rates in Harpersville are affected by local factors as well as personal ones like your driving record.

See how Harpersville, AL car insurance rates compare to Tuscaloosa auto insurance rates, Madison auto insurance rates, and Montgomery auto insurance rates before you read more about the cost of auto insurance in Harpersville.

Don’t buy Harpersville, AL auto insurance until you’ve compared rates. Get free Harpersville, Alabama auto insurance quotes when you enter your ZIP code above.

Harpersville, AL Minimum Auto Insurance Requirements

The required auto insurance in Harpersville, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Harpersville, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Harpersville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Harpersville, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harpersville, AL. Take a look at Harpersville, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harpersville, Alabama

Insurance Company Poor Fair Good
Allstate $4,268 $3,364 $2,752
Farmers $4,806 $4,145 $3,927
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,710 $4,733 $3,715
Nationwide $3,179 $2,485 $2,250
Progressive $4,737 $4,061 $3,792
State Farm $8,392 $4,240 $2,875
Travelers $4,462 $3,869 $3,943
USAA $2,933 $1,904 $1,699

Buy Cheap Harpersville, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harpersville, Alabama auto insurance rates? Find out how car insurance rates in Harpersville, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harpersville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,068 $1,966 $1,876 $1,911 $7,337 $7,878 $2,304 $2,351
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,123 $3,372 $2,551 $2,853 $11,506 $12,796 $3,333 $3,556
Nationwide $1,717 $1,735 $1,568 $1,619 $4,570 $5,864 $1,907 $2,127
Progressive $2,280 $2,138 $1,869 $1,998 $9,351 $10,433 $2,667 $2,836
State Farm $3,135 $3,135 $2,846 $2,846 $9,658 $12,096 $3,547 $4,090
Travelers $1,652 $1,678 $1,549 $1,543 $8,915 $14,038 $1,561 $1,796
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

Buy Cheap Harpersville, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harpersville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harpersville, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harpersville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,337 $7,878
Farmers $9,571 $9,840
GEICO $4,975 $4,882
Liberty Mutual $11,506 $12,796
Nationwide $4,570 $5,864
Progressive $9,351 $10,433
State Farm $9,658 $12,096
Travelers $8,915 $14,038
USAA $4,035 $4,473

Buy Cheap Harpersville, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Harpersville, Alabama by comparing Harpersville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harpersville, AL here.

Annual Auto Insurance Rates for Senior Drivers in Harpersville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,876 $1,911
Farmers $2,170 $2,311
GEICO $1,817 $1,869
Liberty Mutual $2,551 $2,853
Nationwide $1,568 $1,619
Progressive $1,869 $1,998
State Farm $2,846 $2,846
Travelers $1,549 $1,543
USAA $1,267 $1,241

Find Cheap Auto Insurance Rates in Harpersville, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harpersville, Alabama auto insurance. Compare Harpersville, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harpersville, Alabama

Insurance Company Low Medium High
Allstate $3,331 $3,456 $3,597
Farmers $4,039 $4,235 $4,605
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,156 $5,363 $5,640
Nationwide $2,617 $2,617 $2,680
Progressive $3,767 $4,173 $4,649
State Farm $4,876 $5,165 $5,466
Travelers $3,891 $4,173 $4,210
USAA $2,104 $2,168 $2,265

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Find Cheap Harpersville, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harpersville. Compare auto insurance rates in Harpersville, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harpersville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,461 $3,461
Farmers $4,293 $4,293
GEICO $2,610 $2,708
Liberty Mutual $5,386 $5,386
Nationwide $2,638 $2,638
Progressive $4,196 $4,196
State Farm $5,042 $5,296
Travelers $4,092 $4,092
USAA $2,079 $2,279

Find Cheap Harpersville, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Harpersville, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harpersville, AL, take a look at the average cost for various violations versus rates for a clean driving record in Harpersville.

Annual Harpersville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,932 $3,466 $4,126 $3,322
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,223 $5,884 $5,750 $5,689
Nationwide $2,312 $2,312 $3,352 $2,577
Progressive $3,792 $4,765 $4,069 $4,160
State Farm $4,654 $5,798 $5,112 $5,112
Travelers $3,405 $3,574 $5,235 $4,152
USAA $1,675 $2,102 $3,126 $1,812

Find Cheap Harpersville, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harpersville, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Harpersville for less when you shop around and compare rates from multiple Harpersville, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harpersville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,126
Farmers $4,565
GEICO $3,547
Liberty Mutual $5,750
Nationwide $3,352
Progressive $4,069
State Farm $5,112
Travelers $5,235
USAA $3,126

Winners by Category: Where to Buy Cheap Auto Insurance in Harpersville, AL

Compare rates from the cheapest auto insurance companies in Harpersville, AL for your needs. Take a look at how Harpersville, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harpersville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Harpersville, Alabama Auto Insurance Companies

If you’re looking for the cheapest Harpersville, AL auto insurance companies overall, you can compare them here. Find the best price for Harpersville, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Harpersville, Alabama

Insurance Company Average Annual Rates
Allstate $3,461
Farmers $4,293
GEICO $2,659
Liberty Mutual $5,386
Nationwide $2,638
Progressive $4,196
State Farm $5,169
Travelers $4,092
USAA $2,179

What affects Harpersville, Alabama auto insurance rates?

Local factors affect auto insurance rates in Harpersville, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Harpersville auto insurance rates.

Auto Theft in Harpersville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Harpersville, AL auto theft show a total of 6 vehicle thefts annually.

Commute Times in Harpersville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harpersville, AL is 28.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Harpersville, AL

You can buy cheap Harpersville, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harpersville, Alabama auto insurance quotes from top companies.

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