Buy Cheap Hamburg, IA Auto Insurance (2021)

Hamburg, IA auto insurance rates average $263 a month. Minimum auto insurance requirements in Hamburg, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hamburg, IA, compare Hamburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hamburg after a DUI is Travelers
  • The most expensive auto insurance company in Hamburg is Travelers
  • Average auto insurance rates in Hamburg, IA after a DUI are $3,795/year

Finding affordable Hamburg, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hamburg, IA auto insurance with confidence is right here. Auto insurance rates in Hamburg are affected by local factors as well as personal ones like your driving record.

See how Hamburg, IA car insurance rates compare to Council Bluffs auto insurance rates, Ames auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Hamburg.

Don’t buy Hamburg, IA auto insurance until you’ve compared rates. Get free Hamburg, Iowa auto insurance quotes when you enter your ZIP code above.

Hamburg, IA Minimum Auto Insurance Requirements

The required auto insurance in Hamburg, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hamburg, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hamburg, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hamburg, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hamburg, IA. Take a look at Hamburg, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hamburg, Iowa

Insurance Company Poor Fair Good
Allstate $3,928 $3,118 $2,800
American Family $4,155 $3,051 $2,560
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,505 $4,001 $3,149
Nationwide $3,185 $2,482 $2,178
Progressive $3,400 $2,706 $2,432
State Farm $3,376 $2,088 $1,646
Travelers $6,715 $5,718 $5,442
USAA $2,498 $1,705 $1,473

Buy Cheap Hamburg, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hamburg, Iowa auto insurance rates? Find out how car insurance rates in Hamburg, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamburg, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,072 $1,919 $1,954 $6,293 $7,087 $2,351 $2,417
American Family $2,109 $2,109 $1,882 $1,882 $5,561 $7,845 $2,109 $2,546
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,203 $2,393 $1,928 $2,341 $10,488 $11,802 $2,497 $2,760
Nationwide $1,831 $1,885 $1,629 $1,745 $4,135 $5,378 $2,064 $2,252
Progressive $2,090 $2,040 $1,722 $1,777 $4,646 $5,270 $2,517 $2,708
State Farm $1,576 $1,576 $1,372 $1,372 $4,087 $5,205 $1,768 $2,004
Travelers $2,734 $2,792 $2,649 $2,653 $11,841 $18,771 $2,840 $3,385
USAA $1,284 $1,308 $1,170 $1,207 $3,336 $3,568 $1,549 $1,717

Buy Cheap Hamburg, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hamburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hamburg, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hamburg, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,293 $7,087
American Family $5,561 $7,845
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,488 $11,802
Nationwide $4,135 $5,378
Progressive $4,646 $5,270
State Farm $4,087 $5,205
Travelers $11,841 $18,771
USAA $3,336 $3,568

Buy Cheap Hamburg, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hamburg, Iowa by comparing Hamburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hamburg, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hamburg, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,919 $1,954
American Family $1,882 $1,882
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,928 $2,341
Nationwide $1,629 $1,745
Progressive $1,722 $1,777
State Farm $1,372 $1,372
Travelers $2,649 $2,653
USAA $1,170 $1,207

Find Cheap Auto Insurance Rates in Hamburg, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hamburg, Iowa auto insurance. Compare Hamburg, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamburg, Iowa

Insurance Company Low Medium High
Allstate $3,144 $3,286 $3,415
American Family $3,283 $3,436 $3,048
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,382 $4,544 $4,728
Nationwide $2,736 $2,598 $2,511
Progressive $2,691 $2,852 $2,995
State Farm $2,268 $2,382 $2,461
Travelers $5,628 $6,047 $6,199
USAA $1,802 $1,898 $1,977

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Find Cheap Hamburg, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hamburg. Compare auto insurance rates in Hamburg, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hamburg, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,203 $3,360
American Family $3,217 $3,293
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,552 $4,552
Nationwide $2,615 $2,615
Progressive $2,846 $2,846
State Farm $2,313 $2,427
Travelers $5,958 $5,958
USAA $1,823 $1,962

Find Cheap Hamburg, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hamburg, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hamburg, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hamburg.

Annual Hamburg, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,786 $3,380 $3,842 $3,118
American Family $2,351 $3,433 $4,471 $2,766
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,934 $4,858 $4,964 $4,450
Nationwide $1,882 $2,720 $3,723 $2,135
Progressive $2,301 $3,705 $2,493 $2,885
State Farm $2,206 $2,534 $2,370 $2,370
Travelers $4,346 $5,781 $7,743 $5,964
USAA $1,452 $1,935 $2,518 $1,664

Find Cheap Hamburg, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hamburg, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hamburg for less when you shop around and compare rates from multiple Hamburg, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hamburg, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,842
American Family $4,471
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,964
Nationwide $3,723
Progressive $2,493
State Farm $2,370
Travelers $7,743
USAA $2,518

Winners by Category: Where to Buy Cheap Auto Insurance in Hamburg, IA

Compare rates from the cheapest auto insurance companies in Hamburg, IA for your needs. Take a look at how Hamburg, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hamburg, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Hamburg, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hamburg, IA auto insurance companies overall, you can compare them here. Find the best price for Hamburg, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hamburg, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,255
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,552
Nationwide $2,615
Progressive $2,846
State Farm $2,370
Travelers $5,958
USAA $1,892

What affects Hamburg, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hamburg, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hamburg auto insurance rates.

Commute Times in Hamburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hamburg, IA is 21.2 minutes according to City-Data.

Traffic in Hamburg

How is traffic in Hamburg, Iowa? Inrix data shows that Hamburg, IA traffic makes it the 81st-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Hamburg, IA

You can buy cheap Hamburg, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hamburg, Iowa auto insurance quotes from top companies.

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