Buy Cheap Grover Beach, CA Auto Insurance (2021)

Grover Beach, CA auto insurance rates average $236 a month. Minimum auto insurance requirements in Grover Beach, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Grover Beach, CA, compare Grover Beach auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Grover Beach, CA after a DUI are $3,997/year
  • Average auto insurance rates in Grover Beach, CA for teens drivers are $4,790/year
  • Average auto insurance rates in Grover Beach, CA are $236/month

Finding affordable Grover Beach, California auto insurance can be challenging, but everything you need to know to buy cheap Grover Beach, CA auto insurance with confidence is right here. Auto insurance rates in Grover Beach are affected by local factors as well as personal ones like your driving record.

See how Grover Beach, CA car insurance rates compare to San Jose auto insurance rates, Fresno auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Grover Beach.

Don’t buy Grover Beach, CA auto insurance until you’ve compared rates. Get free Grover Beach, California auto insurance quotes when you enter your ZIP code above.

Grover Beach, CA Minimum Auto Insurance Requirements

The required auto insurance in Grover Beach, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Grover Beach, California is outlined here.

Minimum Required Auto Insurance Coverage in Grover Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Grover Beach, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grover Beach, California auto insurance rates? Find out how car insurance rates in Grover Beach, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grover Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,229 $2,231 $1,639 $1,655 $6,202 $7,800 $2,854 $3,137
Farmers $1,694 $1,694 $1,532 $1,532 $5,392 $8,806 $2,007 $2,235
GEICO $1,511 $1,512 $1,421 $1,421 $4,594 $4,665 $2,170 $2,214
Liberty Mutual $1,737 $1,647 $1,615 $1,565 $3,768 $4,001 $1,958 $1,973
Nationwide $2,639 $2,518 $2,323 $2,190 $6,703 $7,397 $3,148 $3,102
Progressive $1,441 $1,480 $1,241 $1,462 $3,845 $4,607 $2,075 $2,225
State Farm $2,278 $2,278 $2,037 $2,037 $4,185 $5,189 $2,521 $2,600
Travelers $1,891 $1,832 $1,683 $1,667 $3,830 $4,342 $2,427 $2,376
USAA $1,966 $1,862 $1,911 $1,917 $4,587 $4,581 $2,702 $2,554

Buy Cheap Grover Beach, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grover Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grover Beach, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grover Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,202 $7,800
Farmers $5,392 $8,806
GEICO $4,594 $4,665
Liberty Mutual $3,768 $4,001
Nationwide $6,703 $7,397
Progressive $3,845 $4,607
State Farm $4,185 $5,189
Travelers $3,830 $4,342
USAA $4,587 $4,581

Buy Cheap Grover Beach, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Grover Beach, California by comparing Grover Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grover Beach, CA here.

Annual Auto Insurance Rates for Senior Drivers in Grover Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,639 $1,655
Farmers $1,532 $1,532
GEICO $1,421 $1,421
Liberty Mutual $1,615 $1,565
Nationwide $2,323 $2,190
Progressive $1,241 $1,462
State Farm $2,037 $2,037
Travelers $1,683 $1,667
USAA $1,911 $1,917

Find Cheap Auto Insurance Rates in Grover Beach, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grover Beach, California auto insurance. Compare Grover Beach, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grover Beach, California

Insurance Company Low Medium High
Allstate $3,304 $3,496 $3,606
Farmers $2,890 $3,137 $3,308
GEICO $2,190 $2,469 $2,656
Liberty Mutual $2,136 $2,301 $2,411
Nationwide $3,352 $3,823 $4,082
Progressive $2,029 $2,374 $2,488
State Farm $2,616 $2,935 $3,121
Travelers $2,175 $2,576 $2,767
USAA $2,456 $2,822 $3,003

Find Cheap Grover Beach, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grover Beach. Compare auto insurance rates in Grover Beach, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grover Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,135 $3,802
Farmers $2,823 $3,400
GEICO $2,215 $2,662
Liberty Mutual $2,098 $2,468
Nationwide $3,318 $4,187
Progressive $2,085 $2,509
State Farm $2,785 $2,996
Travelers $2,265 $2,747
USAA $2,538 $2,982

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Grover Beach, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Grover Beach, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grover Beach, CA, take a look at the average cost for various violations versus rates for a clean driving record in Grover Beach.

Annual Grover Beach, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,102 $3,522 $5,501 $2,750
Farmers $2,304 $3,134 $3,898 $3,110
GEICO $1,704 $2,635 $3,301 $2,114
Liberty Mutual $1,981 $2,655 $2,396 $2,099
Nationwide $2,623 $3,361 $5,664 $3,361
Progressive $1,506 $2,559 $2,956 $2,167
State Farm $2,062 $2,460 $4,648 $2,393
Travelers $1,701 $2,719 $3,141 $2,464
USAA $1,831 $2,732 $4,471 $2,006

Find Cheap Grover Beach, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grover Beach, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Grover Beach for less when you shop around and compare rates from multiple Grover Beach, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grover Beach, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,501
Farmers $3,898
GEICO $3,301
Liberty Mutual $2,396
Nationwide $5,664
Progressive $2,956
State Farm $4,648
Travelers $3,141
USAA $4,471

Winners by Category: Where to Buy Cheap Auto Insurance in Grover Beach, CA

Compare rates from the cheapest auto insurance companies in Grover Beach, CA for your needs. Take a look at how Grover Beach, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grover Beach, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Grover Beach, California Auto Insurance Companies

If you’re looking for the cheapest Grover Beach, CA auto insurance companies overall, you can compare them here. Find the best price for Grover Beach, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Grover Beach, California

Insurance Company Average Annual Rates
Allstate $3,469
Farmers $3,112
GEICO $2,438
Liberty Mutual $2,283
Nationwide $3,752
Progressive $2,297
State Farm $2,891
Travelers $2,506
USAA $2,760

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Grover Beach, California auto insurance rates?

Local factors affect auto insurance rates in Grover Beach, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Grover Beach auto insurance rates.

Auto Theft in Grover Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Grover Beach, CA auto theft show a total of 24 vehicle thefts annually.

Commute Times in Grover Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grover Beach, CA is 20.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Grover Beach, CA

You can buy cheap Grover Beach, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grover Beach, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption