Buy Cheap Guerneville, CA Auto Insurance (2021)

Guerneville, CA auto insurance rates average $289 a month. Minimum auto insurance requirements in Guerneville, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Guerneville, CA, compare Guerneville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Guerneville after a DUI is State Farm
  • Average auto insurance rates in Guerneville, CA after a DUI are $4,859/year
  • Average auto insurance rates in Guerneville, CA are $289/month

Finding affordable Guerneville, California auto insurance can be challenging, but everything you need to know to buy cheap Guerneville, CA auto insurance with confidence is right here. Auto insurance rates in Guerneville are affected by local factors as well as personal ones like your driving record.

See how Guerneville, CA car insurance rates compare to Los Angeles auto insurance rates, Long Beach auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Guerneville.

Don’t buy Guerneville, CA auto insurance until you’ve compared rates. Get free Guerneville, California auto insurance quotes when you enter your ZIP code above.

Guerneville, CA Minimum Auto Insurance Requirements

The required auto insurance in Guerneville, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Guerneville, California is outlined here.

Minimum Required Auto Insurance Coverage in Guerneville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Guerneville, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Guerneville, California auto insurance rates? Find out how car insurance rates in Guerneville, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Guerneville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,509 $1,833 $1,854 $6,988 $8,788 $3,224 $3,548
Farmers $2,559 $2,559 $2,308 $2,308 $8,210 $13,494 $3,037 $3,387
GEICO $1,624 $1,626 $1,528 $1,528 $4,949 $5,047 $2,334 $2,392
Liberty Mutual $2,244 $2,127 $2,085 $2,021 $4,929 $5,228 $2,534 $2,551
Nationwide $2,967 $2,832 $2,598 $2,448 $7,583 $8,355 $3,551 $3,506
Progressive $1,670 $1,719 $1,398 $1,668 $4,387 $5,303 $2,382 $2,562
State Farm $3,428 $3,428 $3,063 $3,063 $6,285 $7,769 $3,798 $3,920
Travelers $2,397 $2,323 $2,120 $2,097 $4,913 $5,660 $3,124 $3,056
USAA $1,816 $1,721 $1,773 $1,782 $4,105 $4,144 $2,522 $2,384

Buy Cheap Guerneville, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Guerneville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Guerneville, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Guerneville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,988 $8,788
Farmers $8,210 $13,494
GEICO $4,949 $5,047
Liberty Mutual $4,929 $5,228
Nationwide $7,583 $8,355
Progressive $4,387 $5,303
State Farm $6,285 $7,769
Travelers $4,913 $5,660
USAA $4,105 $4,144

Buy Cheap Guerneville, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Guerneville, California by comparing Guerneville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Guerneville, CA here.

Annual Auto Insurance Rates for Senior Drivers in Guerneville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,833 $1,854
Farmers $2,308 $2,308
GEICO $1,528 $1,528
Liberty Mutual $2,085 $2,021
Nationwide $2,598 $2,448
Progressive $1,398 $1,668
State Farm $3,063 $3,063
Travelers $2,120 $2,097
USAA $1,773 $1,782

Find Cheap Auto Insurance Rates in Guerneville, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Guerneville, California auto insurance. Compare Guerneville, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Guerneville, California

Insurance Company Low Medium High
Allstate $3,716 $3,938 $4,066
Farmers $4,425 $4,768 $5,004
GEICO $2,431 $2,654 $2,801
Liberty Mutual $2,775 $2,990 $3,130
Nationwide $3,808 $4,306 $4,577
Progressive $2,407 $2,711 $2,790
State Farm $3,985 $4,407 $4,640
Travelers $2,835 $3,291 $3,508
USAA $2,319 $2,576 $2,698

Find Cheap Guerneville, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Guerneville. Compare auto insurance rates in Guerneville, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Guerneville, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,530 $4,283
Farmers $4,294 $5,171
GEICO $2,388 $2,869
Liberty Mutual $2,722 $3,207
Nationwide $3,735 $4,725
Progressive $2,389 $2,883
State Farm $4,189 $4,499
Travelers $2,889 $3,534
USAA $2,335 $2,727

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Find Cheap Guerneville, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Guerneville, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Guerneville, CA, take a look at the average cost for various violations versus rates for a clean driving record in Guerneville.

Annual Guerneville, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,356 $3,973 $6,208 $3,089
Farmers $3,496 $4,763 $5,938 $4,733
GEICO $1,839 $2,834 $3,559 $2,282
Liberty Mutual $2,574 $3,449 $3,110 $2,727
Nationwide $2,955 $3,785 $6,395 $3,785
Progressive $1,735 $2,930 $3,382 $2,498
State Farm $3,098 $3,696 $6,987 $3,596
Travelers $2,149 $3,485 $4,061 $3,150
USAA $1,683 $2,503 $4,093 $1,843

Find Cheap Guerneville, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Guerneville, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Guerneville for less when you shop around and compare rates from multiple Guerneville, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Guerneville, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,208
Farmers $5,938
GEICO $3,559
Liberty Mutual $3,110
Nationwide $6,395
Progressive $3,382
State Farm $6,987
Travelers $4,061
USAA $4,093

Winners by Category: Where to Buy Cheap Auto Insurance in Guerneville, CA

Compare rates from the cheapest auto insurance companies in Guerneville, CA for your needs. Take a look at how Guerneville, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Guerneville, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Guerneville, California Auto Insurance Companies

If you’re looking for the cheapest Guerneville, CA auto insurance companies overall, you can compare them here. Find the best price for Guerneville, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Guerneville, California

Insurance Company Average Annual Rates
Allstate $3,907
Farmers $4,733
GEICO $2,628
Liberty Mutual $2,965
Nationwide $4,230
Progressive $2,636
State Farm $4,344
Travelers $3,211
USAA $2,531

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What affects Guerneville, California auto insurance rates?

Local factors affect auto insurance rates in Guerneville, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Guerneville auto insurance rates.

Commute Times in Guerneville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Guerneville, CA is 31.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Guerneville, CA

You can buy cheap Guerneville, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Guerneville, California auto insurance quotes from top companies.

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