Buy Cheap Grand Rapids, OH Auto Insurance (2021)

Grand Rapids, OH auto insurance rates average $217 a month. Minimum auto insurance requirements in Grand Rapids, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Grand Rapids, OH, compare Grand Rapids auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Grand Rapids, OH are $217/month
  • The most expensive auto insurance company in Grand Rapids after a DUI is Liberty Mutual
  • Average auto insurance rates in Grand Rapids, OH for teens drivers are $5,395/year

Finding affordable Grand Rapids, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Grand Rapids, OH auto insurance with confidence is right here. Auto insurance rates in Grand Rapids are affected by local factors as well as personal ones like your driving record.

See how Grand Rapids, OH car insurance rates compare to Parma auto insurance rates, Hamilton auto insurance rates, and Lorain auto insurance rates before you read more about the cost of auto insurance in Grand Rapids.

Don’t buy Grand Rapids, OH auto insurance until you’ve compared rates. Get free Grand Rapids, Ohio auto insurance quotes when you enter your ZIP code above.

Grand Rapids, OH Minimum Auto Insurance Requirements

The required auto insurance in Grand Rapids, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Grand Rapids, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Grand Rapids, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Grand Rapids, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Grand Rapids, OH. Take a look at Grand Rapids, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Grand Rapids, Ohio

Insurance Company Poor Fair Good
Allstate $3,784 $2,760 $2,305
American Family $1,715 $1,174 $995
Farmers $3,909 $3,297 $3,139
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,808 $3,574 $2,803
Nationwide $3,657 $2,949 $2,492
Progressive $3,443 $2,976 $2,778
State Farm $3,601 $2,225 $1,754
Travelers $3,045 $2,653 $2,480
USAA $1,762 $1,247 $1,063

Buy Cheap Grand Rapids, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grand Rapids, Ohio auto insurance rates? Find out how car insurance rates in Grand Rapids, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grand Rapids, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,967 $1,955 $1,777 $1,897 $5,473 $6,268 $2,063 $2,200
American Family $827 $856 $753 $756 $2,441 $2,642 $1,017 $1,067
Farmers $1,828 $1,821 $1,611 $1,700 $8,069 $8,365 $2,050 $2,142
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,881 $2,052 $1,445 $1,762 $9,957 $11,238 $1,990 $2,168
Nationwide $2,017 $2,025 $1,824 $1,835 $5,205 $6,692 $2,159 $2,505
Progressive $1,584 $1,492 $1,321 $1,365 $7,020 $7,900 $1,888 $1,953
State Farm $1,504 $1,504 $1,351 $1,351 $4,764 $5,983 $1,749 $2,005
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $826 $833 $785 $785 $2,525 $2,812 $1,102 $1,191

Buy Cheap Grand Rapids, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grand Rapids can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grand Rapids, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grand Rapids, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,473 $6,268
American Family $2,441 $2,642
Farmers $8,069 $8,365
GEICO $3,091 $2,874
Liberty Mutual $9,957 $11,238
Nationwide $5,205 $6,692
Progressive $7,020 $7,900
State Farm $4,764 $5,983
Travelers $5,411 $8,570
USAA $2,525 $2,812

Buy Cheap Grand Rapids, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Grand Rapids, Ohio by comparing Grand Rapids senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grand Rapids, OH here.

Annual Auto Insurance Rates for Senior Drivers in Grand Rapids, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,777 $1,897
American Family $753 $756
Farmers $1,611 $1,700
GEICO $1,096 $1,110
Liberty Mutual $1,445 $1,762
Nationwide $1,824 $1,835
Progressive $1,321 $1,365
State Farm $1,351 $1,351
Travelers $1,247 $1,242
USAA $785 $785

Find Cheap Auto Insurance Rates in Grand Rapids, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grand Rapids, Ohio auto insurance. Compare Grand Rapids, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grand Rapids, Ohio

Insurance Company Low Medium High
Allstate $2,859 $2,944 $3,047
American Family $1,272 $1,304 $1,308
Farmers $3,270 $3,395 $3,680
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,887 $4,083 $4,215
Nationwide $3,336 $2,941 $2,821
Progressive $2,934 $3,036 $3,225
State Farm $2,396 $2,535 $2,648
Travelers $2,646 $2,762 $2,768
USAA $1,300 $1,356 $1,416

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Find Cheap Grand Rapids, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grand Rapids. Compare auto insurance rates in Grand Rapids, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grand Rapids, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,950 $2,950
American Family $1,280 $1,310
Farmers $3,448 $3,448
GEICO $1,575 $1,629
Liberty Mutual $4,062 $4,062
Nationwide $3,033 $3,033
Progressive $3,065 $3,065
State Farm $2,463 $2,590
Travelers $2,726 $2,726
USAA $1,306 $1,409

Find Cheap Grand Rapids, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Grand Rapids, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grand Rapids, OH, take a look at the average cost for various violations versus rates for a clean driving record in Grand Rapids.

Annual Grand Rapids, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,479 $2,992 $3,522 $2,806
American Family $1,243 $1,312 $1,312 $1,312
Farmers $2,841 $3,661 $3,570 $3,722
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,408 $4,387 $4,472 $3,979
Nationwide $2,437 $3,091 $3,912 $2,691
Progressive $2,644 $3,593 $2,818 $3,207
State Farm $2,298 $2,755 $2,526 $2,526
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,045 $1,398 $1,829 $1,157

Find Cheap Grand Rapids, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grand Rapids, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Grand Rapids for less when you shop around and compare rates from multiple Grand Rapids, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grand Rapids, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,522
American Family $1,312
Farmers $3,570
GEICO $2,282
Liberty Mutual $4,472
Nationwide $3,912
Progressive $2,818
State Farm $2,526
Travelers $3,940
USAA $1,829

Winners by Category: Where to Buy Cheap Auto Insurance in Grand Rapids, OH

Compare rates from the cheapest auto insurance companies in Grand Rapids, OH for your needs. Take a look at how Grand Rapids, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grand Rapids, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Grand Rapids, Ohio Auto Insurance Companies

If you’re looking for the cheapest Grand Rapids, OH auto insurance companies overall, you can compare them here. Find the best price for Grand Rapids, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Grand Rapids, Ohio

Insurance Company Average Annual Rates
Allstate $2,950
American Family $1,295
Farmers $3,448
GEICO $1,602
Liberty Mutual $4,062
Nationwide $3,033
Progressive $3,065
State Farm $2,526
Travelers $2,726
USAA $1,357

What affects Grand Rapids, Ohio auto insurance rates?

Local factors affect auto insurance rates in Grand Rapids, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Grand Rapids auto insurance rates.

Commute Times in Grand Rapids

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grand Rapids, OH is 26.0 minutes according to City-Data.

Traffic in Grand Rapids

How is traffic in Grand Rapids, Ohio? Inrix data shows that Grand Rapids, OH traffic makes it the 248th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Grand Rapids, OH

You can buy cheap Grand Rapids, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grand Rapids, Ohio auto insurance quotes from top companies.

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