Buy Cheap Guntersville, AL Auto Insurance (2021)

Guntersville, AL auto insurance rates average $299 a month. Minimum auto insurance requirements in Guntersville, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Guntersville, AL, compare Guntersville auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Guntersville, AL after a DUI are $4,076/year
  • Average auto insurance rates in Guntersville, AL for teens drivers are $7,340/year
  • The most expensive auto insurance company in Guntersville is State Farm

Finding affordable Guntersville, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Guntersville, AL auto insurance with confidence is right here. Auto insurance rates in Guntersville are affected by local factors as well as personal ones like your driving record.

See how Guntersville, AL car insurance rates compare to Mobile auto insurance rates, Tuscaloosa auto insurance rates, and Montgomery auto insurance rates before you read more about the cost of auto insurance in Guntersville.

Don’t buy Guntersville, AL auto insurance until you’ve compared rates. Get free Guntersville, Alabama auto insurance quotes when you enter your ZIP code above.

Guntersville, AL Minimum Auto Insurance Requirements

The required auto insurance in Guntersville, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Guntersville, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Guntersville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Guntersville, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Guntersville, AL. Take a look at Guntersville, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Guntersville, Alabama

Insurance Company Poor Fair Good
Allstate $4,164 $3,274 $2,678
Farmers $4,505 $3,877 $3,674
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,215 $4,429 $3,476
Nationwide $3,007 $2,349 $2,126
Progressive $4,671 $4,021 $3,763
State Farm $8,433 $4,261 $2,889
Travelers $3,569 $3,092 $3,150
USAA $2,792 $1,822 $1,628

Buy Cheap Guntersville, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Guntersville, Alabama auto insurance rates? Find out how car insurance rates in Guntersville, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Guntersville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,034 $1,938 $1,839 $1,874 $7,078 $7,599 $2,280 $2,333
Farmers $2,288 $2,269 $2,044 $2,172 $8,901 $9,156 $2,607 $2,713
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,932 $3,166 $2,406 $2,689 $10,743 $11,940 $3,121 $3,324
Nationwide $1,634 $1,653 $1,494 $1,543 $4,292 $5,507 $1,812 $2,019
Progressive $2,217 $2,072 $1,818 $1,944 $9,352 $10,436 $2,597 $2,778
State Farm $3,129 $3,129 $2,843 $2,843 $9,765 $12,189 $3,542 $4,116
Travelers $1,344 $1,364 $1,265 $1,259 $7,090 $11,115 $1,273 $1,455
USAA $1,290 $1,307 $1,206 $1,179 $3,876 $4,295 $1,681 $1,811

Buy Cheap Guntersville, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Guntersville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Guntersville, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Guntersville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,078 $7,599
Farmers $8,901 $9,156
GEICO $4,963 $4,863
Liberty Mutual $10,743 $11,940
Nationwide $4,292 $5,507
Progressive $9,352 $10,436
State Farm $9,765 $12,189
Travelers $7,090 $11,115
USAA $3,876 $4,295

Buy Cheap Guntersville, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Guntersville, Alabama by comparing Guntersville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Guntersville, AL here.

Annual Auto Insurance Rates for Senior Drivers in Guntersville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,839 $1,874
Farmers $2,044 $2,172
GEICO $1,810 $1,872
Liberty Mutual $2,406 $2,689
Nationwide $1,494 $1,543
Progressive $1,818 $1,944
State Farm $2,843 $2,843
Travelers $1,265 $1,259
USAA $1,206 $1,179

Find Cheap Auto Insurance Rates in Guntersville, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Guntersville, Alabama auto insurance. Compare Guntersville, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Guntersville, Alabama

Insurance Company Low Medium High
Allstate $3,256 $3,366 $3,493
Farmers $3,797 $3,967 $4,292
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,809 $5,016 $5,295
Nationwide $2,476 $2,473 $2,534
Progressive $3,727 $4,131 $4,597
State Farm $4,919 $5,190 $5,474
Travelers $3,099 $3,336 $3,377
USAA $2,004 $2,069 $2,168

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Guntersville, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Guntersville. Compare auto insurance rates in Guntersville, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Guntersville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,372 $3,372
Farmers $4,019 $4,019
GEICO $2,591 $2,683
Liberty Mutual $5,040 $5,040
Nationwide $2,494 $2,494
Progressive $4,152 $4,152
State Farm $5,070 $5,319
Travelers $3,270 $3,270
USAA $1,986 $2,176

Find Cheap Guntersville, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Guntersville, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Guntersville, AL, take a look at the average cost for various violations versus rates for a clean driving record in Guntersville.

Annual Guntersville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,865 $3,377 $4,007 $3,239
Farmers $3,377 $4,375 $4,267 $4,056
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,951 $5,506 $5,378 $5,325
Nationwide $2,188 $2,188 $3,164 $2,437
Progressive $3,746 $4,728 $4,027 $4,106
State Farm $4,669 $5,837 $5,136 $5,136
Travelers $2,724 $2,859 $4,177 $3,322
USAA $1,600 $2,011 $2,980 $1,731

Find Cheap Guntersville, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Guntersville, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Guntersville for less when you shop around and compare rates from multiple Guntersville, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Guntersville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,007
Farmers $4,267
GEICO $3,548
Liberty Mutual $5,378
Nationwide $3,164
Progressive $4,027
State Farm $5,136
Travelers $4,177
USAA $2,980

Winners by Category: Where to Buy Cheap Auto Insurance in Guntersville, AL

Compare rates from the cheapest auto insurance companies in Guntersville, AL for your needs. Take a look at how Guntersville, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Guntersville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Guntersville, Alabama Auto Insurance Companies

If you’re looking for the cheapest Guntersville, AL auto insurance companies overall, you can compare them here. Find the best price for Guntersville, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Guntersville, Alabama

Insurance Company Average Annual Rates
Allstate $3,372
Farmers $4,019
GEICO $2,637
Liberty Mutual $5,040
Nationwide $2,494
Progressive $4,152
State Farm $5,194
Travelers $3,270
USAA $2,081

What affects Guntersville, Alabama auto insurance rates?

Local factors affect auto insurance rates in Guntersville, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Guntersville auto insurance rates.

Auto Theft in Guntersville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Guntersville, AL auto theft show a total of 41 vehicle thefts annually.

Commute Times in Guntersville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Guntersville, AL is 22.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Guntersville, AL

You can buy cheap Guntersville, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Guntersville, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption