Buy Cheap Hamilton, AL Auto Insurance (2021)

Hamilton, AL auto insurance rates average $288 a month. Minimum auto insurance requirements in Hamilton, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Hamilton, AL, compare Hamilton auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Hamilton, AL are $288/month
  • Average auto insurance rates in Hamilton, AL for teens drivers are $6,936/year
  • The most expensive auto insurance company in Hamilton after a DUI is Liberty Mutual

Finding affordable Hamilton, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Hamilton, AL auto insurance with confidence is right here. Auto insurance rates in Hamilton are affected by local factors as well as personal ones like your driving record.

See how Hamilton, AL car insurance rates compare to Decatur auto insurance rates, Auburn auto insurance rates, and Hoover auto insurance rates before you read more about the cost of auto insurance in Hamilton.

Don’t buy Hamilton, AL auto insurance until you’ve compared rates. Get free Hamilton, Alabama auto insurance quotes when you enter your ZIP code above.

Hamilton, AL Minimum Auto Insurance Requirements

The required auto insurance in Hamilton, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Hamilton, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Hamilton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hamilton, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hamilton, AL. Take a look at Hamilton, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hamilton, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,662 $4,004 $3,795
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,122 $4,354 $3,423
Nationwide $3,015 $2,347 $2,121
Progressive $4,621 $3,918 $3,640
State Farm $7,015 $3,553 $2,415
Travelers $3,568 $3,089 $3,146
USAA $2,744 $1,780 $1,588

Buy Cheap Hamilton, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hamilton, Alabama auto insurance rates? Find out how car insurance rates in Hamilton, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamilton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,403 $2,387 $2,151 $2,275 $9,066 $9,334 $2,742 $2,871
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,949 $3,190 $2,423 $2,712 $10,388 $11,559 $3,148 $3,362
Nationwide $1,658 $1,685 $1,507 $1,567 $4,197 $5,450 $1,834 $2,056
Progressive $2,290 $2,168 $1,871 $1,996 $8,810 $9,841 $2,676 $2,824
State Farm $2,760 $2,760 $2,454 $2,454 $7,761 $9,767 $3,104 $3,560
Travelers $1,364 $1,387 $1,273 $1,271 $7,037 $11,016 $1,296 $1,499
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

Buy Cheap Hamilton, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hamilton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hamilton, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hamilton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $9,066 $9,334
GEICO $4,918 $4,831
Liberty Mutual $10,388 $11,559
Nationwide $4,197 $5,450
Progressive $8,810 $9,841
State Farm $7,761 $9,767
Travelers $7,037 $11,016
USAA $3,761 $4,171

Buy Cheap Hamilton, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Hamilton, Alabama by comparing Hamilton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hamilton, AL here.

Annual Auto Insurance Rates for Senior Drivers in Hamilton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,151 $2,275
GEICO $1,804 $1,850
Liberty Mutual $2,423 $2,712
Nationwide $1,507 $1,567
Progressive $1,871 $1,996
State Farm $2,454 $2,454
Travelers $1,273 $1,271
USAA $1,187 $1,164

Find Cheap Auto Insurance Rates in Hamilton, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hamilton, Alabama auto insurance. Compare Hamilton, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamilton, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,948 $4,106 $4,407
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,740 $4,943 $5,216
Nationwide $2,497 $2,467 $2,519
Progressive $3,663 $4,033 $4,483
State Farm $4,131 $4,321 $4,531
Travelers $3,113 $3,333 $3,357
USAA $1,967 $2,027 $2,117

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hamilton, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hamilton. Compare auto insurance rates in Hamilton, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hamilton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $4,154 $4,154
GEICO $2,587 $2,686
Liberty Mutual $4,966 $4,966
Nationwide $2,494 $2,494
Progressive $4,060 $4,060
State Farm $4,226 $4,429
Travelers $3,268 $3,268
USAA $1,944 $2,130

Find Cheap Hamilton, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Hamilton, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hamilton, AL, take a look at the average cost for various violations versus rates for a clean driving record in Hamilton.

Annual Hamilton, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,494 $4,513 $4,402 $4,205
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,901 $5,410 $5,310 $5,244
Nationwide $2,180 $2,180 $3,181 $2,436
Progressive $3,684 $4,580 $3,924 $4,051
State Farm $3,947 $4,793 $4,285 $4,285
Travelers $2,726 $2,862 $4,162 $3,321
USAA $1,568 $1,965 $2,921 $1,696

Find Cheap Hamilton, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hamilton, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Hamilton for less when you shop around and compare rates from multiple Hamilton, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hamilton, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,700
Farmers $4,402
GEICO $3,504
Liberty Mutual $5,310
Nationwide $3,181
Progressive $3,924
State Farm $4,285
Travelers $4,162
USAA $2,921

Winners by Category: Where to Buy Cheap Auto Insurance in Hamilton, AL

Compare rates from the cheapest auto insurance companies in Hamilton, AL for your needs. Take a look at how Hamilton, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hamilton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hamilton, Alabama Auto Insurance Companies

If you’re looking for the cheapest Hamilton, AL auto insurance companies overall, you can compare them here. Find the best price for Hamilton, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Hamilton, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $4,154
GEICO $2,637
Liberty Mutual $4,966
Nationwide $2,494
Progressive $4,060
State Farm $4,327
Travelers $3,268
USAA $2,037

What affects Hamilton, Alabama auto insurance rates?

Local factors affect auto insurance rates in Hamilton, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Hamilton auto insurance rates.

Auto Theft in Hamilton

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Hamilton, AL auto theft show a total of 18 vehicle thefts annually.

Commute Times in Hamilton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hamilton, AL is 23.8 minutes according to City-Data.

Traffic in Hamilton

How is traffic in Hamilton, Alabama? Inrix data shows that Hamilton, AL traffic makes it the 263rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Hamilton, AL

You can buy cheap Hamilton, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hamilton, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption