Buy Cheap Hamlin, IA Auto Insurance (2021)

Hamlin, IA auto insurance rates average $253 a month. Minimum auto insurance requirements in Hamlin, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hamlin, IA, compare Hamlin auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hamlin is Travelers
  • The most expensive auto insurance company in Hamlin after a DUI is Travelers
  • Average auto insurance rates in Hamlin, IA are $253/month

Finding affordable Hamlin, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hamlin, IA auto insurance with confidence is right here. Auto insurance rates in Hamlin are affected by local factors as well as personal ones like your driving record.

See how Hamlin, IA car insurance rates compare to Des Moines auto insurance rates, Waterloo auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Hamlin.

Don’t buy Hamlin, IA auto insurance until you’ve compared rates. Get free Hamlin, Iowa auto insurance quotes when you enter your ZIP code above.

Hamlin, IA Minimum Auto Insurance Requirements

The required auto insurance in Hamlin, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hamlin, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hamlin, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hamlin, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hamlin, IA. Take a look at Hamlin, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hamlin, Iowa

Insurance Company Poor Fair Good
Allstate $3,746 $2,975 $2,672
American Family $4,174 $3,066 $2,573
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,043 $2,382 $2,087
Progressive $3,044 $2,445 $2,209
State Farm $3,157 $1,953 $1,541
Travelers $6,273 $5,341 $5,083
USAA $2,547 $1,745 $1,510

Buy Cheap Hamlin, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hamlin, Iowa auto insurance rates? Find out how car insurance rates in Hamlin, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamlin, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $1,992 $1,835 $1,869 $5,967 $6,716 $2,264 $2,334
American Family $2,116 $2,116 $1,889 $1,889 $5,602 $7,889 $2,116 $2,553
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,741 $1,789 $1,551 $1,657 $4,001 $5,180 $1,971 $2,144
Progressive $1,830 $1,771 $1,508 $1,560 $4,349 $4,917 $2,206 $2,387
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,567 $2,623 $2,477 $2,486 $11,028 $17,492 $2,665 $3,184
USAA $1,300 $1,319 $1,188 $1,218 $3,461 $3,687 $1,565 $1,732

Buy Cheap Hamlin, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hamlin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hamlin, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hamlin, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,967 $6,716
American Family $5,602 $7,889
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,001 $5,180
Progressive $4,349 $4,917
State Farm $3,891 $4,937
Travelers $11,028 $17,492
USAA $3,461 $3,687

Buy Cheap Hamlin, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hamlin, Iowa by comparing Hamlin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hamlin, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hamlin, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,835 $1,869
American Family $1,889 $1,889
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,551 $1,657
Progressive $1,508 $1,560
State Farm $1,269 $1,269
Travelers $2,477 $2,486
USAA $1,188 $1,218

Find Cheap Auto Insurance Rates in Hamlin, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hamlin, Iowa auto insurance. Compare Hamlin, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamlin, Iowa

Insurance Company Low Medium High
Allstate $3,012 $3,136 $3,246
American Family $3,298 $3,452 $3,063
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,617 $2,491 $2,405
Progressive $2,438 $2,574 $2,686
State Farm $2,111 $2,229 $2,311
Travelers $5,263 $5,648 $5,785
USAA $1,835 $1,940 $2,026

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Find Cheap Hamlin, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hamlin. Compare auto insurance rates in Hamlin, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hamlin, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,056 $3,206
American Family $3,233 $3,309
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,504 $2,504
Progressive $2,566 $2,566
State Farm $2,164 $2,270
Travelers $5,565 $5,565
USAA $1,863 $2,004

Find Cheap Hamlin, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hamlin, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hamlin, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hamlin.

Annual Hamlin, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,662 $3,226 $3,661 $2,976
American Family $2,363 $3,448 $4,494 $2,779
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,811 $2,604 $3,552 $2,050
Progressive $2,067 $3,368 $2,239 $2,590
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,070 $5,402 $7,221 $5,568
USAA $1,478 $1,982 $2,578 $1,696

Find Cheap Hamlin, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hamlin, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hamlin for less when you shop around and compare rates from multiple Hamlin, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hamlin, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,661
American Family $4,494
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,552
Progressive $2,239
State Farm $2,217
Travelers $7,221
USAA $2,578

Winners by Category: Where to Buy Cheap Auto Insurance in Hamlin, IA

Compare rates from the cheapest auto insurance companies in Hamlin, IA for your needs. Take a look at how Hamlin, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hamlin, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Hamlin, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hamlin, IA auto insurance companies overall, you can compare them here. Find the best price for Hamlin, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hamlin, Iowa

Insurance Company Average Annual Rates
Allstate $3,131
American Family $3,271
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,504
Progressive $2,566
State Farm $2,217
Travelers $5,565
USAA $1,934

Compare Auto Insurance Quotes in Hamlin, IA

You can buy cheap Hamlin, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hamlin, Iowa auto insurance quotes from top companies.

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