Buy Cheap Hardinsburg, IN Auto Insurance (2021)

Hardinsburg, IN auto insurance rates average $285 a month. Minimum auto insurance requirements in Hardinsburg, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Hardinsburg, IN, compare Hardinsburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hardinsburg, IN are $285/month
  • The most expensive auto insurance company in Hardinsburg is Liberty Mutual
  • The most expensive auto insurance company in Hardinsburg after a DUI is Liberty Mutual

Finding affordable Hardinsburg, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Hardinsburg, IN auto insurance with confidence is right here. Auto insurance rates in Hardinsburg are affected by local factors as well as personal ones like your driving record.

See how Hardinsburg, IN car insurance rates compare to Carmel auto insurance rates, Indianapolis auto insurance rates, and Bloomington auto insurance rates before you read more about the cost of auto insurance in Hardinsburg.

Don’t buy Hardinsburg, IN auto insurance until you’ve compared rates. Get free Hardinsburg, Indiana auto insurance quotes when you enter your ZIP code above.

Hardinsburg, IN Minimum Auto Insurance Requirements

The required auto insurance in Hardinsburg, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Hardinsburg, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Hardinsburg, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hardinsburg, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hardinsburg, IN. Take a look at Hardinsburg, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hardinsburg, Indiana

Insurance Company Poor Fair Good
Allstate $5,063 $3,753 $3,408
American Family $5,388 $3,498 $2,927
Farmers $3,780 $3,079 $2,851
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,263 $2,756 $2,572
Progressive $4,634 $4,086 $3,846
State Farm $3,791 $2,260 $1,752
Travelers $3,640 $3,084 $3,081
USAA $2,311 $1,528 $1,310

Buy Cheap Hardinsburg, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hardinsburg, Indiana auto insurance rates? Find out how car insurance rates in Hardinsburg, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hardinsburg, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,542 $2,610 $2,224 $2,434 $7,687 $9,672 $2,601 $2,827
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,482 $1,463 $1,269 $1,421 $7,852 $8,358 $1,944 $2,106
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,766 $1,811 $1,543 $1,655 $5,118 $6,678 $2,068 $2,269
Progressive $1,808 $1,721 $1,630 $1,644 $10,394 $11,716 $2,270 $2,327
State Farm $1,622 $1,622 $1,434 $1,434 $4,780 $6,137 $1,788 $1,991
Travelers $1,181 $1,201 $1,112 $1,109 $7,321 $11,523 $1,252 $1,445
USAA $1,095 $1,079 $1,018 $1,026 $3,041 $3,402 $1,481 $1,587

Buy Cheap Hardinsburg, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hardinsburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hardinsburg, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hardinsburg, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,687 $9,672
American Family $6,768 $9,826
Farmers $7,852 $8,358
GEICO $4,871 $4,549
Liberty Mutual $8,754 $13,239
Nationwide $5,118 $6,678
Progressive $10,394 $11,716
State Farm $4,780 $6,137
Travelers $7,321 $11,523
USAA $3,041 $3,402

Buy Cheap Hardinsburg, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Hardinsburg, Indiana by comparing Hardinsburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hardinsburg, IN here.

Annual Auto Insurance Rates for Senior Drivers in Hardinsburg, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,224 $2,434
American Family $2,219 $2,219
Farmers $1,269 $1,421
GEICO $1,547 $1,591
Liberty Mutual $3,651 $3,651
Nationwide $1,543 $1,655
Progressive $1,630 $1,644
State Farm $1,434 $1,434
Travelers $1,112 $1,109
USAA $1,018 $1,026

Find Cheap Auto Insurance Rates in Hardinsburg, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hardinsburg, Indiana auto insurance. Compare Hardinsburg, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hardinsburg, Indiana

Insurance Company Low Medium High
Allstate $3,887 $4,060 $4,278
American Family $3,904 $4,068 $3,841
Farmers $3,126 $3,230 $3,354
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,921 $2,840 $2,830
Progressive $3,956 $4,123 $4,487
State Farm $2,492 $2,600 $2,711
Travelers $3,207 $3,299 $3,298
USAA $1,653 $1,712 $1,784

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Find Cheap Hardinsburg, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hardinsburg. Compare auto insurance rates in Hardinsburg, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hardinsburg, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,075 $4,075
American Family $3,890 $3,985
Farmers $3,237 $3,237
GEICO $2,392 $2,483
Liberty Mutual $5,680 $5,992
Nationwide $2,864 $2,864
Progressive $4,189 $4,189
State Farm $2,527 $2,675
Travelers $3,268 $3,268
USAA $1,693 $1,739

Find Cheap Hardinsburg, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Hardinsburg, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hardinsburg, IN, take a look at the average cost for various violations versus rates for a clean driving record in Hardinsburg.

Annual Hardinsburg, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $4,772 $4,399 $3,870
American Family $2,714 $4,320 $5,483 $3,234
Farmers $2,896 $3,378 $3,476 $3,198
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,457 $3,179 $3,046 $2,772
Progressive $3,140 $5,488 $3,749 $4,377
State Farm $2,542 $2,777 $2,542 $2,542
Travelers $2,774 $3,433 $3,890 $2,976
USAA $1,297 $1,846 $2,117 $1,606

Find Cheap Hardinsburg, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hardinsburg, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Hardinsburg for less when you shop around and compare rates from multiple Hardinsburg, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hardinsburg, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,399
American Family $5,483
Farmers $3,476
GEICO $3,385
Liberty Mutual $8,346
Nationwide $3,046
Progressive $3,749
State Farm $2,542
Travelers $3,890
USAA $2,117

Winners by Category: Where to Buy Cheap Auto Insurance in Hardinsburg, IN

Compare rates from the cheapest auto insurance companies in Hardinsburg, IN for your needs. Take a look at how Hardinsburg, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hardinsburg, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Hardinsburg, Indiana Auto Insurance Companies

If you’re looking for the cheapest Hardinsburg, IN auto insurance companies overall, you can compare them here. Find the best price for Hardinsburg, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Hardinsburg, Indiana

Insurance Company Average Annual Rates
Allstate $4,075
American Family $3,938
Farmers $3,237
GEICO $2,438
Liberty Mutual $5,836
Nationwide $2,863
Progressive $4,189
State Farm $2,601
Travelers $3,268
USAA $1,716

What affects Hardinsburg, Indiana auto insurance rates?

Local factors affect auto insurance rates in Hardinsburg, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Hardinsburg auto insurance rates.

Commute Times in Hardinsburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hardinsburg, IN is 28.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Hardinsburg, IN

You can buy cheap Hardinsburg, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hardinsburg, Indiana auto insurance quotes from top companies.

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