Buy Cheap Grass Valley, CA Auto Insurance (2021)

Grass Valley, CA auto insurance rates average $263 a month. Minimum auto insurance requirements in Grass Valley, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Grass Valley, CA, compare Grass Valley auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Grass Valley, CA after a DUI are $4,413/year
  • Average auto insurance rates in Grass Valley, CA for teens drivers are $5,286/year
  • The most expensive auto insurance company in Grass Valley is Farmers

Finding affordable Grass Valley, California auto insurance can be challenging, but everything you need to know to buy cheap Grass Valley, CA auto insurance with confidence is right here. Auto insurance rates in Grass Valley are affected by local factors as well as personal ones like your driving record.

See how Grass Valley, CA car insurance rates compare to Fresno auto insurance rates, Anaheim auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Grass Valley.

Don’t buy Grass Valley, CA auto insurance until you’ve compared rates. Get free Grass Valley, California auto insurance quotes when you enter your ZIP code above.

Grass Valley, CA Minimum Auto Insurance Requirements

The required auto insurance in Grass Valley, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Grass Valley, California is outlined here.

Minimum Required Auto Insurance Coverage in Grass Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Grass Valley, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grass Valley, California auto insurance rates? Find out how car insurance rates in Grass Valley, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grass Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,252 $2,259 $1,644 $1,664 $6,115 $7,690 $2,879 $3,176
Farmers $2,302 $2,302 $2,066 $2,066 $7,336 $12,070 $2,726 $3,032
GEICO $1,615 $1,617 $1,521 $1,521 $4,886 $4,973 $2,316 $2,372
Liberty Mutual $2,135 $2,020 $1,978 $1,916 $4,587 $4,890 $2,403 $2,432
Nationwide $2,787 $2,666 $2,431 $2,298 $6,962 $7,701 $3,310 $3,281
Progressive $1,608 $1,652 $1,388 $1,635 $4,315 $5,167 $2,326 $2,495
State Farm $2,731 $2,731 $2,435 $2,435 $4,956 $6,149 $3,018 $3,112
Travelers $2,141 $2,078 $1,890 $1,871 $4,322 $4,916 $2,751 $2,704
USAA $1,801 $1,708 $1,756 $1,765 $4,091 $4,107 $2,484 $2,349

Buy Cheap Grass Valley, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grass Valley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grass Valley, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grass Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,115 $7,690
Farmers $7,336 $12,070
GEICO $4,886 $4,973
Liberty Mutual $4,587 $4,890
Nationwide $6,962 $7,701
Progressive $4,315 $5,167
State Farm $4,956 $6,149
Travelers $4,322 $4,916
USAA $4,091 $4,107

Buy Cheap Grass Valley, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Grass Valley, California by comparing Grass Valley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grass Valley, CA here.

Annual Auto Insurance Rates for Senior Drivers in Grass Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,664
Farmers $2,066 $2,066
GEICO $1,521 $1,521
Liberty Mutual $1,978 $1,916
Nationwide $2,431 $2,298
Progressive $1,388 $1,635
State Farm $2,435 $2,435
Travelers $1,890 $1,871
USAA $1,756 $1,765

Find Cheap Auto Insurance Rates in Grass Valley, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grass Valley, California auto insurance. Compare Grass Valley, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grass Valley, California

Insurance Company Low Medium High
Allstate $3,269 $3,491 $3,620
Farmers $3,965 $4,268 $4,480
GEICO $2,369 $2,632 $2,807
Liberty Mutual $2,603 $2,817 $2,966
Nationwide $3,541 $3,992 $4,255
Progressive $2,261 $2,661 $2,797
State Farm $3,153 $3,494 $3,691
Travelers $2,468 $2,908 $3,126
USAA $2,269 $2,557 $2,697

Find Cheap Grass Valley, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grass Valley. Compare auto insurance rates in Grass Valley, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grass Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,120 $3,800
Farmers $3,846 $4,629
GEICO $2,364 $2,841
Liberty Mutual $2,564 $3,026
Nationwide $3,474 $4,385
Progressive $2,335 $2,812
State Farm $3,321 $3,571
Travelers $2,557 $3,112
USAA $2,310 $2,705

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Find Cheap Grass Valley, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Grass Valley, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Grass Valley, CA to see how much where you live in Grass Valley affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Grass Valley, California

ZIP Code Average Annual Rates
95945 $4,308
95949 $4,490

Find Cheap Grass Valley, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Grass Valley, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grass Valley, CA, take a look at the average cost for various violations versus rates for a clean driving record in Grass Valley.

Annual Grass Valley, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,095 $3,505 $5,500 $2,740
Farmers $3,131 $4,264 $5,318 $4,237
GEICO $1,823 $2,800 $3,527 $2,261
Liberty Mutual $2,425 $3,251 $2,935 $2,570
Nationwide $2,745 $3,516 $5,942 $3,516
Progressive $1,682 $2,868 $3,318 $2,425
State Farm $2,453 $2,930 $5,551 $2,850
Travelers $1,915 $3,074 $3,565 $2,783
USAA $1,667 $2,477 $4,060 $1,826

Find Cheap Grass Valley, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grass Valley, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Grass Valley for less when you shop around and compare rates from multiple Grass Valley, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grass Valley, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,500
Farmers $5,318
GEICO $3,527
Liberty Mutual $2,935
Nationwide $5,942
Progressive $3,318
State Farm $5,551
Travelers $3,565
USAA $4,060

Winners by Category: Where to Buy Cheap Auto Insurance in Grass Valley, CA

Compare rates from the cheapest auto insurance companies in Grass Valley, CA for your needs. Take a look at how Grass Valley, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grass Valley, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Grass Valley, California Auto Insurance Companies

If you’re looking for the cheapest Grass Valley, CA auto insurance companies overall, you can compare them here. Find the best price for Grass Valley, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Grass Valley, California

Insurance Company Average Annual Rates
Allstate $3,460
Farmers $4,237
GEICO $2,603
Liberty Mutual $2,795
Nationwide $3,930
Progressive $2,573
State Farm $3,446
Travelers $2,834
USAA $2,508

What affects Grass Valley, California auto insurance rates?

Local factors affect auto insurance rates in Grass Valley, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Grass Valley auto insurance rates.

Auto Theft in Grass Valley

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Grass Valley, CA auto theft show a total of 50 vehicle thefts annually.

Compare Auto Insurance Quotes in Grass Valley, CA

You can buy cheap Grass Valley, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grass Valley, California auto insurance quotes from top companies.

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