Buy Cheap Hamden, CT Auto Insurance (2021)

Hamden, CT auto insurance rates average $458 a month. Minimum auto insurance requirements in Hamden, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Hamden, CT, compare Hamden auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hamden, CT for teens drivers are $11,557/year
  • Average auto insurance rates in Hamden, CT after a DUI are $6,647/year
  • The most expensive auto insurance company in Hamden after a DUI is Liberty Mutual

Finding affordable Hamden, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Hamden, CT auto insurance with confidence is right here. Auto insurance rates in Hamden are affected by local factors as well as personal ones like your driving record.

See how Hamden, CT car insurance rates compare to New Britain auto insurance rates, Bristol auto insurance rates, and Bridgeport auto insurance rates before you read more about the cost of auto insurance in Hamden.

Don’t buy Hamden, CT auto insurance until you’ve compared rates. Get free Hamden, Connecticut auto insurance quotes when you enter your ZIP code above.

Hamden, CT Minimum Auto Insurance Requirements

The required auto insurance in Hamden, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Hamden, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Hamden, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Hamden, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hamden, CT. Take a look at Hamden, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hamden, Connecticut

Insurance Company Poor Fair Good
Allstate $8,638 $6,491 $5,138
GEICO $5,380 $3,241 $2,466
Liberty Mutual $11,984 $7,460 $5,857
Nationwide $5,525 $3,722 $3,295
Progressive $7,752 $6,962 $6,670
State Farm $4,602 $2,938 $2,361
Travelers $7,584 $6,323 $6,145
USAA $5,057 $3,421 $3,004

Buy Cheap Hamden, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hamden, Connecticut auto insurance rates? Find out how car insurance rates in Hamden, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamden, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,276 $4,208 $3,954 $4,236 $12,982 $15,314 $4,446 $4,628
GEICO $2,724 $2,731 $2,526 $2,546 $6,362 $7,509 $2,625 $2,542
Liberty Mutual $4,059 $4,428 $3,122 $3,872 $20,395 $23,032 $4,096 $4,465
Nationwide $2,650 $2,675 $2,380 $2,494 $7,429 $9,419 $3,083 $3,314
Progressive $3,807 $3,530 $3,237 $3,382 $16,066 $17,824 $4,330 $4,847
State Farm $1,999 $1,999 $1,840 $1,840 $6,148 $7,738 $2,251 $2,587
Travelers $1,986 $2,014 $1,988 $1,981 $15,601 $25,327 $2,161 $2,415
USAA $2,331 $2,302 $2,184 $2,151 $7,472 $7,810 $3,134 $3,236

Buy Cheap Hamden, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hamden can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hamden, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hamden, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,982 $15,314
GEICO $6,362 $7,509
Liberty Mutual $20,395 $23,032
Nationwide $7,429 $9,419
Progressive $16,066 $17,824
State Farm $6,148 $7,738
Travelers $15,601 $25,327
USAA $7,472 $7,810

Buy Cheap Hamden, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Hamden, Connecticut by comparing Hamden senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hamden, CT here.

Annual Auto Insurance Rates for Senior Drivers in Hamden, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,954 $4,236
GEICO $2,526 $2,546
Liberty Mutual $3,122 $3,872
Nationwide $2,380 $2,494
Progressive $3,237 $3,382
State Farm $1,840 $1,840
Travelers $1,988 $1,981
USAA $2,184 $2,151

Find Cheap Auto Insurance Rates in Hamden, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hamden, Connecticut auto insurance. Compare Hamden, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamden, Connecticut

Insurance Company Low Medium High
Allstate $6,236 $6,739 $7,292
GEICO $3,379 $3,640 $4,067
Liberty Mutual $8,056 $8,359 $8,886
Nationwide $4,205 $4,219 $4,118
Progressive $6,559 $7,055 $7,770
State Farm $3,091 $3,307 $3,503
Travelers $6,133 $6,633 $7,286
USAA $3,545 $3,832 $4,106

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Find Cheap Hamden, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hamden. Compare auto insurance rates in Hamden, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hamden, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,756 $6,756
GEICO $3,639 $3,753
Liberty Mutual $8,434 $8,434
Nationwide $4,181 $4,181
Progressive $7,128 $7,128
State Farm $3,218 $3,383
Travelers $6,684 $6,684
USAA $3,781 $3,873

Find Cheap Hamden, CT Auto Insurance Rates by ZIP Code

Auto insurance rates in Hamden, Connecticut can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Hamden, CT to see how much where you live in Hamden affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Hamden, Connecticut

ZIP Code Average Annual Rates
6514 $5,557
6517 $5,557
6518 $5,557

Find Cheap Hamden, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Hamden, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hamden, CT, take a look at the average cost for various violations versus rates for a clean driving record in Hamden.

Annual Hamden, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,747 $7,126 $8,402 $5,747
GEICO $2,333 $3,063 $6,519 $2,867
Liberty Mutual $7,380 $9,243 $9,167 $7,945
Nationwide $3,403 $4,448 $5,089 $3,783
Progressive $6,074 $8,840 $6,401 $7,197
State Farm $3,069 $3,377 $3,377 $3,377
Travelers $5,377 $5,827 $8,487 $7,045
USAA $2,938 $3,702 $5,733 $2,938

Find Cheap Hamden, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hamden, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Hamden for less when you shop around and compare rates from multiple Hamden, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hamden, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,402
GEICO $6,519
Liberty Mutual $9,167
Nationwide $5,089
Progressive $6,401
State Farm $3,377
Travelers $8,487
USAA $5,733

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Winners by Category: Where to Buy Cheap Auto Insurance in Hamden, CT

Compare rates from the cheapest auto insurance companies in Hamden, CT for your needs. Take a look at how Hamden, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hamden, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Hamden, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Hamden, CT auto insurance companies overall, you can compare them here. Find the best price for Hamden, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Hamden, Connecticut

Insurance Company Average Annual Rates
Allstate $6,756
GEICO $3,696
Liberty Mutual $8,434
Nationwide $4,181
Progressive $7,128
State Farm $3,300
Travelers $6,684
USAA $3,827

Compare Auto Insurance Quotes in Hamden, CT

You can buy cheap Hamden, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hamden, Connecticut auto insurance quotes from top companies.

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