Buy Cheap Granby, CO Auto Insurance (2021)

Granby, CO auto insurance rates average $308 a month. Minimum auto insurance requirements in Granby, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Granby, CO, compare Granby auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Granby, CO are $308/month
  • Average auto insurance rates in Granby, CO for teens drivers are $7,117/year
  • Average auto insurance rates in Granby, CO after a DUI are $4,406/year

Finding affordable Granby, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Granby, CO auto insurance with confidence is right here. Auto insurance rates in Granby are affected by local factors as well as personal ones like your driving record.

See how Granby, CO car insurance rates compare to Fort Collins auto insurance rates, Greeley auto insurance rates, and Boulder auto insurance rates before you read more about the cost of auto insurance in Granby.

Don’t buy Granby, CO auto insurance until you’ve compared rates. Get free Granby, Colorado auto insurance quotes when you enter your ZIP code above.

Granby, CO Minimum Auto Insurance Requirements

The required auto insurance in Granby, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Granby, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Granby, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Granby, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Granby, CO. Take a look at Granby, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Granby, Colorado

Insurance Company Poor Fair Good
Allstate $6,040 $4,663 $3,528
American Family $4,893 $3,473 $2,906
Farmers $5,562 $4,520 $4,297
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,212 $2,561 $2,041
Nationwide $4,245 $3,363 $2,929
Progressive $4,454 $3,804 $3,495
State Farm $4,542 $2,921 $2,356
USAA $4,786 $2,717 $2,174

Buy Cheap Granby, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Granby, Colorado auto insurance rates? Find out how car insurance rates in Granby, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Granby, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,889 $2,696 $2,611 $2,637 $10,131 $10,653 $3,158 $3,172
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,814 $2,799 $2,548 $2,736 $10,538 $10,664 $3,097 $3,149
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $2,020 $1,968 $1,718 $1,888 $5,663 $6,164 $2,033 $2,053
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,395 $2,241 $2,081 $2,076 $8,132 $9,088 $2,702 $2,628
State Farm $2,063 $2,063 $1,848 $1,848 $5,883 $7,433 $2,306 $2,743
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Buy Cheap Granby, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Granby can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Granby, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Granby, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,131 $10,653
American Family $6,230 $8,345
Farmers $10,538 $10,664
GEICO $6,178 $6,577
Liberty Mutual $5,663 $6,164
Nationwide $5,929 $7,587
Progressive $8,132 $9,088
State Farm $5,883 $7,433
USAA $5,365 $6,151

Buy Cheap Granby, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Granby, Colorado by comparing Granby senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Granby, CO here.

Annual Auto Insurance Rates for Senior Drivers in Granby, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,611 $2,637
American Family $2,316 $2,316
Farmers $2,548 $2,736
GEICO $2,090 $2,332
Liberty Mutual $1,718 $1,888
Nationwide $2,085 $2,204
Progressive $2,081 $2,076
State Farm $1,848 $1,848
USAA $2,054 $2,068

Find Cheap Auto Insurance Rates in Granby, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Granby, Colorado auto insurance. Compare Granby, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Granby, Colorado

Insurance Company Low Medium High
Allstate $4,501 $4,728 $5,002
American Family $3,605 $3,834 $3,832
Farmers $4,219 $4,725 $5,435
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,765 $2,926 $3,125
Nationwide $3,535 $3,511 $3,491
Progressive $3,636 $3,930 $4,187
State Farm $3,077 $3,273 $3,470
USAA $3,096 $3,225 $3,356

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Find Cheap Granby, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Granby. Compare auto insurance rates in Granby, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Granby, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,743 $4,743
American Family $3,678 $3,837
Farmers $4,793 $4,793
GEICO $3,075 $3,212
Liberty Mutual $2,938 $2,938
Nationwide $3,512 $3,512
Progressive $3,918 $3,918
State Farm $3,195 $3,351
USAA $3,134 $3,317

Find Cheap Granby, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Granby, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Granby, CO, take a look at the average cost for various violations versus rates for a clean driving record in Granby.

Annual Granby, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,029 $4,643 $5,720 $4,582
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,055 $5,198 $5,125 $4,794
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,563 $3,013 $3,139 $3,039
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,396 $4,733 $3,583 $3,958
State Farm $3,015 $3,532 $3,273 $3,273
USAA $2,359 $2,868 $5,018 $2,659

Find Cheap Granby, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Granby, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Granby for less when you shop around and compare rates from multiple Granby, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Granby, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,720
American Family $5,160
Farmers $5,125
GEICO $3,949
Liberty Mutual $3,139
Nationwide $4,685
Progressive $3,583
State Farm $3,273
USAA $5,018

Winners by Category: Where to Buy Cheap Auto Insurance in Granby, CO

Compare rates from the cheapest auto insurance companies in Granby, CO for your needs. Take a look at how Granby, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Granby, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Granby, Colorado Auto Insurance Companies

If you’re looking for the cheapest Granby, CO auto insurance companies overall, you can compare them here. Find the best price for Granby, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Granby, Colorado

Insurance Company Average Annual Rates
Allstate $4,743
American Family $3,757
Farmers $4,793
GEICO $3,143
Liberty Mutual $2,938
Nationwide $3,512
Progressive $3,918
State Farm $3,273
USAA $3,226

What affects Granby, Colorado auto insurance rates?

Local factors affect auto insurance rates in Granby, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Granby auto insurance rates.

Commute Times in Granby

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Granby, CO is 22.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Granby, CO

You can buy cheap Granby, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Granby, Colorado auto insurance quotes from top companies.

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