Buy Cheap Guthrie Center, IA Auto Insurance (2021)

Guthrie Center, IA auto insurance rates average $254 a month. Minimum auto insurance requirements in Guthrie Center, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Guthrie Center, IA, compare Guthrie Center auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Guthrie Center is Travelers
  • Average auto insurance rates in Guthrie Center, IA after a DUI are $3,676/year
  • Average auto insurance rates in Guthrie Center, IA are $254/month

Finding affordable Guthrie Center, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Guthrie Center, IA auto insurance with confidence is right here. Auto insurance rates in Guthrie Center are affected by local factors as well as personal ones like your driving record.

See how Guthrie Center, IA car insurance rates compare to Davenport auto insurance rates, Ankeny auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Guthrie Center.

Don’t buy Guthrie Center, IA auto insurance until you’ve compared rates. Get free Guthrie Center, Iowa auto insurance quotes when you enter your ZIP code above.

Guthrie Center, IA Minimum Auto Insurance Requirements

The required auto insurance in Guthrie Center, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Guthrie Center, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Guthrie Center, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Guthrie Center, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Guthrie Center, IA. Take a look at Guthrie Center, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Guthrie Center, Iowa

Insurance Company Poor Fair Good
Allstate $3,746 $2,975 $2,672
American Family $3,901 $2,866 $2,409
Farmers $2,880 $2,389 $2,262
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,286 $2,558 $2,244
Progressive $3,116 $2,485 $2,237
State Farm $3,265 $2,019 $1,593
Travelers $6,512 $5,549 $5,280
USAA $2,447 $1,671 $1,444

Buy Cheap Guthrie Center, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Guthrie Center, Iowa auto insurance rates? Find out how car insurance rates in Guthrie Center, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Guthrie Center, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $1,992 $1,835 $1,869 $5,967 $6,716 $2,264 $2,334
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,901 $1,853 $1,567 $1,617 $4,311 $4,883 $2,294 $2,474
State Farm $1,540 $1,540 $1,335 $1,335 $3,915 $4,996 $1,725 $1,952
Travelers $2,656 $2,710 $2,580 $2,580 $11,515 $18,146 $2,764 $3,293
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

Buy Cheap Guthrie Center, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Guthrie Center can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Guthrie Center, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Guthrie Center, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,967 $6,716
American Family $5,251 $7,378
Farmers $4,711 $5,019
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,257 $5,545
Progressive $4,311 $4,883
State Farm $3,915 $4,996
Travelers $11,515 $18,146
USAA $3,268 $3,494

Buy Cheap Guthrie Center, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Guthrie Center, Iowa by comparing Guthrie Center senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Guthrie Center, IA here.

Annual Auto Insurance Rates for Senior Drivers in Guthrie Center, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,835 $1,869
American Family $1,766 $1,766
Farmers $1,383 $1,513
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,678 $1,800
Progressive $1,567 $1,617
State Farm $1,335 $1,335
Travelers $2,580 $2,580
USAA $1,148 $1,184

Find Cheap Auto Insurance Rates in Guthrie Center, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Guthrie Center, Iowa auto insurance. Compare Guthrie Center, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Guthrie Center, Iowa

Insurance Company Low Medium High
Allstate $3,012 $3,136 $3,246
American Family $3,076 $3,228 $2,872
Farmers $2,401 $2,518 $2,611
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,832 $2,676 $2,580
Progressive $2,490 $2,620 $2,727
State Farm $2,198 $2,303 $2,376
Travelers $5,501 $5,863 $5,976
USAA $1,764 $1,860 $1,939

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Find Cheap Guthrie Center, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Guthrie Center. Compare auto insurance rates in Guthrie Center, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Guthrie Center, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,056 $3,206
American Family $3,023 $3,094
Farmers $2,510 $2,510
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,696 $2,696
Progressive $2,612 $2,612
State Farm $2,238 $2,347
Travelers $5,780 $5,780
USAA $1,786 $1,922

Find Cheap Guthrie Center, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Guthrie Center, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Guthrie Center, IA, take a look at the average cost for various violations versus rates for a clean driving record in Guthrie Center.

Annual Guthrie Center, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,662 $3,226 $3,661 $2,976
American Family $2,208 $3,232 $4,197 $2,597
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $2,111 $3,409 $2,285 $2,645
State Farm $2,139 $2,446 $2,292 $2,292
Travelers $4,207 $5,612 $7,518 $5,785
USAA $1,423 $1,897 $2,467 $1,631

Find Cheap Guthrie Center, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Guthrie Center, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Guthrie Center for less when you shop around and compare rates from multiple Guthrie Center, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Guthrie Center, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,661
American Family $4,197
Farmers $2,697
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,844
Progressive $2,285
State Farm $2,292
Travelers $7,518
USAA $2,467

Winners by Category: Where to Buy Cheap Auto Insurance in Guthrie Center, IA

Compare rates from the cheapest auto insurance companies in Guthrie Center, IA for your needs. Take a look at how Guthrie Center, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Guthrie Center, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Guthrie Center, Iowa Auto Insurance Companies

If you’re looking for the cheapest Guthrie Center, IA auto insurance companies overall, you can compare them here. Find the best price for Guthrie Center, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Guthrie Center, Iowa

Insurance Company Average Annual Rates
Allstate $3,131
American Family $3,059
Farmers $2,510
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,696
Progressive $2,612
State Farm $2,292
Travelers $5,780
USAA $1,854

What affects Guthrie Center, Iowa auto insurance rates?

Local factors affect auto insurance rates in Guthrie Center, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Guthrie Center auto insurance rates.

Commute Times in Guthrie Center

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Guthrie Center, IA is 19.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Guthrie Center, IA

You can buy cheap Guthrie Center, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Guthrie Center, Iowa auto insurance quotes from top companies.

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