Buy Cheap Guthrie, TX Auto Insurance (2021)

Guthrie, TX auto insurance rates average $322 a month. Minimum auto insurance requirements in Guthrie, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Guthrie, TX, compare Guthrie auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Guthrie, TX after a DUI are $4,358/year
  • Average auto insurance rates in Guthrie, TX are $322/month
  • Average auto insurance rates in Guthrie, TX for teens drivers are $6,588/year

Finding affordable Guthrie, Texas auto insurance can be challenging, but everything you need to know to buy cheap Guthrie, TX auto insurance with confidence is right here. Auto insurance rates in Guthrie are affected by local factors as well as personal ones like your driving record.

See how Guthrie, TX car insurance rates compare to Austin auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Guthrie.

Don’t buy Guthrie, TX auto insurance until you’ve compared rates. Get free Guthrie, Texas auto insurance quotes when you enter your ZIP code above.

Guthrie, TX Minimum Auto Insurance Requirements

The required auto insurance in Guthrie, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Guthrie, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Guthrie, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Guthrie, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Guthrie, TX. Take a look at Guthrie, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Guthrie, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $7,995 $4,714 $4,084
GEICO $4,920 $2,788 $1,861
Nationwide $4,439 $3,548 $3,088
Progressive $4,984 $4,249 $3,916
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

Buy Cheap Guthrie, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Guthrie, Texas auto insurance rates? Find out how car insurance rates in Guthrie, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Guthrie, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $3,825 $4,177 $3,240 $3,650 $8,109 $10,814 $5,130 $5,834
GEICO $2,431 $2,572 $2,241 $2,453 $5,098 $5,387 $2,637 $2,698
Nationwide $2,341 $2,391 $2,064 $2,196 $6,476 $8,367 $2,732 $2,967
Progressive $2,422 $2,351 $2,130 $2,182 $9,469 $10,610 $2,904 $2,996
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Buy Cheap Guthrie, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Guthrie can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Guthrie, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Guthrie, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $8,109 $10,814
GEICO $5,098 $5,387
Nationwide $6,476 $8,367
Progressive $9,469 $10,610
State Farm $4,064 $5,155
USAA $3,909 $4,372

Buy Cheap Guthrie, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Guthrie, Texas by comparing Guthrie senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Guthrie, TX here.

Annual Auto Insurance Rates for Senior Drivers in Guthrie, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $3,240 $3,650
GEICO $2,241 $2,453
Nationwide $2,064 $2,196
Progressive $2,130 $2,182
State Farm $1,556 $1,556
USAA $1,464 $1,501

Find Cheap Auto Insurance Rates in Guthrie, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Guthrie, Texas auto insurance. Compare Guthrie, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Guthrie, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $5,360 $5,477 $5,956
GEICO $3,088 $3,168 $3,313
Nationwide $4,001 $3,530 $3,544
Progressive $4,220 $4,370 $4,559
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Guthrie, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Guthrie. Compare auto insurance rates in Guthrie, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Guthrie, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,248 $5,488
American Family $5,598 $5,598
GEICO $3,123 $3,256
Nationwide $3,692 $3,692
Progressive $4,383 $4,383
State Farm $2,464 $2,464
USAA $2,322 $2,384

Find Cheap Guthrie, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Guthrie, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Guthrie, TX, take a look at the average cost for various violations versus rates for a clean driving record in Guthrie.

Annual Guthrie, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $5,149 $6,435 $5,657 $5,149
GEICO $2,708 $3,507 $3,038 $3,505
Nationwide $3,194 $3,194 $4,763 $3,616
Progressive $3,829 $4,884 $4,487 $4,332
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Find Cheap Guthrie, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Guthrie, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Guthrie for less when you shop around and compare rates from multiple Guthrie, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Guthrie, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,615
American Family $5,657
GEICO $3,038
Nationwide $4,763
Progressive $4,487
State Farm $2,937
USAA $3,006

Winners by Category: Where to Buy Cheap Auto Insurance in Guthrie, TX

Compare rates from the cheapest auto insurance companies in Guthrie, TX for your needs. Take a look at how Guthrie, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Guthrie, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Guthrie, Texas Auto Insurance Companies

If you’re looking for the cheapest Guthrie, TX auto insurance companies overall, you can compare them here. Find the best price for Guthrie, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Guthrie, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $5,598
GEICO $3,190
Nationwide $3,692
Progressive $4,383
State Farm $2,464
USAA $2,353

What affects Guthrie, Texas auto insurance rates?

Local factors affect auto insurance rates in Guthrie, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Guthrie auto insurance rates.

Commute Times in Guthrie

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Guthrie, TX is 12.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Guthrie, TX

You can buy cheap Guthrie, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Guthrie, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption