Buy Cheap Hamlin, TX Auto Insurance (2021)

Hamlin, TX auto insurance rates average $304 a month. Minimum auto insurance requirements in Hamlin, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hamlin, TX, compare Hamlin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hamlin, TX after a DUI are $4,144/year
  • The most expensive auto insurance company in Hamlin is Allstate
  • Average auto insurance rates in Hamlin, TX are $304/month

Finding affordable Hamlin, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hamlin, TX auto insurance with confidence is right here. Auto insurance rates in Hamlin are affected by local factors as well as personal ones like your driving record.

See how Hamlin, TX car insurance rates compare to Arlington auto insurance rates, Fort Worth auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Hamlin.

Don’t buy Hamlin, TX auto insurance until you’ve compared rates. Get free Hamlin, Texas auto insurance quotes when you enter your ZIP code above.

Hamlin, TX Minimum Auto Insurance Requirements

The required auto insurance in Hamlin, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hamlin, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hamlin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hamlin, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hamlin, TX. Take a look at Hamlin, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hamlin, Texas

Insurance Company Poor Fair Good
Allstate $6,809 $4,986 $4,259
American Family $6,221 $3,734 $3,260
GEICO $4,648 $2,639 $1,766
Nationwide $4,590 $3,670 $3,194
Progressive $4,779 $4,123 $3,818
State Farm $3,493 $2,172 $1,730
USAA $3,323 $1,888 $1,510

Buy Cheap Hamlin, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hamlin, Texas auto insurance rates? Find out how car insurance rates in Hamlin, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamlin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,557 $3,460 $3,460 $8,971 $10,917 $4,358 $4,587
American Family $2,861 $3,137 $2,530 $2,858 $6,626 $8,817 $3,927 $4,483
GEICO $2,310 $2,440 $2,125 $2,328 $4,818 $5,062 $2,503 $2,554
Nationwide $2,413 $2,463 $2,126 $2,262 $6,718 $8,677 $2,821 $3,063
Progressive $2,280 $2,175 $2,026 $2,067 $9,414 $10,496 $2,706 $2,756
State Farm $1,767 $1,767 $1,561 $1,561 $4,050 $5,131 $1,908 $1,973
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

Buy Cheap Hamlin, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hamlin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hamlin, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hamlin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,971 $10,917
American Family $6,626 $8,817
GEICO $4,818 $5,062
Nationwide $6,718 $8,677
Progressive $9,414 $10,496
State Farm $4,050 $5,131
USAA $3,876 $4,276

Buy Cheap Hamlin, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hamlin, Texas by comparing Hamlin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hamlin, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hamlin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,460 $3,460
American Family $2,530 $2,858
GEICO $2,125 $2,328
Nationwide $2,126 $2,262
Progressive $2,026 $2,067
State Farm $1,561 $1,561
USAA $1,376 $1,388

Find Cheap Auto Insurance Rates in Hamlin, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hamlin, Texas auto insurance. Compare Hamlin, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamlin, Texas

Insurance Company Low Medium High
Allstate $5,267 $5,320 $5,467
American Family $4,201 $4,301 $4,713
GEICO $2,915 $2,996 $3,141
Nationwide $4,139 $3,653 $3,663
Progressive $4,064 $4,222 $4,434
State Farm $2,352 $2,457 $2,585
USAA $2,181 $2,233 $2,307

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Find Cheap Hamlin, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hamlin. Compare auto insurance rates in Hamlin, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hamlin, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,232 $5,471
American Family $4,405 $4,405
GEICO $2,953 $3,082
Nationwide $3,818 $3,818
Progressive $4,240 $4,240
State Farm $2,465 $2,465
USAA $2,212 $2,269

Find Cheap Hamlin, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hamlin, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hamlin, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hamlin.

Annual Hamlin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,237 $6,334 $6,598 $4,237
American Family $4,036 $5,084 $4,463 $4,036
GEICO $2,563 $3,308 $2,880 $3,319
Nationwide $3,302 $3,302 $4,928 $3,740
Progressive $3,702 $4,768 $4,321 $4,170
State Farm $2,210 $2,509 $2,931 $2,210
USAA $1,686 $2,452 $2,888 $1,934

Find Cheap Hamlin, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hamlin, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hamlin for less when you shop around and compare rates from multiple Hamlin, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hamlin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,598
American Family $4,463
GEICO $2,880
Nationwide $4,928
Progressive $4,321
State Farm $2,931
USAA $2,888

Winners by Category: Where to Buy Cheap Auto Insurance in Hamlin, TX

Compare rates from the cheapest auto insurance companies in Hamlin, TX for your needs. Take a look at how Hamlin, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hamlin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Hamlin, Texas Auto Insurance Companies

If you’re looking for the cheapest Hamlin, TX auto insurance companies overall, you can compare them here. Find the best price for Hamlin, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hamlin, Texas

Insurance Company Average Annual Rates
Allstate $5,351
American Family $4,405
GEICO $3,018
Nationwide $3,818
Progressive $4,240
State Farm $2,465
USAA $2,240

What affects Hamlin, Texas auto insurance rates?

Local factors affect auto insurance rates in Hamlin, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hamlin auto insurance rates.

Commute Times in Hamlin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hamlin, TX is 26.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Hamlin, TX

You can buy cheap Hamlin, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hamlin, Texas auto insurance quotes from top companies.

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