Buy Cheap Gramercy, LA Auto Insurance (2022)

Gramercy, LA auto insurance rates average $517 a month. Minimum auto insurance requirements in Gramercy, Louisiana are 15/30/25 to comply with Louisiana laws. To buy cheap auto insurance in Gramercy, LA, compare Gramercy auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Gramercy is Progressive
  • Average auto insurance rates in Gramercy, LA after a DUI are $7,173/year
  • Average auto insurance rates in Gramercy, LA are $517/month

Finding affordable Gramercy, Louisiana auto insurance can be challenging, but everything you need to know to buy cheap Gramercy, LA auto insurance with confidence is right here. Auto insurance rates in Gramercy are affected by local factors as well as personal ones like your driving record.

See how Gramercy, LA car insurance rates compare to Kenner auto insurance rates, Bossier City auto insurance rates, and Houma auto insurance rates before you read more about the cost of auto insurance in Gramercy.

Don’t buy Gramercy, LA auto insurance until you’ve compared rates. Get free Gramercy, Louisiana auto insurance quotes when you enter your ZIP code above.

Gramercy, LA Minimum Auto Insurance Requirements

The required auto insurance in Gramercy, LA is 15/30/25 according to the auto insurance laws in Louisiana. The minimum auto insurance in Gramercy, Louisiana is outlined here.

Minimum Required Auto Insurance Coverage in Gramercy, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Gramercy, LA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gramercy, LA. Take a look at Gramercy, Louisiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gramercy, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $8,268 $7,172 $5,403
Progressive $8,437 $7,237 $6,733
State Farm $6,779 $4,366 $3,528
USAA $6,759 $4,313 $3,599

Buy Cheap Gramercy, LA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gramercy, Louisiana auto insurance rates? Find out how car insurance rates in Gramercy, LA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gramercy, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,885 $4,487 $4,708 $5,831 $14,367 $15,008 $3,732 $3,562
Progressive $4,158 $3,873 $3,487 $3,774 $16,550 $18,378 $4,733 $4,797
State Farm $3,020 $3,020 $2,787 $2,787 $9,034 $11,331 $3,372 $3,775
USAA $3,019 $2,968 $2,949 $2,921 $8,998 $10,542 $3,692 $4,033

Buy Cheap Gramercy, LA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gramercy can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gramercy, LA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gramercy, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $14,367 $15,008
Progressive $16,550 $18,378
State Farm $9,034 $11,331
USAA $8,998 $10,542

Buy Cheap Gramercy, LA Auto Insurance for Seniors

You can save on senior auto insurance rates in Gramercy, Louisiana by comparing Gramercy senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gramercy, LA here.

Annual Auto Insurance Rates for Senior Drivers in Gramercy, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,708 $5,831
Progressive $3,487 $3,774
State Farm $2,787 $2,787
USAA $2,949 $2,921

Find Cheap Auto Insurance Rates in Gramercy, LA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gramercy, Louisiana auto insurance. Compare Gramercy, LA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gramercy, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,543 $6,971 $8,329
Progressive $6,128 $7,401 $8,877
State Farm $4,192 $4,879 $5,602
USAA $4,242 $4,967 $5,462

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Find Cheap Gramercy, LA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gramercy. Compare auto insurance rates in Gramercy, LA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gramercy, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,804 $7,091
Progressive $7,469 $7,469
State Farm $4,764 $5,018
USAA $4,738 $5,042

Find Cheap Gramercy, LA Auto Insurance Rates by Driving Record

Auto insurance rates in Gramercy, Louisiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gramercy, LA, take a look at the average cost for various violations versus rates for a clean driving record in Gramercy.

Annual Gramercy, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,709 $7,606 $9,435 $6,040
Progressive $6,220 $8,353 $8,026 $7,276
State Farm $4,476 $5,306 $4,891 $4,891
USAA $3,732 $5,179 $6,193 $4,457

Find Cheap Gramercy, LA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gramercy, Louisiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Gramercy for less when you shop around and compare rates from multiple Gramercy, LA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gramercy, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,318
GEICO $9,435
Progressive $8,026
State Farm $4,891
USAA $6,193

Winners by Category: Where to Buy Cheap Auto Insurance in Gramercy, LA

Compare rates from the cheapest auto insurance companies in Gramercy, LA for your needs. Take a look at how Gramercy, Louisiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gramercy, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Gramercy, Louisiana Auto Insurance Companies

If you’re looking for the cheapest Gramercy, LA auto insurance companies overall, you can compare them here. Find the best price for Gramercy, Louisiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Gramercy, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $6,947
Progressive $7,469
State Farm $4,891
USAA $4,890

What affects Gramercy, Louisiana auto insurance rates?

Local factors affect auto insurance rates in Gramercy, LA, including traffic, theft statistics, and commute length. Take a look at the things that impact Gramercy auto insurance rates.

Auto Theft in Gramercy

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Gramercy, LA auto theft show a total of 4 vehicle thefts annually.

Commute Times in Gramercy

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gramercy, LA is 25.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Gramercy, LA

You can buy cheap Gramercy, LA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gramercy, Louisiana auto insurance quotes from top companies.

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