Buy Cheap Groom, TX Auto Insurance (2021)

Groom, TX auto insurance rates average $332 a month. Minimum auto insurance requirements in Groom, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Groom, TX, compare Groom auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Groom after a DUI is Allstate
  • Average auto insurance rates in Groom, TX after a DUI are $4,485/year
  • Average auto insurance rates in Groom, TX for teens drivers are $6,844/year

Finding affordable Groom, Texas auto insurance can be challenging, but everything you need to know to buy cheap Groom, TX auto insurance with confidence is right here. Auto insurance rates in Groom are affected by local factors as well as personal ones like your driving record.

See how Groom, TX car insurance rates compare to Fort Worth auto insurance rates, El Paso auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Groom.

Don’t buy Groom, TX auto insurance until you’ve compared rates. Get free Groom, Texas auto insurance quotes when you enter your ZIP code above.

Groom, TX Minimum Auto Insurance Requirements

The required auto insurance in Groom, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Groom, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Groom, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Groom, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Groom, TX. Take a look at Groom, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Groom, Texas

Insurance Company Poor Fair Good
Allstate $6,978 $5,093 $4,347
American Family $7,827 $4,623 $4,001
GEICO $5,160 $2,919 $1,946
Nationwide $4,700 $3,754 $3,264
Progressive $5,350 $4,605 $4,261
State Farm $3,539 $2,201 $1,753
USAA $3,624 $2,022 $1,606

Buy Cheap Groom, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Groom, Texas auto insurance rates? Find out how car insurance rates in Groom, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Groom, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,617 $3,674 $3,576 $3,576 $9,094 $11,053 $4,481 $4,710
American Family $3,758 $4,104 $3,181 $3,584 $7,932 $10,557 $5,034 $5,718
GEICO $2,564 $2,699 $2,336 $2,547 $5,355 $5,609 $2,782 $2,842
Nationwide $2,471 $2,522 $2,179 $2,317 $6,871 $8,867 $2,888 $3,134
Progressive $2,557 $2,448 $2,266 $2,316 $10,490 $11,694 $3,042 $3,095
State Farm $1,784 $1,784 $1,578 $1,578 $4,116 $5,219 $1,928 $1,993
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Buy Cheap Groom, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Groom can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Groom, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Groom, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,094 $11,053
American Family $7,932 $10,557
GEICO $5,355 $5,609
Nationwide $6,871 $8,867
Progressive $10,490 $11,694
State Farm $4,116 $5,219
USAA $4,047 $4,518

Buy Cheap Groom, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Groom, Texas by comparing Groom senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Groom, TX here.

Annual Auto Insurance Rates for Senior Drivers in Groom, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $3,181 $3,584
GEICO $2,336 $2,547
Nationwide $2,179 $2,317
Progressive $2,266 $2,316
State Farm $1,578 $1,578
USAA $1,497 $1,531

Find Cheap Auto Insurance Rates in Groom, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Groom, Texas auto insurance. Compare Groom, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Groom, Texas

Insurance Company Low Medium High
Allstate $5,358 $5,430 $5,630
American Family $5,247 $5,363 $5,841
GEICO $3,237 $3,325 $3,463
Nationwide $4,229 $3,737 $3,753
Progressive $4,520 $4,719 $4,977
State Farm $2,383 $2,491 $2,619
USAA $2,364 $2,412 $2,475

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Find Cheap Groom, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Groom. Compare auto insurance rates in Groom, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Groom, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,351 $5,594
American Family $5,484 $5,484
GEICO $3,270 $3,414
Nationwide $3,906 $3,906
Progressive $4,738 $4,738
State Farm $2,498 $2,498
USAA $2,385 $2,449

Find Cheap Groom, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Groom, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Groom, TX, take a look at the average cost for various violations versus rates for a clean driving record in Groom.

Annual Groom, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,354 $6,467 $6,715 $4,354
American Family $5,046 $6,300 $5,542 $5,046
GEICO $2,834 $3,653 $3,198 $3,682
Nationwide $3,381 $3,381 $5,037 $3,826
Progressive $4,133 $5,324 $4,831 $4,666
State Farm $2,236 $2,543 $2,976 $2,236
USAA $1,833 $2,638 $3,094 $2,103

Find Cheap Groom, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Groom, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Groom for less when you shop around and compare rates from multiple Groom, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Groom, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,715
American Family $5,542
GEICO $3,198
Nationwide $5,037
Progressive $4,831
State Farm $2,976
USAA $3,094

Winners by Category: Where to Buy Cheap Auto Insurance in Groom, TX

Compare rates from the cheapest auto insurance companies in Groom, TX for your needs. Take a look at how Groom, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Groom, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Groom, Texas Auto Insurance Companies

If you’re looking for the cheapest Groom, TX auto insurance companies overall, you can compare them here. Find the best price for Groom, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Groom, Texas

Insurance Company Average Annual Rates
Allstate $5,473
American Family $5,484
GEICO $3,342
Nationwide $3,906
Progressive $4,738
State Farm $2,498
USAA $2,417

What affects Groom, Texas auto insurance rates?

Local factors affect auto insurance rates in Groom, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Groom auto insurance rates.

Commute Times in Groom

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Groom, TX is 22.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Groom, TX

You can buy cheap Groom, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Groom, Texas auto insurance quotes from top companies.

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