Buy Cheap Hancock, IA Auto Insurance (2021)

Hancock, IA auto insurance rates average $262 a month. Minimum auto insurance requirements in Hancock, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hancock, IA, compare Hancock auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hancock, IA after a DUI are $3,787/year
  • The most expensive auto insurance company in Hancock after a DUI is Travelers
  • The most expensive auto insurance company in Hancock is Travelers

Finding affordable Hancock, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hancock, IA auto insurance with confidence is right here. Auto insurance rates in Hancock are affected by local factors as well as personal ones like your driving record.

See how Hancock, IA car insurance rates compare to Cedar Rapids auto insurance rates, Davenport auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Hancock.

Don’t buy Hancock, IA auto insurance until you’ve compared rates. Get free Hancock, Iowa auto insurance quotes when you enter your ZIP code above.

Hancock, IA Minimum Auto Insurance Requirements

The required auto insurance in Hancock, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hancock, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hancock, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hancock, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hancock, IA. Take a look at Hancock, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hancock, Iowa

Insurance Company Poor Fair Good
Allstate $3,765 $2,985 $2,681
American Family $4,081 $2,998 $2,517
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,082 $3,745 $2,953
Nationwide $3,566 $2,770 $2,434
Progressive $3,517 $2,806 $2,526
State Farm $3,265 $2,019 $1,592
Travelers $6,531 $5,574 $5,310
USAA $2,689 $1,840 $1,592

Buy Cheap Hancock, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hancock, Iowa auto insurance rates? Find out how car insurance rates in Hancock, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hancock, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,005 $1,848 $1,882 $5,978 $6,727 $2,277 $2,347
American Family $2,067 $2,067 $1,846 $1,846 $5,488 $7,718 $2,067 $2,492
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,084 $2,266 $1,826 $2,219 $9,746 $10,975 $2,361 $2,606
Nationwide $2,055 $2,119 $1,823 $1,960 $4,591 $6,000 $2,311 $2,528
Progressive $2,147 $2,092 $1,770 $1,826 $4,864 $5,513 $2,590 $2,792
State Farm $1,511 $1,511 $1,320 $1,320 $3,986 $5,068 $1,696 $1,926
Travelers $2,613 $2,667 $2,537 $2,544 $11,605 $18,543 $2,715 $3,213
USAA $1,371 $1,392 $1,251 $1,285 $3,649 $3,891 $1,653 $1,832

Buy Cheap Hancock, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hancock can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hancock, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hancock, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,978 $6,727
American Family $5,488 $7,718
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $9,746 $10,975
Nationwide $4,591 $6,000
Progressive $4,864 $5,513
State Farm $3,986 $5,068
Travelers $11,605 $18,543
USAA $3,649 $3,891

Buy Cheap Hancock, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hancock, Iowa by comparing Hancock senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hancock, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hancock, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,882
American Family $1,846 $1,846
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,826 $2,219
Nationwide $1,823 $1,960
Progressive $1,770 $1,826
State Farm $1,320 $1,320
Travelers $2,537 $2,544
USAA $1,251 $1,285

Find Cheap Auto Insurance Rates in Hancock, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hancock, Iowa auto insurance. Compare Hancock, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hancock, Iowa

Insurance Company Low Medium High
Allstate $3,018 $3,147 $3,266
American Family $3,218 $3,376 $3,001
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,091 $4,253 $4,437
Nationwide $3,055 $2,905 $2,810
Progressive $2,802 $2,957 $3,089
State Farm $2,188 $2,304 $2,384
Travelers $5,442 $5,894 $6,078
USAA $1,940 $2,047 $2,134

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Find Cheap Hancock, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hancock. Compare auto insurance rates in Hancock, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hancock, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,219
American Family $3,161 $3,236
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,260 $4,260
Nationwide $2,923 $2,923
Progressive $2,949 $2,949
State Farm $2,237 $2,347
Travelers $5,805 $5,805
USAA $1,966 $2,115

Find Cheap Hancock, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hancock, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hancock, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hancock.

Annual Hancock, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $3,238 $3,674 $2,988
American Family $2,310 $3,375 $4,393 $2,717
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,684 $4,544 $4,648 $4,165
Nationwide $2,091 $3,042 $4,183 $2,378
Progressive $2,382 $3,850 $2,579 $2,987
State Farm $2,129 $2,455 $2,292 $2,292
Travelers $4,232 $5,637 $7,554 $5,796
USAA $1,560 $2,091 $2,721 $1,791

Find Cheap Hancock, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hancock, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hancock for less when you shop around and compare rates from multiple Hancock, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hancock, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,674
American Family $4,393
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,648
Nationwide $4,183
Progressive $2,579
State Farm $2,292
Travelers $7,554
USAA $2,721

Winners by Category: Where to Buy Cheap Auto Insurance in Hancock, IA

Compare rates from the cheapest auto insurance companies in Hancock, IA for your needs. Take a look at how Hancock, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hancock, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Hancock, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hancock, IA auto insurance companies overall, you can compare them here. Find the best price for Hancock, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hancock, Iowa

Insurance Company Average Annual Rates
Allstate $3,144
American Family $3,199
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,260
Nationwide $2,923
Progressive $2,949
State Farm $2,292
Travelers $5,805
USAA $2,040

What affects Hancock, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hancock, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hancock auto insurance rates.

Commute Times in Hancock

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hancock, IA is 17.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Hancock, IA

You can buy cheap Hancock, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hancock, Iowa auto insurance quotes from top companies.

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