Buy Cheap Granite Shoals, TX Auto Insurance (2021)

Granite Shoals, TX auto insurance rates average $324 a month. Minimum auto insurance requirements in Granite Shoals, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Granite Shoals, TX, compare Granite Shoals auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Granite Shoals, TX are $324/month
  • Average auto insurance rates in Granite Shoals, TX for teens drivers are $6,828/year
  • The most expensive auto insurance company in Granite Shoals is American Family

Finding affordable Granite Shoals, Texas auto insurance can be challenging, but everything you need to know to buy cheap Granite Shoals, TX auto insurance with confidence is right here. Auto insurance rates in Granite Shoals are affected by local factors as well as personal ones like your driving record.

See how Granite Shoals, TX car insurance rates compare to Corpus Christi auto insurance rates, Plano auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Granite Shoals.

Don’t buy Granite Shoals, TX auto insurance until you’ve compared rates. Get free Granite Shoals, Texas auto insurance quotes when you enter your ZIP code above.

Granite Shoals, TX Minimum Auto Insurance Requirements

The required auto insurance in Granite Shoals, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Granite Shoals, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Granite Shoals, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Granite Shoals, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Granite Shoals, TX. Take a look at Granite Shoals, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Granite Shoals, Texas

Insurance Company Poor Fair Good
Allstate $6,220 $4,577 $3,922
American Family $7,178 $4,413 $3,815
GEICO $5,140 $2,908 $1,938
Nationwide $4,775 $3,830 $3,326
Progressive $5,015 $4,304 $3,978
State Farm $4,303 $2,673 $2,127
USAA $3,502 $2,022 $1,626

Buy Cheap Granite Shoals, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Granite Shoals, Texas auto insurance rates? Find out how car insurance rates in Granite Shoals, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Granite Shoals, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,150 $3,176 $3,107 $3,107 $8,486 $10,243 $3,908 $4,073
American Family $3,321 $3,664 $2,935 $3,340 $7,790 $10,227 $4,593 $5,211
GEICO $2,477 $2,669 $2,384 $2,688 $5,396 $5,648 $2,679 $2,689
Nationwide $2,485 $2,529 $2,192 $2,324 $7,088 $9,111 $2,923 $3,165
Progressive $2,414 $2,321 $2,134 $2,183 $9,731 $10,858 $2,877 $2,943
State Farm $2,145 $2,145 $1,901 $1,901 $5,042 $6,412 $2,325 $2,404
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

Buy Cheap Granite Shoals, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Granite Shoals can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Granite Shoals, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Granite Shoals, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,486 $10,243
American Family $7,790 $10,227
GEICO $5,396 $5,648
Nationwide $7,088 $9,111
Progressive $9,731 $10,858
State Farm $5,042 $6,412
USAA $4,265 $4,651

Buy Cheap Granite Shoals, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Granite Shoals, Texas by comparing Granite Shoals senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Granite Shoals, TX here.

Annual Auto Insurance Rates for Senior Drivers in Granite Shoals, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,107 $3,107
American Family $2,935 $3,340
GEICO $2,384 $2,688
Nationwide $2,192 $2,324
Progressive $2,134 $2,183
State Farm $1,901 $1,901
USAA $1,451 $1,442

Find Cheap Auto Insurance Rates in Granite Shoals, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Granite Shoals, Texas auto insurance. Compare Granite Shoals, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Granite Shoals, Texas

Insurance Company Low Medium High
Allstate $4,813 $4,871 $5,035
American Family $4,849 $4,981 $5,576
GEICO $3,167 $3,290 $3,530
Nationwide $4,307 $3,808 $3,817
Progressive $4,254 $4,415 $4,628
State Farm $2,897 $3,028 $3,178
USAA $2,305 $2,374 $2,471

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Find Cheap Granite Shoals, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Granite Shoals. Compare auto insurance rates in Granite Shoals, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Granite Shoals, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,789 $5,024
American Family $5,135 $5,135
GEICO $3,267 $3,391
Nationwide $3,977 $3,977
Progressive $4,432 $4,432
State Farm $3,034 $3,034
USAA $2,353 $2,414

Find Cheap Granite Shoals, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Granite Shoals, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Granite Shoals, TX, take a look at the average cost for various violations versus rates for a clean driving record in Granite Shoals.

Annual Granite Shoals, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,788 $5,884 $6,166 $3,788
American Family $4,696 $5,941 $5,208 $4,696
GEICO $2,826 $3,732 $3,121 $3,637
Nationwide $3,446 $3,446 $5,120 $3,896
Progressive $3,870 $4,964 $4,525 $4,370
State Farm $2,708 $3,091 $3,631 $2,708
USAA $1,778 $2,621 $3,093 $2,041

Find Cheap Granite Shoals, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Granite Shoals, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Granite Shoals for less when you shop around and compare rates from multiple Granite Shoals, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Granite Shoals, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,166
American Family $5,208
GEICO $3,121
Nationwide $5,120
Progressive $4,525
State Farm $3,631
USAA $3,093

Winners by Category: Where to Buy Cheap Auto Insurance in Granite Shoals, TX

Compare rates from the cheapest auto insurance companies in Granite Shoals, TX for your needs. Take a look at how Granite Shoals, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Granite Shoals, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Granite Shoals, Texas Auto Insurance Companies

If you’re looking for the cheapest Granite Shoals, TX auto insurance companies overall, you can compare them here. Find the best price for Granite Shoals, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Granite Shoals, Texas

Insurance Company Average Annual Rates
Allstate $4,906
American Family $5,135
GEICO $3,329
Nationwide $3,977
Progressive $4,432
State Farm $3,034
USAA $2,383

What affects Granite Shoals, Texas auto insurance rates?

Local factors affect auto insurance rates in Granite Shoals, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Granite Shoals auto insurance rates.

Auto Theft in Granite Shoals

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Granite Shoals, TX auto theft show a total of 2 vehicle thefts annually.

Commute Times in Granite Shoals

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Granite Shoals, TX is 21.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Granite Shoals, TX

You can buy cheap Granite Shoals, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Granite Shoals, Texas auto insurance quotes from top companies.

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