Buy Cheap Grayling, MI Auto Insurance (2022)

Grayling, MI auto insurance rates average $791 a month. Minimum auto insurance requirements in Grayling, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Grayling, MI, compare Grayling auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Grayling is Allstate
  • Average auto insurance rates in Grayling, MI are $791/month
  • Average auto insurance rates in Grayling, MI for teens drivers are $17,766/year

Finding affordable Grayling, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Grayling, MI auto insurance with confidence is right here. Auto insurance rates in Grayling are affected by local factors as well as personal ones like your driving record.

See how Grayling, MI car insurance rates compare to Detroit auto insurance rates, Troy auto insurance rates, and Warren auto insurance rates before you read more about the cost of auto insurance in Grayling.

Don’t buy Grayling, MI auto insurance until you’ve compared rates. Get free Grayling, Michigan auto insurance quotes when you enter your ZIP code above.

Grayling, MI Minimum Auto Insurance Requirements

The required auto insurance in Grayling, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Grayling, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Grayling, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Grayling, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Grayling, MI. Take a look at Grayling, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Grayling, Michigan

Insurance Company Poor Fair Good
Allstate $37,235 $20,451 $15,262
Farmers $6,828 $4,561 $4,219
GEICO $7,256 $5,335 $4,341
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,815 $5,154 $4,393
Progressive $5,856 $4,922 $4,434
State Farm $17,081 $8,653 $5,883
Travelers $8,534 $8,275 $8,170
USAA $5,490 $3,119 $2,378

Buy Cheap Grayling, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grayling, Michigan auto insurance rates? Find out how car insurance rates in Grayling, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grayling, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,170 $18,170 $17,000 $17,000 $42,994 $42,994 $19,100 $19,100
Farmers $3,929 $3,929 $3,664 $3,664 $8,806 $8,806 $4,411 $4,411
GEICO $3,946 $3,946 $3,985 $3,985 $10,871 $10,871 $3,774 $3,774
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,888 $3,888 $3,463 $3,463 $10,205 $10,205 $4,260 $4,260
Progressive $3,004 $2,800 $2,650 $2,956 $10,852 $11,563 $3,498 $3,245
State Farm $6,414 $6,414 $5,941 $5,941 $22,280 $22,280 $7,522 $7,522
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,665 $2,538 $2,501 $2,371 $6,546 $6,259 $3,265 $3,153

Buy Cheap Grayling, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grayling can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grayling, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grayling, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,994 $42,994
Farmers $8,806 $8,806
GEICO $10,871 $10,871
Liberty Mutual $30,474 $30,474
Nationwide $10,205 $10,205
Progressive $10,852 $11,563
State Farm $22,280 $22,280
Travelers $16,861 $16,861
USAA $6,546 $6,259

Buy Cheap Grayling, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Grayling, Michigan by comparing Grayling senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grayling, MI here.

Annual Auto Insurance Rates for Senior Drivers in Grayling, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,000 $17,000
Farmers $3,664 $3,664
GEICO $3,985 $3,985
Liberty Mutual $12,695 $12,695
Nationwide $3,463 $3,463
Progressive $2,650 $2,956
State Farm $5,941 $5,941
Travelers $4,792 $4,792
USAA $2,501 $2,371

Find Cheap Auto Insurance Rates in Grayling, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grayling, Michigan auto insurance. Compare Grayling, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grayling, Michigan

Insurance Company Low Medium High
Allstate $23,761 $24,365 $24,821
Farmers $5,064 $5,191 $5,352
GEICO $5,288 $5,596 $6,048
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,695 $5,365 $5,302
Progressive $4,921 $5,077 $5,215
State Farm $10,019 $10,603 $10,995
Travelers $8,241 $8,334 $8,405
USAA $3,566 $3,670 $3,751

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Find Cheap Grayling, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grayling. Compare auto insurance rates in Grayling, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grayling, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,316 $24,316
Farmers $5,202 $5,202
GEICO $5,512 $5,776
Liberty Mutual $16,605 $17,805
Nationwide $5,454 $5,454
Progressive $5,071 $5,071
State Farm $10,256 $10,822
Travelers $8,279 $8,375
USAA $3,620 $3,704

Find Cheap Grayling, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Grayling, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grayling, MI, take a look at the average cost for various violations versus rates for a clean driving record in Grayling.

Annual Grayling, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,775 $15,848 $53,138 $16,502
Farmers $4,377 $5,570 $5,496 $5,366
GEICO $2,031 $4,206 $12,639 $3,701
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,677 $6,220 $5,661 $5,258
Progressive $4,302 $5,641 $5,076 $5,265
State Farm $6,743 $8,064 $17,305 $10,044
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,946 $3,672 $4,818 $3,213

Find Cheap Grayling, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grayling, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Grayling for less when you shop around and compare rates from multiple Grayling, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grayling, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,138
Farmers $5,496
GEICO $12,639
Liberty Mutual $26,565
Nationwide $5,661
Progressive $5,076
State Farm $17,305
Travelers $12,908
USAA $4,818

Winners by Category: Where to Buy Cheap Auto Insurance in Grayling, MI

Compare rates from the cheapest auto insurance companies in Grayling, MI for your needs. Take a look at how Grayling, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grayling, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Grayling, Michigan Auto Insurance Companies

If you’re looking for the cheapest Grayling, MI auto insurance companies overall, you can compare them here. Find the best price for Grayling, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Grayling, Michigan

Insurance Company Average Annual Rates
Allstate $24,316
Farmers $5,202
GEICO $5,644
Liberty Mutual $17,205
Nationwide $5,454
Progressive $5,071
State Farm $10,539
Travelers $8,327
USAA $3,662

What affects Grayling, Michigan auto insurance rates?

Local factors affect auto insurance rates in Grayling, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Grayling auto insurance rates.

Auto Theft in Grayling

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Grayling, MI auto theft show a total of 2 vehicle thefts annually.

Commute Times in Grayling

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grayling, MI is 14.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Grayling, MI

You can buy cheap Grayling, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grayling, Michigan auto insurance quotes from top companies.

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