Buy Cheap Grosse Pointe, MI Auto Insurance (2022)

Grosse Pointe, MI auto insurance rates average $1,169 a month. Minimum auto insurance requirements in Grosse Pointe, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Grosse Pointe, MI, compare Grosse Pointe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Grosse Pointe, MI for teens drivers are $26,668/year
  • The most expensive auto insurance company in Grosse Pointe after a DUI is Allstate
  • Average auto insurance rates in Grosse Pointe, MI after a DUI are $23,322/year

Finding affordable Grosse Pointe, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Grosse Pointe, MI auto insurance with confidence is right here. Auto insurance rates in Grosse Pointe are affected by local factors as well as personal ones like your driving record.

See how Grosse Pointe, MI car insurance rates compare to Dearborn auto insurance rates, Livonia auto insurance rates, and Troy auto insurance rates before you read more about the cost of auto insurance in Grosse Pointe.

Don’t buy Grosse Pointe, MI auto insurance until you’ve compared rates. Get free Grosse Pointe, Michigan auto insurance quotes when you enter your ZIP code above.

Grosse Pointe, MI Minimum Auto Insurance Requirements

The required auto insurance in Grosse Pointe, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Grosse Pointe, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Grosse Pointe, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Grosse Pointe, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Grosse Pointe, MI. Take a look at Grosse Pointe, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Grosse Pointe, Michigan

Insurance Company Poor Fair Good
Allstate $42,764 $23,666 $18,093
Farmers $15,245 $8,484 $7,880
GEICO $14,227 $10,410 $8,435
Liberty Mutual $37,160 $21,448 $11,827
Nationwide $10,218 $7,642 $6,470
Progressive $8,839 $7,361 $6,567
State Farm $35,973 $18,099 $12,225
Travelers $11,437 $11,087 $10,945
USAA $6,113 $3,471 $2,625

Buy Cheap Grosse Pointe, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grosse Pointe, Michigan auto insurance rates? Find out how car insurance rates in Grosse Pointe, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grosse Pointe, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $20,508 $20,508 $19,030 $19,030 $51,546 $51,546 $21,615 $21,615
Farmers $8,071 $8,071 $7,428 $7,428 $17,545 $17,545 $9,102 $9,102
GEICO $8,024 $8,024 $8,119 $8,119 $20,340 $20,340 $7,613 $7,613
Liberty Mutual $17,514 $17,514 $17,339 $17,339 $41,547 $41,547 $17,514 $17,514
Nationwide $5,729 $5,729 $5,073 $5,073 $15,341 $15,341 $6,296 $6,296
Progressive $4,514 $4,176 $3,942 $4,454 $16,285 $17,233 $5,280 $4,828
State Farm $13,152 $13,152 $12,326 $12,326 $47,463 $47,463 $15,455 $15,455
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $2,982 $2,813 $2,803 $2,640 $7,303 $6,908 $3,635 $3,472

Buy Cheap Grosse Pointe, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grosse Pointe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grosse Pointe, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grosse Pointe, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $51,546 $51,546
Farmers $17,545 $17,545
GEICO $20,340 $20,340
Liberty Mutual $41,547 $41,547
Nationwide $15,341 $15,341
Progressive $16,285 $17,233
State Farm $47,463 $47,463
Travelers $22,645 $22,645
USAA $7,303 $6,908

Buy Cheap Grosse Pointe, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Grosse Pointe, Michigan by comparing Grosse Pointe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grosse Pointe, MI here.

Annual Auto Insurance Rates for Senior Drivers in Grosse Pointe, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $19,030 $19,030
Farmers $7,428 $7,428
GEICO $8,119 $8,119
Liberty Mutual $17,339 $17,339
Nationwide $5,073 $5,073
Progressive $3,942 $4,454
State Farm $12,326 $12,326
Travelers $6,400 $6,400
USAA $2,803 $2,640

Find Cheap Auto Insurance Rates in Grosse Pointe, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grosse Pointe, Michigan auto insurance. Compare Grosse Pointe, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grosse Pointe, Michigan

Insurance Company Low Medium High
Allstate $27,517 $28,233 $28,773
Farmers $10,194 $10,501 $10,914
GEICO $10,385 $10,925 $11,762
Liberty Mutual $22,921 $23,423 $24,091
Nationwide $8,473 $7,977 $7,880
Progressive $7,338 $7,597 $7,832
State Farm $20,732 $22,268 $23,297
Travelers $11,055 $11,166 $11,247
USAA $3,949 $4,080 $4,180

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Find Cheap Grosse Pointe, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grosse Pointe. Compare auto insurance rates in Grosse Pointe, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grosse Pointe, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $28,175 $28,175
Farmers $10,536 $10,536
GEICO $10,764 $11,284
Liberty Mutual $22,662 $24,296
Nationwide $8,110 $8,110
Progressive $7,589 $7,589
State Farm $21,453 $22,745
Travelers $11,092 $11,221
USAA $4,022 $4,117

Find Cheap Grosse Pointe, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Grosse Pointe, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grosse Pointe, MI, take a look at the average cost for various violations versus rates for a clean driving record in Grosse Pointe.

Annual Grosse Pointe, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $13,560 $18,149 $61,870 $19,120
Farmers $8,814 $11,339 $11,129 $10,863
GEICO $3,913 $8,165 $24,844 $7,174
Liberty Mutual $16,506 $19,850 $36,481 $21,077
Nationwide $6,911 $9,285 $8,434 $7,810
Progressive $6,373 $8,471 $7,613 $7,899
State Farm $13,832 $16,707 $36,836 $21,021
Travelers $7,561 $10,789 $17,326 $8,948
USAA $3,267 $4,087 $5,362 $3,563

Find Cheap Grosse Pointe, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grosse Pointe, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Grosse Pointe for less when you shop around and compare rates from multiple Grosse Pointe, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grosse Pointe, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $61,870
Farmers $11,129
GEICO $24,844
Liberty Mutual $36,481
Nationwide $8,434
Progressive $7,613
State Farm $36,836
Travelers $17,326
USAA $5,362

Winners by Category: Where to Buy Cheap Auto Insurance in Grosse Pointe, MI

Compare rates from the cheapest auto insurance companies in Grosse Pointe, MI for your needs. Take a look at how Grosse Pointe, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grosse Pointe, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Grosse Pointe, Michigan Auto Insurance Companies

If you’re looking for the cheapest Grosse Pointe, MI auto insurance companies overall, you can compare them here. Find the best price for Grosse Pointe, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Grosse Pointe, Michigan

Insurance Company Average Annual Rates
Allstate $28,175
Farmers $10,536
GEICO $11,024
Liberty Mutual $23,478
Nationwide $8,110
Progressive $7,589
State Farm $22,099
Travelers $11,156
USAA $4,070

What affects Grosse Pointe, Michigan auto insurance rates?

Local factors affect auto insurance rates in Grosse Pointe, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Grosse Pointe auto insurance rates.

Auto Theft in Grosse Pointe

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Grosse Pointe, MI auto theft show a total of 7 vehicle thefts annually.

Commute Times in Grosse Pointe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grosse Pointe, MI is 24.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Grosse Pointe, MI

You can buy cheap Grosse Pointe, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grosse Pointe, Michigan auto insurance quotes from top companies.

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