Buy Cheap Grand Terrace, CA Auto Insurance (2021)

Grand Terrace, CA auto insurance rates average $306 a month. Minimum auto insurance requirements in Grand Terrace, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Grand Terrace, CA, compare Grand Terrace auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Grand Terrace is Farmers
  • The most expensive auto insurance company in Grand Terrace after a DUI is Allstate
  • Average auto insurance rates in Grand Terrace, CA after a DUI are $5,170/year

Finding affordable Grand Terrace, California auto insurance can be challenging, but everything you need to know to buy cheap Grand Terrace, CA auto insurance with confidence is right here. Auto insurance rates in Grand Terrace are affected by local factors as well as personal ones like your driving record.

See how Grand Terrace, CA car insurance rates compare to Fresno auto insurance rates, San Francisco auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Grand Terrace.

Don’t buy Grand Terrace, CA auto insurance until you’ve compared rates. Get free Grand Terrace, California auto insurance quotes when you enter your ZIP code above.

Grand Terrace, CA Minimum Auto Insurance Requirements

The required auto insurance in Grand Terrace, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Grand Terrace, California is outlined here.

Minimum Required Auto Insurance Coverage in Grand Terrace, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Grand Terrace, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grand Terrace, California auto insurance rates? Find out how car insurance rates in Grand Terrace, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grand Terrace, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,069 $3,076 $2,232 $2,260 $8,550 $10,773 $3,954 $4,366
Farmers $2,856 $2,856 $2,580 $2,580 $9,106 $14,896 $3,384 $3,769
GEICO $1,795 $1,796 $1,688 $1,688 $5,451 $5,534 $2,576 $2,629
Liberty Mutual $2,180 $2,059 $2,029 $1,965 $4,722 $5,043 $2,451 $2,478
Nationwide $3,083 $2,942 $2,703 $2,547 $7,845 $8,661 $3,672 $3,626
Progressive $1,710 $1,762 $1,457 $1,729 $4,569 $5,515 $2,472 $2,661
State Farm $3,403 $3,403 $3,041 $3,041 $6,273 $7,791 $3,766 $3,882
Travelers $2,461 $2,384 $2,175 $2,152 $5,077 $5,818 $3,204 $3,135
USAA $1,819 $1,725 $1,773 $1,782 $4,131 $4,162 $2,518 $2,381

Buy Cheap Grand Terrace, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grand Terrace can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grand Terrace, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grand Terrace, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,550 $10,773
Farmers $9,106 $14,896
GEICO $5,451 $5,534
Liberty Mutual $4,722 $5,043
Nationwide $7,845 $8,661
Progressive $4,569 $5,515
State Farm $6,273 $7,791
Travelers $5,077 $5,818
USAA $4,131 $4,162

Buy Cheap Grand Terrace, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Grand Terrace, California by comparing Grand Terrace senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grand Terrace, CA here.

Annual Auto Insurance Rates for Senior Drivers in Grand Terrace, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,232 $2,260
Farmers $2,580 $2,580
GEICO $1,688 $1,688
Liberty Mutual $2,029 $1,965
Nationwide $2,703 $2,547
Progressive $1,457 $1,729
State Farm $3,041 $3,041
Travelers $2,175 $2,152
USAA $1,773 $1,782

Find Cheap Auto Insurance Rates in Grand Terrace, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grand Terrace, California auto insurance. Compare Grand Terrace, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grand Terrace, California

Insurance Company Low Medium High
Allstate $4,547 $4,824 $4,984
Farmers $4,883 $5,295 $5,582
GEICO $2,590 $2,932 $3,163
Liberty Mutual $2,658 $2,893 $3,048
Nationwide $3,932 $4,461 $4,762
Progressive $2,452 $2,814 $2,938
State Farm $3,881 $4,401 $4,693
Travelers $2,890 $3,387 $3,624
USAA $2,309 $2,584 $2,716

Find Cheap Grand Terrace, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grand Terrace. Compare auto insurance rates in Grand Terrace, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grand Terrace, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,317 $5,254
Farmers $4,766 $5,741
GEICO $2,629 $3,160
Liberty Mutual $2,632 $3,101
Nationwide $3,871 $4,899
Progressive $2,484 $2,985
State Farm $4,167 $4,483
Travelers $2,969 $3,632
USAA $2,339 $2,734

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Find Cheap Grand Terrace, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Grand Terrace, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grand Terrace, CA, take a look at the average cost for various violations versus rates for a clean driving record in Grand Terrace.

Annual Grand Terrace, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,874 $4,863 $7,624 $3,780
Farmers $3,885 $5,290 $6,586 $5,252
GEICO $2,023 $3,126 $3,920 $2,510
Liberty Mutual $2,487 $3,332 $3,008 $2,636
Nationwide $3,061 $3,923 $6,632 $3,923
Progressive $1,788 $3,040 $3,536 $2,574
State Farm $3,087 $3,681 $6,951 $3,582
Travelers $2,203 $3,587 $4,172 $3,240
USAA $1,686 $2,510 $4,103 $1,847

Find Cheap Grand Terrace, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grand Terrace, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Grand Terrace for less when you shop around and compare rates from multiple Grand Terrace, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grand Terrace, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,624
Farmers $6,586
GEICO $3,920
Liberty Mutual $3,008
Nationwide $6,632
Progressive $3,536
State Farm $6,951
Travelers $4,172
USAA $4,103

Winners by Category: Where to Buy Cheap Auto Insurance in Grand Terrace, CA

Compare rates from the cheapest auto insurance companies in Grand Terrace, CA for your needs. Take a look at how Grand Terrace, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grand Terrace, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Grand Terrace, California Auto Insurance Companies

If you’re looking for the cheapest Grand Terrace, CA auto insurance companies overall, you can compare them here. Find the best price for Grand Terrace, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Grand Terrace, California

Insurance Company Average Annual Rates
Allstate $4,785
Farmers $5,253
GEICO $2,895
Liberty Mutual $2,866
Nationwide $4,385
Progressive $2,734
State Farm $4,325
Travelers $3,301
USAA $2,536

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What affects Grand Terrace, California auto insurance rates?

Local factors affect auto insurance rates in Grand Terrace, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Grand Terrace auto insurance rates.

Auto Theft in Grand Terrace

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Grand Terrace, CA auto theft show a total of 33 vehicle thefts annually.

Commute Times in Grand Terrace

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grand Terrace, CA is 27.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Grand Terrace, CA

You can buy cheap Grand Terrace, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grand Terrace, California auto insurance quotes from top companies.

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