Buy Cheap Granite, CO Auto Insurance (2021)

Granite, CO auto insurance rates average $314 a month. Minimum auto insurance requirements in Granite, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Granite, CO, compare Granite auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Granite after a DUI is Allstate
  • Average auto insurance rates in Granite, CO are $314/month
  • Average auto insurance rates in Granite, CO for teens drivers are $7,298/year

Finding affordable Granite, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Granite, CO auto insurance with confidence is right here. Auto insurance rates in Granite are affected by local factors as well as personal ones like your driving record.

See how Granite, CO car insurance rates compare to Denver auto insurance rates, Centennial auto insurance rates, and Boulder auto insurance rates before you read more about the cost of auto insurance in Granite.

Don’t buy Granite, CO auto insurance until you’ve compared rates. Get free Granite, Colorado auto insurance quotes when you enter your ZIP code above.

Granite, CO Minimum Auto Insurance Requirements

The required auto insurance in Granite, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Granite, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Granite, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Granite, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Granite, CO. Take a look at Granite, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Granite, Colorado

Insurance Company Poor Fair Good
Allstate $7,626 $5,871 $4,432
American Family $4,927 $3,507 $2,935
Farmers $5,913 $4,811 $4,574
GEICO $3,209 $2,672 $2,136
Liberty Mutual $4,030 $2,447 $1,954
Nationwide $3,990 $3,154 $2,751
Progressive $4,934 $4,212 $3,867
State Farm $3,771 $2,425 $1,955
USAA $4,757 $2,700 $2,160

Buy Cheap Granite, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Granite, Colorado auto insurance rates? Find out how car insurance rates in Granite, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Granite, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,652 $3,411 $3,268 $3,305 $12,716 $13,336 $4,044 $4,082
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $3,000 $2,980 $2,716 $2,911 $11,182 $11,317 $3,311 $3,376
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,918 $1,895 $1,607 $1,763 $5,421 $5,933 $1,946 $2,000
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,633 $2,461 $2,295 $2,286 $9,051 $10,119 $2,969 $2,885
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Granite, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Granite can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Granite, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Granite, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,716 $13,336
American Family $6,284 $8,441
Farmers $11,182 $11,317
GEICO $5,302 $5,671
Liberty Mutual $5,421 $5,933
Nationwide $5,513 $7,064
Progressive $9,051 $10,119
State Farm $4,884 $6,178
USAA $5,325 $6,108

Buy Cheap Granite, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Granite, Colorado by comparing Granite senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Granite, CO here.

Annual Auto Insurance Rates for Senior Drivers in Granite, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,268 $3,305
American Family $2,333 $2,333
Farmers $2,716 $2,911
GEICO $1,751 $1,963
Liberty Mutual $1,607 $1,763
Nationwide $1,977 $2,093
Progressive $2,295 $2,286
State Farm $1,534 $1,534
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Granite, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Granite, Colorado auto insurance. Compare Granite, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Granite, Colorado

Insurance Company Low Medium High
Allstate $5,697 $5,959 $6,273
American Family $3,623 $3,868 $3,879
Farmers $4,530 $5,034 $5,734
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,679 $2,803 $2,950
Nationwide $3,323 $3,295 $3,276
Progressive $3,998 $4,351 $4,663
State Farm $2,548 $2,717 $2,886
USAA $3,077 $3,205 $3,334

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Find Cheap Granite, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Granite. Compare auto insurance rates in Granite, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Granite, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,976 $5,976
American Family $3,709 $3,871
Farmers $5,099 $5,099
GEICO $2,618 $2,726
Liberty Mutual $2,810 $2,810
Nationwide $3,298 $3,298
Progressive $4,337 $4,337
State Farm $2,651 $2,783
USAA $3,115 $3,296

Find Cheap Granite, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Granite, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Granite, CO, take a look at the average cost for various violations versus rates for a clean driving record in Granite.

Annual Granite, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,083 $5,852 $7,197 $5,774
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,312 $5,527 $5,450 $5,107
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,451 $2,876 $3,008 $2,906
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,751 $5,263 $3,960 $4,376
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Granite, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Granite, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Granite for less when you shop around and compare rates from multiple Granite, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Granite, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,197
American Family $5,208
Farmers $5,450
GEICO $3,404
Liberty Mutual $3,008
Nationwide $4,398
Progressive $3,960
State Farm $2,717
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Granite, CO

Compare rates from the cheapest auto insurance companies in Granite, CO for your needs. Take a look at how Granite, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Granite, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Granite, Colorado Auto Insurance Companies

If you’re looking for the cheapest Granite, CO auto insurance companies overall, you can compare them here. Find the best price for Granite, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Granite, Colorado

Insurance Company Average Annual Rates
Allstate $5,976
American Family $3,790
Farmers $5,099
GEICO $2,672
Liberty Mutual $2,810
Nationwide $3,298
Progressive $4,337
State Farm $2,717
USAA $3,206

Compare Auto Insurance Quotes in Granite, CO

You can buy cheap Granite, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Granite, Colorado auto insurance quotes from top companies.

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