Buy Cheap Grand Island, NE Auto Insurance (2022)

Grand Island, NE auto insurance rates average $263 a month. Minimum auto insurance requirements in Grand Island, Nebraska are 25/50/25 to comply with Nebraska laws. To buy cheap auto insurance in Grand Island, NE, compare Grand Island auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Grand Island, NE after a DUI are $3,674/year
  • The most expensive auto insurance company in Grand Island is Liberty Mutual
  • Average auto insurance rates in Grand Island, NE are $263/month

Finding affordable Grand Island, Nebraska auto insurance can be challenging, but everything you need to know to buy cheap Grand Island, NE auto insurance with confidence is right here. Auto insurance rates in Grand Island are affected by local factors as well as personal ones like your driving record.

See how Grand Island, NE car insurance rates compare to Kearney auto insurance rates, Norfolk auto insurance rates, and Omaha auto insurance rates before you read more about the cost of auto insurance in Grand Island.

Don’t buy Grand Island, NE auto insurance until you’ve compared rates. Get free Grand Island, Nebraska auto insurance quotes when you enter your ZIP code above.

Grand Island, NE Minimum Auto Insurance Requirements

The required auto insurance in Grand Island, NE is 25/50/25 according to the auto insurance laws in Nebraska. The minimum auto insurance in Grand Island, Nebraska is outlined here.

Minimum Required Auto Insurance Coverage in Grand Island, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Grand Island, NE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Grand Island, NE. Take a look at Grand Island, Nebraska auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Grand Island, Nebraska

Insurance Company Poor Fair Good
Allstate $3,302 $2,526 $2,192
American Family $2,695 $1,838 $1,497
Farmers $4,335 $3,602 $3,427
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,207 $4,958 $3,897
Nationwide $3,028 $2,424 $2,127
Progressive $3,769 $3,180 $2,941
State Farm $3,254 $1,952 $1,516
USAA $3,153 $2,133 $1,811

Buy Cheap Grand Island, NE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grand Island, Nebraska auto insurance rates? Find out how car insurance rates in Grand Island, NE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grand Island, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,824 $1,738 $1,632 $1,647 $5,073 $5,358 $2,039 $2,075
American Family $1,599 $1,599 $1,460 $1,460 $2,701 $4,001 $1,564 $1,696
Farmers $2,145 $2,128 $1,920 $2,030 $8,437 $8,680 $2,431 $2,534
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $2,994 $3,249 $2,366 $2,879 $12,898 $14,496 $3,139 $3,477
Nationwide $1,738 $1,790 $1,560 $1,665 $4,129 $5,131 $2,017 $2,180
Progressive $1,814 $1,741 $1,491 $1,553 $7,196 $8,095 $2,167 $2,319
State Farm $1,428 $1,428 $1,264 $1,264 $4,042 $5,127 $1,581 $1,792
USAA $1,403 $1,400 $1,276 $1,314 $4,408 $5,283 $1,816 $2,027

Buy Cheap Grand Island, NE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grand Island can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grand Island, NE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grand Island, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,073 $5,358
American Family $2,701 $4,001
Farmers $8,437 $8,680
GEICO $6,043 $7,918
Liberty Mutual $12,898 $14,496
Nationwide $4,129 $5,131
Progressive $7,196 $8,095
State Farm $4,042 $5,127
USAA $4,408 $5,283

Buy Cheap Grand Island, NE Auto Insurance for Seniors

You can save on senior auto insurance rates in Grand Island, Nebraska by comparing Grand Island senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grand Island, NE here.

Annual Auto Insurance Rates for Senior Drivers in Grand Island, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,632 $1,647
American Family $1,460 $1,460
Farmers $1,920 $2,030
GEICO $2,841 $2,734
Liberty Mutual $2,366 $2,879
Nationwide $1,560 $1,665
Progressive $1,491 $1,553
State Farm $1,264 $1,264
USAA $1,276 $1,314

Find Cheap Auto Insurance Rates in Grand Island, NE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grand Island, Nebraska auto insurance. Compare Grand Island, NE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grand Island, Nebraska

Insurance Company Low Medium High
Allstate $2,601 $2,668 $2,751
American Family $1,989 $2,069 $1,972
Farmers $3,620 $3,732 $4,012
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,525 $5,656 $5,882
Nationwide $2,563 $2,519 $2,497
Progressive $3,135 $3,288 $3,468
State Farm $2,143 $2,237 $2,342
USAA $2,293 $2,363 $2,442

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Find Cheap Grand Island, NE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grand Island. Compare auto insurance rates in Grand Island, NE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grand Island, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,673 $2,673
American Family $1,994 $2,026
Farmers $3,788 $3,788
GEICO $3,746 $3,863
Liberty Mutual $5,687 $5,687
Nationwide $2,526 $2,526
Progressive $3,297 $3,297
State Farm $2,184 $2,297
USAA $2,338 $2,393

Find Cheap Grand Island, NE Auto Insurance Rates by Driving Record

Auto insurance rates in Grand Island, Nebraska are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grand Island, NE, take a look at the average cost for various violations versus rates for a clean driving record in Grand Island.

Annual Grand Island, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,325 $2,620 $3,152 $2,595
American Family $1,964 $2,148 $1,964 $1,964
Farmers $3,199 $4,115 $4,013 $3,825
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $4,877 $5,747 $6,230 $5,894
Nationwide $1,805 $2,591 $3,670 $2,039
Progressive $2,799 $4,125 $3,132 $3,132
State Farm $2,069 $2,413 $2,241 $2,241
USAA $1,795 $2,260 $3,375 $2,033

Find Cheap Grand Island, NE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grand Island, Nebraska is higher than for a clean driving record. You can buy auto insurance after a DUI in Grand Island for less when you shop around and compare rates from multiple Grand Island, NE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grand Island, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,152
American Family $1,964
Farmers $4,013
GEICO $5,286
Liberty Mutual $6,230
Nationwide $3,670
Progressive $3,132
State Farm $2,241
USAA $3,375

Winners by Category: Where to Buy Cheap Auto Insurance in Grand Island, NE

Compare rates from the cheapest auto insurance companies in Grand Island, NE for your needs. Take a look at how Grand Island, Nebraska auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grand Island, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Find Cheap Grand Island, Nebraska Auto Insurance Companies

If you’re looking for the cheapest Grand Island, NE auto insurance companies overall, you can compare them here. Find the best price for Grand Island, Nebraska car insurance by company.

Average Annual Auto Insurance Rates by Company in Grand Island, Nebraska

Insurance Company Average Annual Rates
Allstate $2,673
American Family $2,010
Farmers $3,788
GEICO $3,805
Liberty Mutual $5,687
Nationwide $2,526
Progressive $3,297
State Farm $2,241
USAA $2,366

What affects Grand Island, Nebraska auto insurance rates?

Local factors affect auto insurance rates in Grand Island, NE, including traffic, theft statistics, and commute length. Take a look at the things that impact Grand Island auto insurance rates.

Commute Times in Grand Island

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grand Island, NE is 17.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Grand Island, NE

You can buy cheap Grand Island, NE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grand Island, Nebraska auto insurance quotes from top companies.

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