Buy Cheap Gypsum, CO Auto Insurance (2021)

Gypsum, CO auto insurance rates average $320 a month. Minimum auto insurance requirements in Gypsum, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Gypsum, CO, compare Gypsum auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Gypsum after a DUI is Allstate
  • Average auto insurance rates in Gypsum, CO are $320/month
  • Average auto insurance rates in Gypsum, CO after a DUI are $4,579/year

Finding affordable Gypsum, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Gypsum, CO auto insurance with confidence is right here. Auto insurance rates in Gypsum are affected by local factors as well as personal ones like your driving record.

See how Gypsum, CO car insurance rates compare to Greeley auto insurance rates, Pueblo auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Gypsum.

Don’t buy Gypsum, CO auto insurance until you’ve compared rates. Get free Gypsum, Colorado auto insurance quotes when you enter your ZIP code above.

Gypsum, CO Minimum Auto Insurance Requirements

The required auto insurance in Gypsum, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Gypsum, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Gypsum, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Gypsum, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gypsum, CO. Take a look at Gypsum, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gypsum, Colorado

Insurance Company Poor Fair Good
Allstate $7,497 $5,783 $4,369
American Family $4,927 $3,507 $2,935
Farmers $5,678 $4,625 $4,396
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,484 $2,716 $2,165
Nationwide $4,201 $3,324 $2,896
Progressive $4,642 $3,979 $3,671
State Farm $4,490 $2,881 $2,319
USAA $5,149 $2,924 $2,339

Buy Cheap Gypsum, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gypsum, Colorado auto insurance rates? Find out how car insurance rates in Gypsum, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gypsum, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,358 $3,211 $3,249 $12,490 $13,139 $3,988 $4,031
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,875 $2,848 $2,602 $2,790 $10,771 $10,882 $3,184 $3,247
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $2,107 $2,112 $1,763 $1,932 $6,071 $6,640 $2,142 $2,205
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,467 $2,297 $2,121 $2,114 $8,600 $9,650 $2,801 $2,729
State Farm $2,026 $2,026 $1,813 $1,813 $5,828 $7,359 $2,268 $2,707
USAA $2,315 $2,318 $2,198 $2,206 $5,820 $6,673 $2,982 $3,252

Buy Cheap Gypsum, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gypsum can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gypsum, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gypsum, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,490 $13,139
American Family $6,284 $8,441
Farmers $10,771 $10,882
GEICO $5,105 $5,462
Liberty Mutual $6,071 $6,640
Nationwide $5,843 $7,486
Progressive $8,600 $9,650
State Farm $5,828 $7,359
USAA $5,820 $6,673

Buy Cheap Gypsum, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Gypsum, Colorado by comparing Gypsum senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gypsum, CO here.

Annual Auto Insurance Rates for Senior Drivers in Gypsum, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,249
American Family $2,333 $2,333
Farmers $2,602 $2,790
GEICO $1,682 $1,894
Liberty Mutual $1,763 $1,932
Nationwide $2,066 $2,188
Progressive $2,121 $2,114
State Farm $1,813 $1,813
USAA $2,198 $2,206

Find Cheap Auto Insurance Rates in Gypsum, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gypsum, Colorado auto insurance. Compare Gypsum, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gypsum, Colorado

Insurance Company Low Medium High
Allstate $5,654 $5,868 $6,126
American Family $3,623 $3,868 $3,879
Farmers $4,380 $4,841 $5,477
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,989 $3,114 $3,262
Nationwide $3,517 $3,472 $3,432
Progressive $3,882 $4,108 $4,302
State Farm $3,051 $3,231 $3,408
USAA $3,329 $3,470 $3,612

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Find Cheap Gypsum, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gypsum. Compare auto insurance rates in Gypsum, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gypsum, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,883 $5,883
American Family $3,709 $3,871
Farmers $4,900 $4,900
GEICO $2,516 $2,616
Liberty Mutual $3,122 $3,122
Nationwide $3,474 $3,474
Progressive $4,097 $4,097
State Farm $3,153 $3,307
USAA $3,372 $3,569

Find Cheap Gypsum, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Gypsum, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gypsum, CO, take a look at the average cost for various violations versus rates for a clean driving record in Gypsum.

Annual Gypsum, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,006 $5,757 $7,083 $5,685
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,135 $5,311 $5,240 $4,912
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,723 $3,193 $3,341 $3,229
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,557 $4,935 $3,753 $4,144
State Farm $2,973 $3,487 $3,230 $3,230
USAA $2,525 $3,080 $5,429 $2,848

Find Cheap Gypsum, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gypsum, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Gypsum for less when you shop around and compare rates from multiple Gypsum, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gypsum, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,083
American Family $5,208
Farmers $5,240
GEICO $3,291
Liberty Mutual $3,341
Nationwide $4,637
Progressive $3,753
State Farm $3,230
USAA $5,429

Winners by Category: Where to Buy Cheap Auto Insurance in Gypsum, CO

Compare rates from the cheapest auto insurance companies in Gypsum, CO for your needs. Take a look at how Gypsum, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gypsum, Colorado

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Gypsum, Colorado Auto Insurance Companies

If you’re looking for the cheapest Gypsum, CO auto insurance companies overall, you can compare them here. Find the best price for Gypsum, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Gypsum, Colorado

Insurance Company Average Annual Rates
Allstate $5,883
American Family $3,790
Farmers $4,900
GEICO $2,566
Liberty Mutual $3,122
Nationwide $3,474
Progressive $4,097
State Farm $3,230
USAA $3,470

What affects Gypsum, Colorado auto insurance rates?

Local factors affect auto insurance rates in Gypsum, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Gypsum auto insurance rates.

Commute Times in Gypsum

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gypsum, CO is 23.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Gypsum, CO

You can buy cheap Gypsum, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gypsum, Colorado auto insurance quotes from top companies.

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