Buy Cheap Grimes, IA Auto Insurance (2021)

Grimes, IA auto insurance rates average $233 a month. Minimum auto insurance requirements in Grimes, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Grimes, IA, compare Grimes auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Grimes after a DUI is Travelers
  • Average auto insurance rates in Grimes, IA after a DUI are $3,373/year
  • Average auto insurance rates in Grimes, IA are $233/month

Finding affordable Grimes, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Grimes, IA auto insurance with confidence is right here. Auto insurance rates in Grimes are affected by local factors as well as personal ones like your driving record.

See how Grimes, IA car insurance rates compare to Cedar Rapids auto insurance rates, Waterloo auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Grimes.

Don’t buy Grimes, IA auto insurance until you’ve compared rates. Get free Grimes, Iowa auto insurance quotes when you enter your ZIP code above.

Grimes, IA Minimum Auto Insurance Requirements

The required auto insurance in Grimes, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Grimes, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Grimes, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Grimes, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Grimes, IA. Take a look at Grimes, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Grimes, Iowa

Insurance Company Poor Fair Good
Allstate $3,559 $2,828 $2,553
American Family $3,506 $2,577 $2,174
Farmers $2,880 $2,389 $2,262
GEICO $2,555 $2,127 $1,700
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $2,949 $2,332 $2,039
Progressive $2,353 $1,938 $1,769
State Farm $2,882 $1,784 $1,407
Travelers $5,545 $4,745 $4,524
USAA $2,308 $1,601 $1,392

Buy Cheap Grimes, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grimes, Iowa auto insurance rates? Find out how car insurance rates in Grimes, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grimes, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,835 $1,722 $1,748 $5,816 $6,590 $2,074 $2,130
American Family $1,763 $1,763 $1,583 $1,583 $4,787 $6,660 $1,763 $2,116
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,721 $1,538 $1,590 $1,465 $3,985 $3,688 $1,587 $1,446
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,668 $1,702 $1,492 $1,581 $3,992 $5,118 $1,906 $2,062
Progressive $1,353 $1,280 $1,124 $1,167 $3,699 $4,152 $1,625 $1,758
State Farm $1,250 $1,250 $1,122 $1,122 $3,726 $4,686 $1,413 $1,624
Travelers $2,191 $2,232 $2,148 $2,150 $9,952 $15,876 $2,286 $2,667
USAA $1,164 $1,166 $1,079 $1,085 $3,279 $3,453 $1,386 $1,524

Buy Cheap Grimes, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grimes can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grimes, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grimes, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,816 $6,590
American Family $4,787 $6,660
Farmers $4,711 $5,019
GEICO $3,985 $3,688
Liberty Mutual $10,064 $11,330
Nationwide $3,992 $5,118
Progressive $3,699 $4,152
State Farm $3,726 $4,686
Travelers $9,952 $15,876
USAA $3,279 $3,453

Buy Cheap Grimes, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Grimes, Iowa by comparing Grimes senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grimes, IA here.

Annual Auto Insurance Rates for Senior Drivers in Grimes, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,722 $1,748
American Family $1,583 $1,583
Farmers $1,383 $1,513
GEICO $1,590 $1,465
Liberty Mutual $1,831 $2,225
Nationwide $1,492 $1,581
Progressive $1,124 $1,167
State Farm $1,122 $1,122
Travelers $2,148 $2,150
USAA $1,079 $1,085

Find Cheap Auto Insurance Rates in Grimes, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grimes, Iowa auto insurance. Compare Grimes, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grimes, Iowa

Insurance Company Low Medium High
Allstate $2,888 $2,983 $3,069
American Family $2,747 $2,906 $2,604
Farmers $2,401 $2,518 $2,611
GEICO $1,985 $2,127 $2,271
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,521 $2,439 $2,361
Progressive $1,891 $2,033 $2,135
State Farm $1,899 $2,039 $2,134
Travelers $4,622 $5,014 $5,178
USAA $1,661 $1,774 $1,866

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Find Cheap Grimes, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grimes. Compare auto insurance rates in Grimes, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grimes, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,909 $3,051
American Family $2,720 $2,784
Farmers $2,510 $2,510
GEICO $2,091 $2,164
Liberty Mutual $4,343 $4,343
Nationwide $2,440 $2,440
Progressive $2,020 $2,020
State Farm $1,974 $2,074
Travelers $4,938 $4,938
USAA $1,703 $1,831

Find Cheap Grimes, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Grimes, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grimes, IA, take a look at the average cost for various violations versus rates for a clean driving record in Grimes.

Annual Grimes, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,509 $3,056 $3,525 $2,828
American Family $1,986 $2,920 $3,771 $2,333
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,579 $2,246 $2,993 $1,692
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,782 $2,536 $3,434 $2,008
Progressive $1,614 $2,697 $1,755 $2,014
State Farm $1,851 $2,197 $2,024 $2,024
Travelers $3,589 $4,803 $6,437 $4,922
USAA $1,342 $1,819 $2,361 $1,545

Find Cheap Grimes, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grimes, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Grimes for less when you shop around and compare rates from multiple Grimes, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grimes, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,525
American Family $3,771
Farmers $2,697
GEICO $2,993
Liberty Mutual $4,732
Nationwide $3,434
Progressive $1,755
State Farm $2,024
Travelers $6,437
USAA $2,361

Winners by Category: Where to Buy Cheap Auto Insurance in Grimes, IA

Compare rates from the cheapest auto insurance companies in Grimes, IA for your needs. Take a look at how Grimes, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grimes, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Grimes, Iowa Auto Insurance Companies

If you’re looking for the cheapest Grimes, IA auto insurance companies overall, you can compare them here. Find the best price for Grimes, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Grimes, Iowa

Insurance Company Average Annual Rates
Allstate $2,980
American Family $2,752
Farmers $2,510
GEICO $2,127
Liberty Mutual $4,343
Nationwide $2,440
Progressive $2,020
State Farm $2,024
Travelers $4,938
USAA $1,767

What affects Grimes, Iowa auto insurance rates?

Local factors affect auto insurance rates in Grimes, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Grimes auto insurance rates.

Commute Times in Grimes

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grimes, IA is 20.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Grimes, IA

You can buy cheap Grimes, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grimes, Iowa auto insurance quotes from top companies.

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