Buy Cheap Harbor City, CA Auto Insurance (2021)

Harbor City, CA auto insurance rates average $341 a month. Minimum auto insurance requirements in Harbor City, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Harbor City, CA, compare Harbor City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Harbor City after a DUI is Nationwide
  • Average auto insurance rates in Harbor City, CA after a DUI are $5,760/year
  • Average auto insurance rates in Harbor City, CA are $341/month

Finding affordable Harbor City, California auto insurance can be challenging, but everything you need to know to buy cheap Harbor City, CA auto insurance with confidence is right here. Auto insurance rates in Harbor City are affected by local factors as well as personal ones like your driving record.

See how Harbor City, CA car insurance rates compare to Sacramento auto insurance rates, Bakersfield auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Harbor City.

Don’t buy Harbor City, CA auto insurance until you’ve compared rates. Get free Harbor City, California auto insurance quotes when you enter your ZIP code above.

Harbor City, CA Minimum Auto Insurance Requirements

The required auto insurance in Harbor City, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Harbor City, California is outlined here.

Minimum Required Auto Insurance Coverage in Harbor City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Harbor City, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harbor City, California auto insurance rates? Find out how car insurance rates in Harbor City, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harbor City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,109 $3,102 $2,265 $2,281 $8,742 $10,981 $3,967 $4,335
Farmers $3,068 $3,068 $2,777 $2,777 $9,788 $15,982 $3,637 $4,052
GEICO $1,958 $1,959 $1,841 $1,841 $5,982 $6,079 $2,816 $2,873
Liberty Mutual $2,374 $2,234 $2,221 $2,147 $5,132 $5,513 $2,660 $2,700
Nationwide $4,050 $3,858 $3,554 $3,341 $10,455 $11,536 $4,842 $4,772
Progressive $1,961 $2,022 $1,663 $1,980 $5,258 $6,358 $2,837 $3,057
State Farm $3,635 $3,635 $3,250 $3,250 $6,728 $8,357 $4,024 $4,148
Travelers $2,786 $2,689 $2,462 $2,437 $5,892 $6,687 $3,640 $3,551
USAA $1,952 $1,849 $1,902 $1,911 $4,464 $4,494 $2,705 $2,556

Buy Cheap Harbor City, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harbor City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harbor City, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harbor City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,742 $10,981
Farmers $9,788 $15,982
GEICO $5,982 $6,079
Liberty Mutual $5,132 $5,513
Nationwide $10,455 $11,536
Progressive $5,258 $6,358
State Farm $6,728 $8,357
Travelers $5,892 $6,687
USAA $4,464 $4,494

Buy Cheap Harbor City, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Harbor City, California by comparing Harbor City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harbor City, CA here.

Annual Auto Insurance Rates for Senior Drivers in Harbor City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,265 $2,281
Farmers $2,777 $2,777
GEICO $1,841 $1,841
Liberty Mutual $2,221 $2,147
Nationwide $3,554 $3,341
Progressive $1,663 $1,980
State Farm $3,250 $3,250
Travelers $2,462 $2,437
USAA $1,902 $1,911

Find Cheap Auto Insurance Rates in Harbor City, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harbor City, California auto insurance. Compare Harbor City, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harbor City, California

Insurance Company Low Medium High
Allstate $4,574 $4,892 $5,077
Farmers $5,235 $5,690 $6,006
GEICO $2,859 $3,207 $3,440
Liberty Mutual $2,880 $3,153 $3,334
Nationwide $5,194 $5,908 $6,302
Progressive $2,829 $3,232 $3,366
State Farm $4,135 $4,715 $5,035
Travelers $3,237 $3,878 $4,189
USAA $2,479 $2,781 $2,927

Find Cheap Harbor City, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harbor City. Compare auto insurance rates in Harbor City, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harbor City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,370 $5,325
Farmers $5,119 $6,168
GEICO $2,878 $3,459
Liberty Mutual $2,866 $3,379
Nationwide $5,113 $6,489
Progressive $2,852 $3,432
State Farm $4,459 $4,798
Travelers $3,387 $4,149
USAA $2,515 $2,943

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Find Cheap Harbor City, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Harbor City, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harbor City, CA, take a look at the average cost for various violations versus rates for a clean driving record in Harbor City.

Annual Harbor City, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,918 $4,913 $7,728 $3,831
Farmers $4,176 $5,684 $7,073 $5,642
GEICO $2,213 $3,428 $4,288 $2,745
Liberty Mutual $2,710 $3,629 $3,278 $2,872
Nationwide $4,042 $5,186 $8,789 $5,186
Progressive $2,053 $3,493 $4,064 $2,958
State Farm $3,305 $3,940 $7,434 $3,834
Travelers $2,484 $4,120 $4,764 $3,705
USAA $1,812 $2,701 $4,417 $1,986

Find Cheap Harbor City, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harbor City, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Harbor City for less when you shop around and compare rates from multiple Harbor City, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harbor City, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,728
Farmers $7,073
GEICO $4,288
Liberty Mutual $3,278
Nationwide $8,789
Progressive $4,064
State Farm $7,434
Travelers $4,764
USAA $4,417

Winners by Category: Where to Buy Cheap Auto Insurance in Harbor City, CA

Compare rates from the cheapest auto insurance companies in Harbor City, CA for your needs. Take a look at how Harbor City, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harbor City, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Harbor City, California Auto Insurance Companies

If you’re looking for the cheapest Harbor City, CA auto insurance companies overall, you can compare them here. Find the best price for Harbor City, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Harbor City, California

Insurance Company Average Annual Rates
Allstate $4,848
Farmers $5,643
GEICO $3,169
Liberty Mutual $3,123
Nationwide $5,801
Progressive $3,142
State Farm $4,628
Travelers $3,768
USAA $2,729

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Compare Auto Insurance Quotes in Harbor City, CA

You can buy cheap Harbor City, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harbor City, California auto insurance quotes from top companies.

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