Buy Cheap Hardy, AR Auto Insurance (2021)

Hardy, AR auto insurance rates average $347 a month. Minimum auto insurance requirements in Hardy, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Hardy, AR, compare Hardy auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hardy after a DUI is Travelers
  • Average auto insurance rates in Hardy, AR after a DUI are $4,989/year
  • Average auto insurance rates in Hardy, AR for teens drivers are $8,431/year

Finding affordable Hardy, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Hardy, AR auto insurance with confidence is right here. Auto insurance rates in Hardy are affected by local factors as well as personal ones like your driving record.

See how Hardy, AR car insurance rates compare to Hot Springs auto insurance rates, Pine Bluff auto insurance rates, and North Little Rock auto insurance rates before you read more about the cost of auto insurance in Hardy.

Don’t buy Hardy, AR auto insurance until you’ve compared rates. Get free Hardy, Arkansas auto insurance quotes when you enter your ZIP code above.

Hardy, AR Minimum Auto Insurance Requirements

The required auto insurance in Hardy, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Hardy, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Hardy, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hardy, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hardy, AR. Take a look at Hardy, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hardy, Arkansas

Insurance Company Poor Fair Good
Allstate $5,811 $4,444 $3,610
Farmers $4,977 $4,161 $3,966
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,583 $5,590 $5,191
State Farm $4,395 $2,644 $2,057
Travelers $7,066 $5,888 $5,500
USAA $2,730 $1,865 $1,590

Buy Cheap Hardy, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hardy, Arkansas auto insurance rates? Find out how car insurance rates in Hardy, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hardy, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,660 $2,687 $2,368 $2,533 $9,378 $11,199 $2,947 $3,201
Farmers $2,414 $2,404 $2,161 $2,267 $9,839 $10,194 $2,757 $2,909
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,100 $2,952 $2,544 $2,655 $12,833 $14,480 $3,715 $4,026
State Farm $1,961 $1,961 $1,732 $1,732 $5,369 $6,782 $2,203 $2,516
Travelers $2,312 $2,358 $2,271 $2,281 $13,291 $21,367 $2,465 $2,867
USAA $1,276 $1,289 $1,184 $1,193 $3,976 $4,166 $1,640 $1,768

Buy Cheap Hardy, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hardy can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hardy, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hardy, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,378 $11,199
Farmers $9,839 $10,194
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $12,833 $14,480
State Farm $5,369 $6,782
Travelers $13,291 $21,367
USAA $3,976 $4,166

Buy Cheap Hardy, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Hardy, Arkansas by comparing Hardy senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hardy, AR here.

Annual Auto Insurance Rates for Senior Drivers in Hardy, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,368 $2,533
Farmers $2,161 $2,267
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,544 $2,655
State Farm $1,732 $1,732
Travelers $2,271 $2,281
USAA $1,184 $1,193

Find Cheap Auto Insurance Rates in Hardy, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hardy, Arkansas auto insurance. Compare Hardy, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hardy, Arkansas

Insurance Company Low Medium High
Allstate $4,488 $4,618 $4,758
Farmers $4,170 $4,327 $4,608
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,376 $5,701 $6,288
State Farm $2,905 $3,029 $3,162
Travelers $5,856 $6,169 $6,429
USAA $1,976 $2,054 $2,154

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Find Cheap Hardy, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hardy. Compare auto insurance rates in Hardy, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hardy, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,622 $4,622
Farmers $4,368 $4,368
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,788 $5,788
State Farm $2,960 $3,104
Travelers $6,152 $6,152
USAA $2,003 $2,120

Find Cheap Hardy, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Hardy, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hardy, AR, take a look at the average cost for various violations versus rates for a clean driving record in Hardy.

Annual Hardy, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,837 $4,800 $5,297 $4,553
Farmers $3,699 $4,725 $4,617 $4,432
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,992 $6,918 $5,243 $5,999
State Farm $2,802 $3,263 $3,032 $3,032
Travelers $5,158 $5,330 $7,784 $6,335
USAA $1,587 $2,008 $2,891 $1,760

Find Cheap Hardy, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hardy, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hardy for less when you shop around and compare rates from multiple Hardy, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hardy, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,297
Farmers $4,617
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $5,243
State Farm $3,032
Travelers $7,784
USAA $2,891

Winners by Category: Where to Buy Cheap Auto Insurance in Hardy, AR

Compare rates from the cheapest auto insurance companies in Hardy, AR for your needs. Take a look at how Hardy, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hardy, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Hardy, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Hardy, AR auto insurance companies overall, you can compare them here. Find the best price for Hardy, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hardy, Arkansas

Insurance Company Average Annual Rates
Allstate $4,622
Farmers $4,368
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,788
State Farm $3,032
Travelers $6,152
USAA $2,062

What affects Hardy, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Hardy, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Hardy auto insurance rates.

Commute Times in Hardy

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hardy, AR is 26.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Hardy, AR

You can buy cheap Hardy, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hardy, Arkansas auto insurance quotes from top companies.

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