Buy Cheap Happy Camp, CA Auto Insurance (2021)

Happy Camp, CA auto insurance rates average $254 a month. Minimum auto insurance requirements in Happy Camp, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Happy Camp, CA, compare Happy Camp auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Happy Camp, CA are $254/month
  • Average auto insurance rates in Happy Camp, CA after a DUI are $4,263/year
  • The most expensive auto insurance company in Happy Camp is Farmers

Finding affordable Happy Camp, California auto insurance can be challenging, but everything you need to know to buy cheap Happy Camp, CA auto insurance with confidence is right here. Auto insurance rates in Happy Camp are affected by local factors as well as personal ones like your driving record.

See how Happy Camp, CA car insurance rates compare to Oakland auto insurance rates, Los Angeles auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Happy Camp.

Don’t buy Happy Camp, CA auto insurance until you’ve compared rates. Get free Happy Camp, California auto insurance quotes when you enter your ZIP code above.

Happy Camp, CA Minimum Auto Insurance Requirements

The required auto insurance in Happy Camp, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Happy Camp, California is outlined here.

Minimum Required Auto Insurance Coverage in Happy Camp, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Happy Camp, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Happy Camp, California auto insurance rates? Find out how car insurance rates in Happy Camp, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Happy Camp, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,019 $2,032 $1,470 $1,499 $5,391 $6,790 $2,610 $2,910
Farmers $2,334 $2,334 $2,093 $2,093 $7,406 $12,175 $2,760 $3,068
GEICO $1,720 $1,722 $1,618 $1,618 $5,240 $5,354 $2,473 $2,540
Liberty Mutual $1,999 $1,894 $1,853 $1,799 $4,343 $4,614 $2,254 $2,270
Nationwide $2,798 $2,680 $2,428 $2,299 $6,936 $7,676 $3,319 $3,300
Progressive $1,499 $1,541 $1,281 $1,515 $3,939 $4,752 $2,167 $2,329
State Farm $2,565 $2,565 $2,289 $2,289 $4,669 $5,790 $2,836 $2,924
Travelers $2,067 $2,014 $1,825 $1,805 $4,080 $4,733 $2,670 $2,624
USAA $1,721 $1,634 $1,680 $1,690 $3,889 $3,901 $2,374 $2,246

Buy Cheap Happy Camp, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Happy Camp can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Happy Camp, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Happy Camp, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,391 $6,790
Farmers $7,406 $12,175
GEICO $5,240 $5,354
Liberty Mutual $4,343 $4,614
Nationwide $6,936 $7,676
Progressive $3,939 $4,752
State Farm $4,669 $5,790
Travelers $4,080 $4,733
USAA $3,889 $3,901

Buy Cheap Happy Camp, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Happy Camp, California by comparing Happy Camp senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Happy Camp, CA here.

Annual Auto Insurance Rates for Senior Drivers in Happy Camp, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,470 $1,499
Farmers $2,093 $2,093
GEICO $1,618 $1,618
Liberty Mutual $1,853 $1,799
Nationwide $2,428 $2,299
Progressive $1,281 $1,515
State Farm $2,289 $2,289
Travelers $1,825 $1,805
USAA $1,680 $1,690

Find Cheap Auto Insurance Rates in Happy Camp, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Happy Camp, California auto insurance. Compare Happy Camp, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Happy Camp, California

Insurance Company Low Medium High
Allstate $2,943 $3,114 $3,214
Farmers $4,003 $4,312 $4,533
GEICO $2,559 $2,810 $2,987
Liberty Mutual $2,459 $2,651 $2,775
Nationwide $3,567 $3,986 $4,235
Progressive $2,128 $2,443 $2,563
State Farm $2,959 $3,287 $3,476
Travelers $2,444 $2,783 $2,954
USAA $2,171 $2,437 $2,568

Find Cheap Happy Camp, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Happy Camp. Compare auto insurance rates in Happy Camp, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Happy Camp, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,791 $3,389
Farmers $3,887 $4,679
GEICO $2,531 $3,040
Liberty Mutual $2,414 $2,842
Nationwide $3,475 $4,384
Progressive $2,164 $2,592
State Farm $3,123 $3,358
Travelers $2,458 $2,996
USAA $2,204 $2,580

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Find Cheap Happy Camp, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Happy Camp, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Happy Camp, CA, take a look at the average cost for various violations versus rates for a clean driving record in Happy Camp.

Annual Happy Camp, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,869 $3,144 $4,903 $2,445
Farmers $3,165 $4,310 $5,375 $4,281
GEICO $1,949 $3,002 $3,772 $2,418
Liberty Mutual $2,281 $3,057 $2,758 $2,417
Nationwide $2,745 $3,514 $5,946 $3,514
Progressive $1,557 $2,639 $3,079 $2,238
State Farm $2,308 $2,756 $5,218 $2,681
Travelers $1,856 $2,943 $3,441 $2,669
USAA $1,592 $2,359 $3,874 $1,743

Find Cheap Happy Camp, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Happy Camp, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Happy Camp for less when you shop around and compare rates from multiple Happy Camp, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Happy Camp, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,903
Farmers $5,375
GEICO $3,772
Liberty Mutual $2,758
Nationwide $5,946
Progressive $3,079
State Farm $5,218
Travelers $3,441
USAA $3,874

Winners by Category: Where to Buy Cheap Auto Insurance in Happy Camp, CA

Compare rates from the cheapest auto insurance companies in Happy Camp, CA for your needs. Take a look at how Happy Camp, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Happy Camp, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Happy Camp, California Auto Insurance Companies

If you’re looking for the cheapest Happy Camp, CA auto insurance companies overall, you can compare them here. Find the best price for Happy Camp, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Happy Camp, California

Insurance Company Average Annual Rates
Allstate $3,090
Farmers $4,283
GEICO $2,785
Liberty Mutual $2,628
Nationwide $3,929
Progressive $2,378
State Farm $3,241
Travelers $2,727
USAA $2,392

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What affects Happy Camp, California auto insurance rates?

Local factors affect auto insurance rates in Happy Camp, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Happy Camp auto insurance rates.

Commute Times in Happy Camp

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Happy Camp, CA is 10.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Happy Camp, CA

You can buy cheap Happy Camp, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Happy Camp, California auto insurance quotes from top companies.

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