Buy Cheap Graham, TX Auto Insurance (2021)

Graham, TX auto insurance rates average $302 a month. Minimum auto insurance requirements in Graham, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Graham, TX, compare Graham auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Graham after a DUI is Allstate
  • Average auto insurance rates in Graham, TX are $302/month
  • Average auto insurance rates in Graham, TX for teens drivers are $6,282/year

Finding affordable Graham, Texas auto insurance can be challenging, but everything you need to know to buy cheap Graham, TX auto insurance with confidence is right here. Auto insurance rates in Graham are affected by local factors as well as personal ones like your driving record.

See how Graham, TX car insurance rates compare to Fort Worth auto insurance rates, Houston auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Graham.

Don’t buy Graham, TX auto insurance until you’ve compared rates. Get free Graham, Texas auto insurance quotes when you enter your ZIP code above.

Graham, TX Minimum Auto Insurance Requirements

The required auto insurance in Graham, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Graham, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Graham, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Graham, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Graham, TX. Take a look at Graham, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Graham, Texas

Insurance Company Poor Fair Good
Allstate $6,275 $4,616 $3,952
American Family $7,023 $4,136 $3,566
GEICO $4,612 $2,619 $1,753
Nationwide $4,554 $3,650 $3,174
Progressive $4,643 $3,998 $3,700
State Farm $3,407 $2,120 $1,689
USAA $3,249 $1,868 $1,500

Buy Cheap Graham, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Graham, Texas auto insurance rates? Find out how car insurance rates in Graham, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Graham, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,192 $3,227 $3,150 $3,150 $8,480 $10,264 $3,968 $4,150
American Family $3,425 $3,732 $2,880 $3,237 $7,010 $9,297 $4,543 $5,144
GEICO $2,249 $2,414 $2,149 $2,411 $4,817 $5,042 $2,431 $2,444
Nationwide $2,382 $2,428 $2,101 $2,230 $6,721 $8,657 $2,794 $3,029
Progressive $2,225 $2,138 $1,974 $2,016 $9,068 $10,121 $2,652 $2,716
State Farm $1,715 $1,715 $1,519 $1,519 $3,969 $5,035 $1,855 $1,917
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

Buy Cheap Graham, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Graham can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Graham, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Graham, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,480 $10,264
American Family $7,010 $9,297
GEICO $4,817 $5,042
Nationwide $6,721 $8,657
Progressive $9,068 $10,121
State Farm $3,969 $5,035
USAA $3,911 $4,274

Buy Cheap Graham, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Graham, Texas by comparing Graham senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Graham, TX here.

Annual Auto Insurance Rates for Senior Drivers in Graham, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,150
American Family $2,880 $3,237
GEICO $2,149 $2,411
Nationwide $2,101 $2,230
Progressive $1,974 $2,016
State Farm $1,519 $1,519
USAA $1,350 $1,345

Find Cheap Auto Insurance Rates in Graham, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Graham, Texas auto insurance. Compare Graham, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Graham, Texas

Insurance Company Low Medium High
Allstate $4,864 $4,916 $5,063
American Family $4,709 $4,804 $5,212
GEICO $2,851 $2,958 $3,175
Nationwide $4,105 $3,629 $3,645
Progressive $3,965 $4,099 $4,278
State Farm $2,293 $2,399 $2,525
USAA $2,138 $2,198 $2,281

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Find Cheap Graham, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Graham. Compare auto insurance rates in Graham, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Graham, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,833 $5,062
American Family $4,908 $4,908
GEICO $2,936 $3,053
Nationwide $3,793 $3,793
Progressive $4,114 $4,114
State Farm $2,406 $2,406
USAA $2,178 $2,234

Find Cheap Graham, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Graham, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Graham, TX, take a look at the average cost for various violations versus rates for a clean driving record in Graham.

Annual Graham, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,853 $5,902 $6,183 $3,853
American Family $4,520 $5,634 $4,958 $4,520
GEICO $2,545 $3,336 $2,819 $3,277
Nationwide $3,284 $3,284 $4,888 $3,715
Progressive $3,594 $4,613 $4,195 $4,052
State Farm $2,152 $2,449 $2,868 $2,152
USAA $1,651 $2,423 $2,856 $1,894

Find Cheap Graham, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Graham, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Graham for less when you shop around and compare rates from multiple Graham, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Graham, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,183
American Family $4,958
GEICO $2,819
Nationwide $4,888
Progressive $4,195
State Farm $2,868
USAA $2,856

Winners by Category: Where to Buy Cheap Auto Insurance in Graham, TX

Compare rates from the cheapest auto insurance companies in Graham, TX for your needs. Take a look at how Graham, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Graham, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Graham, Texas Auto Insurance Companies

If you’re looking for the cheapest Graham, TX auto insurance companies overall, you can compare them here. Find the best price for Graham, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Graham, Texas

Insurance Company Average Annual Rates
Allstate $4,948
American Family $4,908
GEICO $2,994
Nationwide $3,793
Progressive $4,114
State Farm $2,406
USAA $2,206

What affects Graham, Texas auto insurance rates?

Local factors affect auto insurance rates in Graham, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Graham auto insurance rates.

Auto Theft in Graham

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Graham, TX auto theft show a total of 2 vehicle thefts annually.

Commute Times in Graham

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Graham, TX is 16.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Graham, TX

You can buy cheap Graham, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Graham, Texas auto insurance quotes from top companies.

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