Buy Cheap Grand River, OH Auto Insurance (2021)

Grand River, OH auto insurance rates average $223 a month. Minimum auto insurance requirements in Grand River, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Grand River, OH, compare Grand River auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Grand River, OH are $223/month
  • The most expensive auto insurance company in Grand River is Liberty Mutual
  • The most expensive auto insurance company in Grand River after a DUI is Liberty Mutual

Finding affordable Grand River, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Grand River, OH auto insurance with confidence is right here. Auto insurance rates in Grand River are affected by local factors as well as personal ones like your driving record.

See how Grand River, OH car insurance rates compare to Lorain auto insurance rates, Cleveland auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Grand River.

Don’t buy Grand River, OH auto insurance until you’ve compared rates. Get free Grand River, Ohio auto insurance quotes when you enter your ZIP code above.

Grand River, OH Minimum Auto Insurance Requirements

The required auto insurance in Grand River, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Grand River, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Grand River, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Grand River, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Grand River, OH. Take a look at Grand River, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Grand River, Ohio

Insurance Company Poor Fair Good
Allstate $3,978 $2,901 $2,415
American Family $1,967 $1,334 $1,126
Farmers $3,761 $3,188 $3,035
GEICO $1,999 $1,669 $1,339
Liberty Mutual $5,709 $3,513 $2,754
Nationwide $3,858 $3,108 $2,625
Progressive $3,539 $3,077 $2,884
State Farm $3,423 $2,116 $1,668
Travelers $3,325 $2,896 $2,707
USAA $1,941 $1,377 $1,175

Buy Cheap Grand River, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grand River, Ohio auto insurance rates? Find out how car insurance rates in Grand River, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grand River, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,059 $2,045 $1,868 $1,995 $5,786 $6,607 $2,145 $2,280
American Family $890 $922 $822 $823 $2,918 $3,156 $1,109 $1,166
Farmers $1,735 $1,731 $1,526 $1,612 $7,859 $8,176 $1,949 $2,033
GEICO $1,209 $1,172 $1,136 $1,148 $3,218 $2,990 $1,343 $1,136
Liberty Mutual $1,842 $2,012 $1,413 $1,726 $9,806 $11,075 $1,944 $2,118
Nationwide $2,125 $2,135 $1,920 $1,932 $5,484 $7,058 $2,276 $2,644
Progressive $1,598 $1,494 $1,331 $1,375 $7,361 $8,281 $1,912 $1,979
State Farm $1,413 $1,413 $1,275 $1,275 $4,573 $5,737 $1,645 $1,888
Travelers $1,361 $1,381 $1,359 $1,350 $5,940 $9,386 $1,421 $1,611
USAA $908 $916 $865 $863 $2,800 $3,116 $1,213 $1,303

Buy Cheap Grand River, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grand River can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grand River, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grand River, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,786 $6,607
American Family $2,918 $3,156
Farmers $7,859 $8,176
GEICO $3,218 $2,990
Liberty Mutual $9,806 $11,075
Nationwide $5,484 $7,058
Progressive $7,361 $8,281
State Farm $4,573 $5,737
Travelers $5,940 $9,386
USAA $2,800 $3,116

Buy Cheap Grand River, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Grand River, Ohio by comparing Grand River senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grand River, OH here.

Annual Auto Insurance Rates for Senior Drivers in Grand River, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,868 $1,995
American Family $822 $823
Farmers $1,526 $1,612
GEICO $1,136 $1,148
Liberty Mutual $1,413 $1,726
Nationwide $1,920 $1,932
Progressive $1,331 $1,375
State Farm $1,275 $1,275
Travelers $1,359 $1,350
USAA $865 $863

Find Cheap Auto Insurance Rates in Grand River, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grand River, Ohio auto insurance. Compare Grand River, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grand River, Ohio

Insurance Company Low Medium High
Allstate $2,979 $3,091 $3,225
American Family $1,449 $1,488 $1,490
Farmers $3,146 $3,275 $3,563
GEICO $1,615 $1,662 $1,730
Liberty Mutual $3,820 $4,016 $4,140
Nationwide $3,527 $3,099 $2,965
Progressive $3,041 $3,140 $3,318
State Farm $2,270 $2,411 $2,526
Travelers $2,890 $3,016 $3,022
USAA $1,425 $1,496 $1,572

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Find Cheap Grand River, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grand River. Compare auto insurance rates in Grand River, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grand River, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,098 $3,098
American Family $1,458 $1,493
Farmers $3,328 $3,328
GEICO $1,640 $1,698
Liberty Mutual $3,992 $3,992
Nationwide $3,197 $3,197
Progressive $3,166 $3,166
State Farm $2,342 $2,463
Travelers $2,976 $2,976
USAA $1,440 $1,556

Find Cheap Grand River, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Grand River, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grand River, OH, take a look at the average cost for various violations versus rates for a clean driving record in Grand River.

Annual Grand River, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,591 $3,149 $3,710 $2,942
American Family $1,414 $1,496 $1,496 $1,496
Farmers $2,742 $3,536 $3,448 $3,585
GEICO $1,136 $1,634 $2,367 $1,540
Liberty Mutual $3,347 $4,315 $4,396 $3,910
Nationwide $2,566 $3,258 $4,128 $2,835
Progressive $2,727 $3,725 $2,905 $3,309
State Farm $2,179 $2,626 $2,402 $2,402
Travelers $2,188 $2,857 $4,313 $2,547
USAA $1,147 $1,539 $2,033 $1,272

Find Cheap Grand River, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grand River, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Grand River for less when you shop around and compare rates from multiple Grand River, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grand River, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $1,496
Farmers $3,448
GEICO $2,367
Liberty Mutual $4,396
Nationwide $4,128
Progressive $2,905
State Farm $2,402
Travelers $4,313
USAA $2,033

Winners by Category: Where to Buy Cheap Auto Insurance in Grand River, OH

Compare rates from the cheapest auto insurance companies in Grand River, OH for your needs. Take a look at how Grand River, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grand River, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Grand River, Ohio Auto Insurance Companies

If you’re looking for the cheapest Grand River, OH auto insurance companies overall, you can compare them here. Find the best price for Grand River, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Grand River, Ohio

Insurance Company Average Annual Rates
Allstate $3,098
American Family $1,476
Farmers $3,328
GEICO $1,669
Liberty Mutual $3,992
Nationwide $3,197
Progressive $3,166
State Farm $2,402
Travelers $2,976
USAA $1,498

What affects Grand River, Ohio auto insurance rates?

Local factors affect auto insurance rates in Grand River, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Grand River auto insurance rates.

Commute Times in Grand River

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grand River, OH is 23.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Grand River, OH

You can buy cheap Grand River, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grand River, Ohio auto insurance quotes from top companies.

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