Buy Cheap Grundy Center, IA Auto Insurance (2021)

Grundy Center, IA auto insurance rates average $242 a month. Minimum auto insurance requirements in Grundy Center, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Grundy Center, IA, compare Grundy Center auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Grundy Center, IA after a DUI are $3,501/year
  • Average auto insurance rates in Grundy Center, IA for teens drivers are $5,538/year
  • The most expensive auto insurance company in Grundy Center is Travelers

Finding affordable Grundy Center, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Grundy Center, IA auto insurance with confidence is right here. Auto insurance rates in Grundy Center are affected by local factors as well as personal ones like your driving record.

See how Grundy Center, IA car insurance rates compare to Davenport auto insurance rates, West Des Moines auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Grundy Center.

Don’t buy Grundy Center, IA auto insurance until you’ve compared rates. Get free Grundy Center, Iowa auto insurance quotes when you enter your ZIP code above.

Grundy Center, IA Minimum Auto Insurance Requirements

The required auto insurance in Grundy Center, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Grundy Center, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Grundy Center, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Grundy Center, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Grundy Center, IA. Take a look at Grundy Center, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Grundy Center, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,681 $2,707 $2,278
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,737 $2,211 $2,002
State Farm $3,179 $1,967 $1,551
Travelers $6,241 $5,337 $5,087
USAA $2,305 $1,581 $1,369

Buy Cheap Grundy Center, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grundy Center, Iowa auto insurance rates? Find out how car insurance rates in Grundy Center, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grundy Center, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,859 $1,859 $1,665 $1,665 $4,988 $6,978 $1,859 $2,237
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,628 $1,568 $1,344 $1,392 $4,003 $4,517 $1,961 $2,121
State Farm $1,446 $1,446 $1,272 $1,272 $3,945 $4,996 $1,626 $1,857
Travelers $2,473 $2,521 $2,420 $2,422 $11,187 $17,812 $2,580 $3,026
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

Buy Cheap Grundy Center, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grundy Center can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grundy Center, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grundy Center, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,988 $6,978
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $4,003 $4,517
State Farm $3,945 $4,996
Travelers $11,187 $17,812
USAA $3,136 $3,336

Buy Cheap Grundy Center, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Grundy Center, Iowa by comparing Grundy Center senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grundy Center, IA here.

Annual Auto Insurance Rates for Senior Drivers in Grundy Center, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,665 $1,665
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,344 $1,392
State Farm $1,272 $1,272
Travelers $2,420 $2,422
USAA $1,081 $1,106

Find Cheap Auto Insurance Rates in Grundy Center, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grundy Center, Iowa auto insurance. Compare Grundy Center, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grundy Center, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,899 $3,050 $2,718
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $2,193 $2,325 $2,432
State Farm $2,126 $2,245 $2,326
Travelers $5,223 $5,639 $5,803
USAA $1,662 $1,757 $1,836

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Grundy Center, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grundy Center. Compare auto insurance rates in Grundy Center, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grundy Center, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,855 $2,922
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,317 $2,317
State Farm $2,179 $2,286
Travelers $5,555 $5,555
USAA $1,688 $1,815

Find Cheap Grundy Center, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Grundy Center, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grundy Center, IA, take a look at the average cost for various violations versus rates for a clean driving record in Grundy Center.

Annual Grundy Center, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,085 $3,059 $3,961 $2,450
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,863 $3,053 $2,020 $2,331
State Farm $2,065 $2,400 $2,233 $2,233
Travelers $4,035 $5,402 $7,243 $5,540
USAA $1,341 $1,794 $2,333 $1,538

Find Cheap Grundy Center, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grundy Center, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Grundy Center for less when you shop around and compare rates from multiple Grundy Center, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grundy Center, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,113
American Family $3,961
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $2,020
State Farm $2,233
Travelers $7,243
USAA $2,333

Winners by Category: Where to Buy Cheap Auto Insurance in Grundy Center, IA

Compare rates from the cheapest auto insurance companies in Grundy Center, IA for your needs. Take a look at how Grundy Center, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grundy Center, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Grundy Center, Iowa Auto Insurance Companies

If you’re looking for the cheapest Grundy Center, IA auto insurance companies overall, you can compare them here. Find the best price for Grundy Center, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Grundy Center, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,889
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,317
State Farm $2,233
Travelers $5,555
USAA $1,752

What affects Grundy Center, Iowa auto insurance rates?

Local factors affect auto insurance rates in Grundy Center, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Grundy Center auto insurance rates.

Commute Times in Grundy Center

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grundy Center, IA is 20.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Grundy Center, IA

You can buy cheap Grundy Center, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grundy Center, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption