Buy Cheap Harlan, IN Auto Insurance (2021)

Harlan, IN auto insurance rates average $266 a month. Minimum auto insurance requirements in Harlan, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Harlan, IN, compare Harlan auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Harlan after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Harlan is Liberty Mutual
  • Average auto insurance rates in Harlan, IN for teens drivers are $6,278/year

Finding affordable Harlan, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Harlan, IN auto insurance with confidence is right here. Auto insurance rates in Harlan are affected by local factors as well as personal ones like your driving record.

See how Harlan, IN car insurance rates compare to Bloomington auto insurance rates, Gary auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Harlan.

Don’t buy Harlan, IN auto insurance until you’ve compared rates. Get free Harlan, Indiana auto insurance quotes when you enter your ZIP code above.

Harlan, IN Minimum Auto Insurance Requirements

The required auto insurance in Harlan, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Harlan, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Harlan, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Harlan, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harlan, IN. Take a look at Harlan, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harlan, Indiana

Insurance Company Poor Fair Good
Allstate $4,977 $3,704 $3,364
American Family $4,889 $3,165 $2,648
Farmers $3,832 $3,123 $2,894
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,025 $4,573 $4,229
Nationwide $2,985 $2,523 $2,357
Progressive $4,039 $3,580 $3,376
State Farm $3,043 $1,816 $1,408
Travelers $3,960 $3,360 $3,361
USAA $2,235 $1,488 $1,278

Buy Cheap Harlan, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harlan, Indiana auto insurance rates? Find out how car insurance rates in Harlan, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harlan, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,479 $2,540 $2,175 $2,380 $7,648 $9,640 $2,518 $2,740
American Family $2,213 $2,213 $1,996 $1,996 $6,229 $8,972 $2,213 $2,707
Farmers $1,485 $1,464 $1,270 $1,428 $8,010 $8,531 $1,958 $2,117
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,623 $3,623 $3,335 $3,335 $7,868 $11,852 $3,623 $4,947
Nationwide $1,620 $1,659 $1,420 $1,518 $4,687 $6,096 $1,896 $2,076
Progressive $1,554 $1,470 $1,411 $1,418 $9,187 $10,340 $1,949 $1,989
State Farm $1,271 $1,271 $1,136 $1,136 $3,914 $5,005 $1,408 $1,570
Travelers $1,259 $1,282 $1,176 $1,180 $7,969 $12,751 $1,330 $1,535
USAA $1,054 $1,035 $988 $989 $3,000 $3,333 $1,423 $1,513

Buy Cheap Harlan, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harlan can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harlan, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harlan, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,648 $9,640
American Family $6,229 $8,972
Farmers $8,010 $8,531
GEICO $4,269 $3,981
Liberty Mutual $7,868 $11,852
Nationwide $4,687 $6,096
Progressive $9,187 $10,340
State Farm $3,914 $5,005
Travelers $7,969 $12,751
USAA $3,000 $3,333

Buy Cheap Harlan, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Harlan, Indiana by comparing Harlan senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harlan, IN here.

Annual Auto Insurance Rates for Senior Drivers in Harlan, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,175 $2,380
American Family $1,996 $1,996
Farmers $1,270 $1,428
GEICO $1,360 $1,403
Liberty Mutual $3,335 $3,335
Nationwide $1,420 $1,518
Progressive $1,411 $1,418
State Farm $1,136 $1,136
Travelers $1,176 $1,180
USAA $988 $989

Find Cheap Auto Insurance Rates in Harlan, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harlan, Indiana auto insurance. Compare Harlan, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harlan, Indiana

Insurance Company Low Medium High
Allstate $3,829 $4,001 $4,215
American Family $3,519 $3,685 $3,498
Farmers $3,162 $3,275 $3,412
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,091 $5,261 $5,475
Nationwide $2,665 $2,600 $2,599
Progressive $3,462 $3,608 $3,925
State Farm $1,989 $2,088 $2,190
Travelers $3,467 $3,594 $3,620
USAA $1,599 $1,662 $1,740

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Find Cheap Harlan, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harlan. Compare auto insurance rates in Harlan, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harlan, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,015 $4,015
American Family $3,524 $3,611
Farmers $3,283 $3,283
GEICO $2,096 $2,173
Liberty Mutual $5,137 $5,414
Nationwide $2,621 $2,621
Progressive $3,665 $3,665
State Farm $2,030 $2,147
Travelers $3,560 $3,560
USAA $1,645 $1,689

Find Cheap Harlan, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Harlan, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harlan, IN, take a look at the average cost for various violations versus rates for a clean driving record in Harlan.

Annual Harlan, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,200 $4,707 $4,342 $3,812
American Family $2,458 $3,921 $4,962 $2,929
Farmers $2,937 $3,423 $3,529 $3,243
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,072 $4,834 $7,694 $4,503
Nationwide $2,254 $2,906 $2,786 $2,539
Progressive $2,747 $4,817 $3,277 $3,819
State Farm $2,038 $2,240 $2,038 $2,038
Travelers $3,029 $3,733 $4,230 $3,250
USAA $1,255 $1,796 $2,060 $1,557

Find Cheap Harlan, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harlan, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Harlan for less when you shop around and compare rates from multiple Harlan, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harlan, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,342
American Family $4,962
Farmers $3,529
GEICO $2,974
Liberty Mutual $7,694
Nationwide $2,786
Progressive $3,277
State Farm $2,038
Travelers $4,230
USAA $2,060

Winners by Category: Where to Buy Cheap Auto Insurance in Harlan, IN

Compare rates from the cheapest auto insurance companies in Harlan, IN for your needs. Take a look at how Harlan, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harlan, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Harlan, Indiana Auto Insurance Companies

If you’re looking for the cheapest Harlan, IN auto insurance companies overall, you can compare them here. Find the best price for Harlan, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Harlan, Indiana

Insurance Company Average Annual Rates
Allstate $4,015
American Family $3,567
Farmers $3,283
GEICO $2,135
Liberty Mutual $5,276
Nationwide $2,621
Progressive $3,665
State Farm $2,089
Travelers $3,560
USAA $1,667

What affects Harlan, Indiana auto insurance rates?

Local factors affect auto insurance rates in Harlan, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Harlan auto insurance rates.

Commute Times in Harlan

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harlan, IN is 25.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Harlan, IN

You can buy cheap Harlan, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harlan, Indiana auto insurance quotes from top companies.

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