Buy Cheap Grinnell, IA Auto Insurance (2021)

Grinnell, IA auto insurance rates average $242 a month. Minimum auto insurance requirements in Grinnell, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Grinnell, IA, compare Grinnell auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Grinnell after a DUI is Travelers
  • Average auto insurance rates in Grinnell, IA are $242/month
  • Average auto insurance rates in Grinnell, IA after a DUI are $3,498/year

Finding affordable Grinnell, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Grinnell, IA auto insurance with confidence is right here. Auto insurance rates in Grinnell are affected by local factors as well as personal ones like your driving record.

See how Grinnell, IA car insurance rates compare to Ames auto insurance rates, Ankeny auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Grinnell.

Don’t buy Grinnell, IA auto insurance until you’ve compared rates. Get free Grinnell, Iowa auto insurance quotes when you enter your ZIP code above.

Grinnell, IA Minimum Auto Insurance Requirements

The required auto insurance in Grinnell, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Grinnell, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Grinnell, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Grinnell, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Grinnell, IA. Take a look at Grinnell, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Grinnell, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,630 $2,669 $2,246
Farmers $2,851 $2,367 $2,242
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,078 $3,771 $2,965
Nationwide $2,881 $2,258 $1,978
Progressive $2,896 $2,330 $2,106
State Farm $3,023 $1,871 $1,476
Travelers $6,411 $5,484 $5,228
USAA $2,242 $1,543 $1,337

Buy Cheap Grinnell, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grinnell, Iowa auto insurance rates? Find out how car insurance rates in Grinnell, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grinnell, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,835 $1,835 $1,643 $1,643 $4,913 $6,876 $1,835 $2,208
Farmers $1,531 $1,560 $1,370 $1,498 $4,667 $4,971 $2,074 $2,223
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,005 $2,172 $1,770 $2,150 $10,026 $11,277 $2,271 $2,501
Nationwide $1,649 $1,693 $1,470 $1,569 $3,796 $4,905 $1,867 $2,028
Progressive $1,740 $1,682 $1,436 $1,486 $4,156 $4,697 $2,094 $2,261
State Farm $1,380 $1,380 $1,212 $1,212 $3,741 $4,741 $1,551 $1,768
Travelers $2,545 $2,595 $2,490 $2,491 $11,504 $18,255 $2,660 $3,122
USAA $1,147 $1,160 $1,055 $1,075 $3,071 $3,260 $1,373 $1,516

Buy Cheap Grinnell, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grinnell can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grinnell, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grinnell, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $4,913 $6,876
Farmers $4,667 $4,971
GEICO $4,328 $4,022
Liberty Mutual $10,026 $11,277
Nationwide $3,796 $4,905
Progressive $4,156 $4,697
State Farm $3,741 $4,741
Travelers $11,504 $18,255
USAA $3,071 $3,260

Buy Cheap Grinnell, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Grinnell, Iowa by comparing Grinnell senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grinnell, IA here.

Annual Auto Insurance Rates for Senior Drivers in Grinnell, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,643 $1,643
Farmers $1,370 $1,498
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,470 $1,569
Progressive $1,436 $1,486
State Farm $1,212 $1,212
Travelers $2,490 $2,491
USAA $1,055 $1,075

Find Cheap Auto Insurance Rates in Grinnell, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grinnell, Iowa auto insurance. Compare Grinnell, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grinnell, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $2,859 $3,007 $2,680
Farmers $2,382 $2,494 $2,584
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,096 $4,264 $4,454
Nationwide $2,476 $2,359 $2,281
Progressive $2,307 $2,452 $2,573
State Farm $2,021 $2,135 $2,214
Travelers $5,398 $5,792 $5,933
USAA $1,614 $1,713 $1,795

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Find Cheap Grinnell, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grinnell. Compare auto insurance rates in Grinnell, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grinnell, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $2,815 $2,882
Farmers $2,487 $2,487
GEICO $2,294 $2,387
Liberty Mutual $4,271 $4,271
Nationwide $2,372 $2,372
Progressive $2,444 $2,444
State Farm $2,072 $2,174
Travelers $5,708 $5,708
USAA $1,645 $1,769

Find Cheap Grinnell, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Grinnell, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grinnell, IA, take a look at the average cost for various violations versus rates for a clean driving record in Grinnell.

Annual Grinnell, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,055 $3,018 $3,904 $2,416
Farmers $2,118 $2,631 $2,670 $2,528
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,687 $4,571 $4,649 $4,179
Nationwide $1,721 $2,466 $3,356 $1,945
Progressive $1,968 $3,209 $2,134 $2,464
State Farm $1,965 $2,281 $2,123 $2,123
Travelers $4,145 $5,556 $7,441 $5,689
USAA $1,305 $1,751 $2,274 $1,498

Find Cheap Grinnell, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grinnell, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Grinnell for less when you shop around and compare rates from multiple Grinnell, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grinnell, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,222
American Family $3,904
Farmers $2,670
GEICO $3,206
Liberty Mutual $4,649
Nationwide $3,356
Progressive $2,134
State Farm $2,123
Travelers $7,441
USAA $2,274

Winners by Category: Where to Buy Cheap Auto Insurance in Grinnell, IA

Compare rates from the cheapest auto insurance companies in Grinnell, IA for your needs. Take a look at how Grinnell, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grinnell, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Grinnell, Iowa Auto Insurance Companies

If you’re looking for the cheapest Grinnell, IA auto insurance companies overall, you can compare them here. Find the best price for Grinnell, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Grinnell, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $2,848
Farmers $2,487
GEICO $2,341
Liberty Mutual $4,271
Nationwide $2,372
Progressive $2,444
State Farm $2,123
Travelers $5,708
USAA $1,707

What affects Grinnell, Iowa auto insurance rates?

Local factors affect auto insurance rates in Grinnell, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Grinnell auto insurance rates.

Commute Times in Grinnell

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grinnell, IA is 14.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Grinnell, IA

You can buy cheap Grinnell, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grinnell, Iowa auto insurance quotes from top companies.

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