Buy Cheap Harper, TX Auto Insurance (2021)

Harper, TX auto insurance rates average $320 a month. Minimum auto insurance requirements in Harper, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Harper, TX, compare Harper auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Harper, TX for teens drivers are $6,867/year
  • Average auto insurance rates in Harper, TX after a DUI are $4,322/year
  • The most expensive auto insurance company in Harper after a DUI is Allstate

Finding affordable Harper, Texas auto insurance can be challenging, but everything you need to know to buy cheap Harper, TX auto insurance with confidence is right here. Auto insurance rates in Harper are affected by local factors as well as personal ones like your driving record.

See how Harper, TX car insurance rates compare to Austin auto insurance rates, Corpus Christi auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Harper.

Don’t buy Harper, TX auto insurance until you’ve compared rates. Get free Harper, Texas auto insurance quotes when you enter your ZIP code above.

Harper, TX Minimum Auto Insurance Requirements

The required auto insurance in Harper, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Harper, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Harper, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Harper, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harper, TX. Take a look at Harper, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harper, Texas

Insurance Company Poor Fair Good
Allstate $6,771 $4,950 $4,228
American Family $6,412 $4,043 $3,522
GEICO $4,718 $2,677 $1,790
Nationwide $4,195 $3,365 $2,927
Progressive $6,198 $5,375 $4,986
State Farm $3,749 $2,330 $1,854
USAA $3,239 $1,855 $1,488

Buy Cheap Harper, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harper, Texas auto insurance rates? Find out how car insurance rates in Harper, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harper, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,497 $3,546 $3,456 $3,456 $8,904 $10,800 $4,329 $4,541
American Family $2,805 $3,121 $2,611 $2,991 $7,409 $9,716 $4,026 $4,592
GEICO $2,298 $2,470 $2,206 $2,485 $4,933 $5,141 $2,481 $2,482
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $2,885 $2,740 $2,577 $2,619 $12,472 $13,947 $3,435 $3,481
State Farm $1,897 $1,897 $1,676 $1,676 $4,344 $5,499 $2,049 $2,115
USAA $1,418 $1,436 $1,348 $1,350 $3,848 $4,219 $1,889 $2,045

Buy Cheap Harper, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harper can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harper, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harper, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,904 $10,800
American Family $7,409 $9,716
GEICO $4,933 $5,141
Nationwide $6,162 $7,918
Progressive $12,472 $13,947
State Farm $4,344 $5,499
USAA $3,848 $4,219

Buy Cheap Harper, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Harper, Texas by comparing Harper senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harper, TX here.

Annual Auto Insurance Rates for Senior Drivers in Harper, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,456 $3,456
American Family $2,611 $2,991
GEICO $2,206 $2,485
Nationwide $1,957 $2,074
Progressive $2,577 $2,619
State Farm $1,676 $1,676
USAA $1,348 $1,350

Find Cheap Auto Insurance Rates in Harper, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harper, Texas auto insurance. Compare Harper, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harper, Texas

Insurance Company Low Medium High
Allstate $5,201 $5,273 $5,474
American Family $4,368 $4,503 $5,106
GEICO $2,904 $3,022 $3,260
Nationwide $3,769 $3,346 $3,372
Progressive $5,216 $5,497 $5,846
State Farm $2,516 $2,636 $2,781
USAA $2,129 $2,187 $2,267

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Find Cheap Harper, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harper. Compare auto insurance rates in Harper, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harper, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,197 $5,436
American Family $4,659 $4,659
GEICO $3,003 $3,121
Nationwide $3,496 $3,496
Progressive $5,520 $5,520
State Farm $2,644 $2,644
USAA $2,166 $2,222

Find Cheap Harper, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Harper, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harper, TX, take a look at the average cost for various violations versus rates for a clean driving record in Harper.

Annual Harper, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,300 $6,555 $4,205
American Family $4,236 $5,422 $4,741 $4,236
GEICO $2,601 $3,415 $2,879 $3,352
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,800 $6,254 $5,614 $5,410
State Farm $2,370 $2,692 $3,146 $2,370
USAA $1,647 $2,408 $2,833 $1,889

Find Cheap Harper, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harper, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Harper for less when you shop around and compare rates from multiple Harper, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harper, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,555
American Family $4,741
GEICO $2,879
Nationwide $4,489
Progressive $5,614
State Farm $3,146
USAA $2,833

Winners by Category: Where to Buy Cheap Auto Insurance in Harper, TX

Compare rates from the cheapest auto insurance companies in Harper, TX for your needs. Take a look at how Harper, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harper, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Harper, Texas Auto Insurance Companies

If you’re looking for the cheapest Harper, TX auto insurance companies overall, you can compare them here. Find the best price for Harper, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Harper, Texas

Insurance Company Average Annual Rates
Allstate $5,316
American Family $4,659
GEICO $3,062
Nationwide $3,496
Progressive $5,520
State Farm $2,644
USAA $2,194

What affects Harper, Texas auto insurance rates?

Local factors affect auto insurance rates in Harper, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Harper auto insurance rates.

Commute Times in Harper

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harper, TX is 24.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Harper, TX

You can buy cheap Harper, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harper, Texas auto insurance quotes from top companies.

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